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 Wise (Transferwise) Malaysia Discussion, v1.0

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CommodoreAmiga
post Jan 24 2023, 05:20 PM

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Hmm..failed at a shop selling waffles at Changi Airport. Msg says "Pls use Contact". So have to use pin.
CommodoreAmiga
post Jan 24 2023, 11:00 PM

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QUOTE(xander2k8 @ Jan 24 2023, 10:12 PM)
What machine is that?
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I think it looks like same machine which was working at other places. So, maybe it's some setting or depending on the bank?
CommodoreAmiga
post Jan 25 2023, 10:04 AM

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QUOTE(kbandito @ Jan 25 2023, 09:59 AM)
Everywhere. 99Speedmart, petrol station, parking, restaurants. Everywhere.
Also worked everywhere in Taiwan and SG for me.
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Maybe you didn't try enough. But I will check out 99Speedmart when I pass by. SG mostly works except one time for me.

CommodoreAmiga
post Jan 25 2023, 04:02 PM

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QUOTE(Koranshita @ Jan 25 2023, 03:35 PM)
so meaning wise contactless is not 100% usable but pin and pay will not be an issue?

Damn, now i am scare to use in oversea

anyone encounter using contactless in swiss and italy?
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With pin, no problem. Just contactless has issue. So it's save to use as long you remember your pin.
CommodoreAmiga
post Jan 25 2023, 04:03 PM

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QUOTE(zoixc @ Jan 25 2023, 03:41 PM)
last year at thai, can contactless but need pin
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If exceed certain amount will need pin, even for other cards. I think it's RM250 in Malaysia, maybe other countries has different limits.
CommodoreAmiga
post Jan 27 2023, 09:37 AM

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Hmm...today can't topup via App...says something about can't submit form.
CommodoreAmiga
post Jan 27 2023, 11:10 AM

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QUOTE(kt1331 @ Jan 27 2023, 11:01 AM)
Since yesterday, bro
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Aiks!!! Can do manual transfer? I have transferred RM100 from Maybank. App says need 30 minutes to be updated. So now I I wait.

Updated: Duit sudah masuk. Less than 30 min.

This post has been edited by CommodoreAmiga: Jan 27 2023, 11:24 AM
CommodoreAmiga
post Jan 28 2023, 09:04 PM

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QUOTE(frostfrench @ Jan 28 2023, 08:42 PM)
I am wondering whether to set up WISE to transfer RM to SG$ or set up CIMB SG. WISE have better rates or CIMB MY to CIMB SG for RM to SG$ ?

Thanks
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WISW has RM10k limit I think. Large amount , you have to open Bank.account. CIMB SG FD rates also good now, comparable or better than some Malaysian banks.
CommodoreAmiga
post Jan 28 2023, 09:08 PM

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QUOTE(frostfrench @ Jan 28 2023, 08:42 PM)
I am wondering whether to set up WISE to transfer RM to SG$ or set up CIMB SG. WISE have better rates or CIMB MY to CIMB SG for RM to SG$ ?

Thanks
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WISW has RM10k limit I think. Large amount , you have to open Bank.account. CIMB SG FD rates also good now, comparable or better than some Malaysian banks.
CommodoreAmiga
post Feb 1 2023, 07:25 AM

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QUOTE(Thebestscammer @ Jan 31 2023, 10:04 PM)
just came back from bkk and used wise as much as I could but there are still a lot of downside that I think they can improve on
but overall its not bad if you don't have a CC with 0 foreign transaction fee
if you do, its better to use the CC instead of wise
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BKK is what? Bangkok? How is the contactless?
CommodoreAmiga
post Feb 9 2023, 08:17 AM

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QUOTE(CommodoreAmiga @ Jan 23 2023, 02:57 AM)
Working list of Contactless WiSE in Malaysia.

1. Village Grocer (Citta Mall)
2. 7-11
3. Surian Tower Parking
4. McDonald’s
5. Starbucks
6. FamilyMart
7. Mynews (branch dependent)
8. Sunway Nexis Carpark
Anyone who has working WISE contactless experience, please add to the list.

