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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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tan_aniki
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Nov 11 2021, 08:25 PM
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QUOTE(Devil4life @ Nov 11 2021, 02:32 PM) Just to confirm, if my previous balance is more than RM3K but is all from BT/CIP then this new statement I spend RM2667 i still can get RM80 rebate right? yes, you need at least BT/FPP etc >= RM413 in order to get 3% max cb RM80 from qualified spending of RM2667
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tan_aniki
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Nov 13 2021, 09:06 PM
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QUOTE(imcrazyz @ Nov 13 2021, 05:24 PM) I understand this now. Just another concern here, assuming that: Previous month I did spend RM3,080 to "unlock" RM80 CB following month, but the next month I spent less than RM3,080. So do I still eligible for RM80? Another question is about the effective 3% cashback rate. I read this article from RinggitPlus, author wrote: When you spend up to RM1,667 in a month, only can get the 3% cashback rate, does this still hold true? https://ringgitplus.com/en/blog/cash-back-c...k-revision.htmlit depends on what is cover under your previous balance if your previous balance < RM3k means you only can get max RM50 cb on next statement if you able to get this month statement RM3k, it doesn't mean next month your statement RM3080 get RM80 < 3%, you still can get exactly 3% if spend RM2667 plus BT/FPP etc to make up RM3080, unless you really spend all RM3080 to get RM80, then it is < 3%
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tan_aniki
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Dec 2 2021, 01:25 PM
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QUOTE(sjz @ Dec 1 2021, 08:03 PM) agreed. 
 juz compare the bhp card..ugly is the only word to describe the old card, even BHP loyalty card looks better.. i think the old designer must have been fired for such a dire change in design language..  i just called to cancel this morning, due to the previous balance lol
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tan_aniki
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Dec 17 2021, 05:31 PM
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QUOTE(kevyeoh @ Dec 17 2021, 04:39 PM) Affin credit card replacement kena charge RM50...so expensive...other banks give free replacement lei... haiz not all, mbb also charged even kena fraud wanna change card number also charge u i changed citibank before, no charge This post has been edited by tan_aniki: Dec 17 2021, 05:32 PM
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tan_aniki
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Dec 18 2021, 03:05 PM
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nope, for mbb even pin failure or wave not functioning also need to pay for the RM50
try some excuse such as card cvc being record down by merchant or exposed during card verification from ewallet etc, card failure will subject to mishandling by individual and bank will still charge us on our own fault.
This post has been edited by tan_aniki: Dec 18 2021, 03:16 PM
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tan_aniki
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Dec 19 2021, 11:10 PM
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QUOTE(Matchy @ Dec 19 2021, 10:50 PM) My experience with PBB, they send me new cards without charge (because they sent to my old address). PBB ok, MBB X
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tan_aniki
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Dec 20 2021, 01:47 AM
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QUOTE(paogeh @ Dec 19 2021, 11:26 PM) what happen to 3080 ? I still doing 2667 , and get RM80 . cos u got BT/FPP to get previous balance at least RM3k
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tan_aniki
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Dec 23 2021, 04:27 PM
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QUOTE(celciuz @ Dec 23 2021, 03:54 PM) New is RM 3271… so one of the purchases wasn’t counted for cashback? The 2 big ones are my online USD transaction (is this considered?) another is I bought voucher from ShopBack.  your previous balance RM1455.51
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tan_aniki
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Dec 23 2021, 04:36 PM
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QUOTE(celciuz @ Dec 23 2021, 04:31 PM) Oh now I get the rules... meaning coming one I can get RM80 right? And I need to spend RM3080 each month to maintain this right? yup better take their BT offer as well so that you just need to spend RM2667 while the another RM413 can be BT/FPP/etc This post has been edited by tan_aniki: Dec 23 2021, 04:37 PM
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tan_aniki
