I see many suffer to search for those info, even finally they got it but the process is       

so I make my Will very long long....   

Agent say normal ppl write like this:
Subject to payment of my just debts, funeral and testamentary expenses, I give all and devise all my estate both real and personal of whatsoever nature and wheresoever situate unto my Trustee upon trust to sell, call in and convert the same into money such parts thereof as shall not consist of cash (with full discretionary power to postpone such sale calling in and conversion and to retain any part of my estate in its present form without being responsible for loss) and to pay the net proceeds of such sale calling in and conversion and all ready moneys which I own at the date of my death and all parts of my estate for the time being unconverted to Mr. AAA (NRIC No. xxx) absolutely.

I insist of writing like this (eg):
1. I give to Mr. AAA (NRIC No. xxx) the moneys standing to my credit in all my bank accounts with PQR BANK BERHAD.
2. I give to Mr. AAA (NRIC No. xxx) the moneys standing to my credit in all my bank accounts with XYZ BANK BERHAD.
3. I give all my securities/investments listed on the Securities Exchange of Bursa Malaysia to Mr. AAA (NRIC No. xxx).

Hence, I have to pay for more clause.

Hope I mati dun susah orang sangat.

this is how my clause was so looooong......

those transit account or temporary account, I ignore it.  My FD account is like temporary parking cash account. So, I ignore it.  Some more FD very hard to write in the Will one by one.