ya, somemore "YOUR PREVIOUS BALANCE" clearly stated the amount in the statement, still got people doubt that amount exclude BT/FPP etc

yup, i just applied BT on 17/8 nite and i just received the payment to my cc just now

again, the key word is "Previous Balance"

can refer here for BT application for exisitng campaign since June

just activate the mastercard as well
the SST will automatically waived

my 2nd year SST also auto waived

they will still automatically activate for you after 3 months and charge SST accordingly but still waive it as per their promise on this mc
i also activate and sit inside the drawer
better activate and sit inside the drawer rather than later you found that one day they didnt auto waive the SST for you and the interest getting larger and larger that you thought the card already been cancelled but in fact it is still active

sorry, i should say the sst will automatically charge after 3 months, not activate without your conscent
but if the card not activate how they gonna charge the sst ler

this is from mbb:
https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf

dont self take out the "additional" ya

anyway this has been discussed since the introduction of SST, it's up to u guys keep inside drawer without activate or just call to cancel for those card that u do not intend to use, not by just leave it and dont care and when the credit score poor only complain

This post has been edited by tan_aniki: Oct 11 2021, 07:04 PM

anyway if the SST keep waived every year, why bother to cancel it?
but remember to swipe 12 times on the 3rd year as the AF waiver only valid for 3 years
they will charge on 4th year if 3rd year no min spend

yup, better activate the master since still got sst waiver every year, rather than later they charge at the back end and debt roll higher and higher without notice

but still easy to do RM2667 get RM80

yup, they will offer BT time to time, so just spend RM2667 to get RM80 enough
last month, was going to finish my BT in 3 months time, then they offer 0% BT again and can sustain for another 12 months

dispute to CS if you online txn is more than RM2667 and cant get RM80 but only RM7x

Nedt year sure got new promo, so just relax and enjoy while it last

I dont open the statement with password protected but always download the non protected pdf from affinonline

if dun want 250 250 then 201 202 203 204 lo

Becareful with unactivated card, the card will still getting charge with SST and especially you only got that card in that bank
You wont notice any statement send to you and the debt will grow bigger and bigger till affect your eccris
If you not intend to use it just cancel it
For affin duo, if u not willing to pay for the sst just cancel both card, keep unactivated card might cost more than RM25/year
Anyway we are getting 2nd year sst auto waiver for mc while RM25 continue paying for visa

i dunno how affin gonna handle this but you can always refer to this from mbb:
https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf

either u want to keep it unactivated and risk for sst charge or just activate it since we got the waiver anyway for 1st and 2nd year as well

for others card if you dun intend to use, just cancel it rather than put it inside the drawer unactivated, you might take a self shock later after few years applying loan or what

This post has been edited by tan_aniki: Nov 10 2021, 03:21 PM

sometime the charges will be back end if the card is not activated, so as i said previously, activate it or cancel it, dun let it unintendedly store inside drawer without doing anything
anyway it's ur own decision if still dun want to activate or cancel it

card b previous balance is RM2900, so max RM50
btw u cant get RM90, max only RM80 if previous balance >= RM3k