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Dec 23 2021, 05:12 PM
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QUOTE(celciuz @ Dec 23 2021, 04:49 PM) Ya lor, I'm NBT later I try see can get the 0% or not Got it... aiseh this is really... jialat la... side note, SST considered or not? even existing also got offer till end of this year
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tan_aniki
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Jan 7 2022, 02:55 PM
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QUOTE(sjz @ Jan 7 2022, 12:43 PM) if you browse affin website. will notice they removed all other credit card offerings except Affin Duo. wondering why. https://www.affinalways.com/my-cardsall cards are there
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tan_aniki
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Jan 11 2022, 12:21 PM
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QUOTE(Matchy @ Jan 11 2022, 09:55 AM) The CS said both not waiveable. You mean the statement/transaction? (Can see the statement below) ya... but they debit-credit-debit. *below is the mastercard.  U call CS to ask for waiver? We didnt call and they auto waived for mc Maybe after u call they reverse it
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tan_aniki
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Jan 11 2022, 02:32 PM
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QUOTE(Matchy @ Jan 11 2022, 12:32 PM) This is before I call them. Strange, mine 7 Oct 2021 no issue
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tan_aniki
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Jan 11 2022, 07:53 PM
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QUOTE(celciuz @ Jan 11 2022, 03:22 PM) To get RM80 per month, is it RM2667 (+RM500) or RM2580 (+RM500) also can get it? if you want RM80 cb then RM2667 + RM500, if you do RM2580 + RM500, only got RM77.40
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tan_aniki
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Jan 12 2022, 12:27 AM
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QUOTE(jutamind @ Jan 11 2022, 08:52 PM) If I spend RM2000 every month, do I get 50 or 60 cash back? depends u got others like BT/FPP to make it previous balance = RM3k if got then RM60, if no then RM50
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tan_aniki
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Jan 12 2022, 01:52 PM
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QUOTE(BeadsCrazee @ Jan 12 2022, 08:52 AM) The CS told me that no more waiver since sept 21 when i asked whether i can get cashback after activating master card. So i guess that applies to all SST charges whether it is charged upon activation or renewal QUOTE(tan_aniki @ Jan 11 2022, 02:32 PM) Strange, mine 7 Oct 2021 no issue  no more after Sep 2021? another newbie CS?
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tan_aniki
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Jan 13 2022, 07:31 PM
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QUOTE(cclim2011 @ Jan 13 2022, 04:12 PM) hey getting me very blurred with the numbers. do i get rm80 if spend (tng) rm3080 monthly 😂 sorry, this is first month without RRP 🤣 u are asking RM2500 can get RM80 or not and the answer is there already
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tan_aniki
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Jan 13 2022, 09:14 PM
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QUOTE(celciuz @ Jan 11 2022, 03:22 PM) To get RM80 per month, is it RM2667 (+RM500) or RM2580 (+RM500) also can get it? QUOTE(cclim2011 @ Jan 13 2022, 09:12 PM) not me. just browsed to here to see if there is any change. why are the numbers getting more random and weirder. i thought spend 3080 to get 80. that's all right? sorry, not u, someone asking for this
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tan_aniki
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Feb 19 2022, 11:35 PM
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QUOTE(flashy4896 @ Feb 19 2022, 11:14 PM)   Guys, want to ask, previous month Jan i spent 5k+, this month i should get RM 80 CB, but end up only get RM 54.90. why i didn't get the full RM 80 as my statement balance is more than RM 3080? reverse calculation will help u RM54.90 / 0.03 = RM1830 you saw what add up to those figure right?
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tan_aniki
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Mar 9 2022, 04:40 PM
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QUOTE(ronnie @ Mar 9 2022, 12:03 PM) if it says cash back will be given based on previous statement balance, does this mean first month we can never get RM80 even if we spend RM3080 on the first month we get the card ? if you want RM80 cb every month, you still need to have statement balance RM3k anyway, do rather than doing RM3050, just do extra RM30 to make it RM3080 and enjoy the rest without any issue
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