yalor... ppl got family member passaway, why make ppl life difficult le

Keep a list of your accounts. Tell the one you trust the most.

At least when something happen, someone knows which bank to go to.
Imagine the need to dig thru the personal belonging of the deceased, sad and troublesome at same time. Moreover, nowadays no more physical statement, might struggle to find which banks.

Also, phone unlock pattern make sure someone knows, else phone/email also cannot access.

So far no issue by bank. All You need is Just to show GP and they will release according to Senarai Aset in the list. Simple and Easy

I see many suffer to search for those info, even finally they got it but the process is

so I make my Will very long long....

Agent say normal ppl write like this:
Subject to payment of my just debts, funeral and testamentary expenses, I give all and devise all my estate both real and personal of whatsoever nature and wheresoever situate unto my Trustee upon trust to sell, call in and convert the same into money such parts thereof as shall not consist of cash (with full discretionary power to postpone such sale calling in and conversion and to retain any part of my estate in its present form without being responsible for loss) and to pay the net proceeds of such sale calling in and conversion and all ready moneys which I own at the date of my death and all parts of my estate for the time being unconverted to Mr. AAA (NRIC No. xxx) absolutely.

I insist of writing like this (eg):
1. I give to Mr. AAA (NRIC No. xxx) the moneys standing to my credit in all my bank accounts with PQR BANK BERHAD.
2. I give to Mr. AAA (NRIC No. xxx) the moneys standing to my credit in all my bank accounts with XYZ BANK BERHAD.
3. I give all my securities/investments listed on the Securities Exchange of Bursa Malaysia to Mr. AAA (NRIC No. xxx).

Hence, I have to pay for more clause.

Hope I mati dun susah orang sangat.

yes correct. the headache part is preparing the Senarai Aset.

The first problem will be how to get Senarai Asset.
With GP, all banks will cooperate.
But to have the inventory list first, u need to go to banks but without GP they will have reservation to help u.

This post has been edited by Kyan0411: Jul 16 2020, 10:01 PM

post #6 mentioned... Some banks even want FD cert number to be on the inventory

this is how my clause was so looooong......

those transit account or temporary account, I ignore it. My FD account is like temporary parking cash account. So, I ignore it. Some more FD very hard to write in the Will one by one.

previously in Will thread...they suggested list in inventory list book (outside the will)

Oh ok, got it...
Agree.. though it wasn’t clear whether Citibank staff was or was not tactful enough...

What about accounts with the bank owned by deceased but not listed in the Senarai Aset???? I always thought once we show GP with deceased particulars, the banks will transfer all accounts held with that bank to executor or beneficiary ...

This post has been edited by aspartame: Jul 16 2020, 10:29 PM

Some banks are very strict on this. If not on inventory they wont release. Experience with Maybank. Had to amend inventory and go to court again.

Why need headache. So far all inside the senarai aset. I Just need show will the rest lawyer will do


You are Wrong. GP need to attach with list and the list Just state Everything. I Just inform Lawyer He will get all particulars from each banks before claim


No. You need list each and every particulars in the senarai aset only bank will release. If lupa masuk You need get Another order from high court to include it

Weird. My lawyer wants us to find out ourself. Of course he can do a search but that would be different $$, like % charge of total assets (similar to Amanahraya)

In the end, we search the banks on our own with the original copy of will.

This post has been edited by Kyan0411: Jul 16 2020, 10:50 PM

Lawyer Definitely will charge extra but not much. You know Why? Because bank more Trust Lawyer firm than individual. Thats Why bank will release all bank details of the deceased. If not You need to get Another court order or amendment Which is costly and Wasting time run here there. A smart Lawyer will advise You first to save Your time and charges.

Remember If you do again, You need to bear Lawyer fees again, court punya fees, other charges like travelling to court. Sometimes ppl Never learn

Lawyer dont charge on percentage on total asset. You kena tipu liao.

This is exactly the issue I had. If you as executor going to bank, banks might not layan. You need a lawyer to do all those for you despite the lawyer said the banks should divulge the info but some banks are just not comfortable.

Nonentheless, managed to get all those done.

You mean if deceased got 4 accounts with the bank and you only list 3, the bank will not deal with the 3 accounts first? Then do they tell you there are 4 accounts? They don’t tell you the account number of the 4th account? Confusing a bit...

The bank will only deal with whatever listed in the senarai aset as simple as that. Other thing not listed they will not entertain

That is Why ask Lawyer handle. The bank will reply to the law firm by stating all accounts FD amount etc in that particular bank. The mentaliti of ppl is save penny create prob later.

But will they inform us that there are still other FDs not listed in Senarai Aset? I find this practice very strange. When the bank process the “return” of money to the executor, they already ascertain the authenticity of the executor right? So, why can’t they let the executor know the other FDs not listed in Senarai Aset? Aiyo....

This post has been edited by aspartame: Jul 17 2020, 07:19 AM