Anyone else wants to update , just  reply and add to this post.
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This post has been edited by CommodoreAmiga: Feb 9 2023, 08:17 AM
CommodoreAmiga
post Feb 13 2023, 08:38 AM

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QUOTE(xander2k8 @ Feb 12 2023, 10:14 PM)
I am talking about OCBC 🤦‍♀️ as mine is based upon my account balance as it is not based on card transaction limit unless you have the set controls

For Wise it differs because you haven’t swipe the maximum amount yet as it will trigger the app for verification 🤦‍♀️
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Swipe physical card needs verification? Exceed what limit? Usually I only use virtual card. Since contactless most place don't work, I hardly use it, but I like to use it for parking nowadays.
CommodoreAmiga
post Feb 13 2023, 02:12 PM

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QUOTE(xander2k8 @ Feb 13 2023, 01:57 PM)
Try almost the maximum limit of rm20k

I recently tried AUD6k got app verification pop up for facial recognition before only allowed to proceed

Small amounts they don’t bother much
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Facial recognition from where? The retailer app? I don't remember WISE got scan my face also, or use IC photo?
CommodoreAmiga
post Feb 14 2023, 10:55 AM

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QUOTE(CommodoreAmiga @ Feb 9 2023, 08:17 AM)
Working list of Contactless WiSE in Malaysia.

1. Village Grocer (Citta Mall)
2. 7-11
3. Surian Tower Parking
4. McDonald’s
5. Starbucks
6. FamilyMart
7. Mynews (branch dependent)
8. Sunway Nexis Carpark
9. Ikano Power Car Park
Anyone who has working WISE contactless experience, please add to the list.

Anyone else wants to update , just  reply and add to this post.

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So far all the 3 car parks tried works...
CommodoreAmiga
post Feb 18 2023, 08:13 PM

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QUOTE(PC_CHEAH @ Feb 18 2023, 05:29 PM)
10. IKEA Cheras parking, also able to claim free parking from cashier terminal (not sure about self checkout)
sometimes at the parking terminal need to tap 2 times then only it will work, no idea why.
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You are right, most of the time needs to tap 2 times! First time like check and authorized, 2nd time only deduct the amount.
CommodoreAmiga
post Mar 1 2023, 06:25 AM

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QUOTE(tadashi987 @ Feb 28 2023, 10:23 PM)
yes wise card is known to be like that, their contactless fails miserably in UK, almost never success, need to use the pin instead
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As long can use, it's ok. Wave also failed here.

Btw, anyone tried use WISE withdrawing cash from ATM in Japan? I read you can withdraw from 7-11, Post Japan and maybe Family Mart? Going there end of March.


CommodoreAmiga
post Mar 1 2023, 09:28 PM

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QUOTE(brikolo @ Mar 1 2023, 08:35 PM)
Yup was there a month ago and can confirm that 7e ATM works for WISE withdrawals. Prior to that, I had no luck at other random ATM’s around the city.
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Thank you! I read at WISE website that it can withdraw money at 7-11 and Japan Post. But I guess 7-11 shops are the most common around.
CommodoreAmiga
post Mar 2 2023, 04:58 PM

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QUOTE(TOS @ Mar 2 2023, 10:37 AM)
Revolut's users beware.

» Click to show Spoiler - click again to hide... «

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Fuiyo...better quickly take out your money.... sweat.gif
CommodoreAmiga
post Mar 8 2023, 09:08 AM

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QUOTE(nanan75 @ Mar 7 2023, 09:01 PM)
Managed to activate my card via pin (4 digits).

Subsequently able to paywave.

Hope can use paywave in uk (tube) and europe few months from now.
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Where did you use paywave? Can guaranteed 9 out of 10 won't work.
CommodoreAmiga
post Mar 8 2023, 01:30 PM

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QUOTE(nanan75 @ Mar 8 2023, 11:54 AM)
at Isetan KLCC food dept.
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QUOTE
Working list of Contactless WiSE in Malaysia.

1.  Village Grocer (Citta Mall)
2.  7-11
3.  Surian Tower Parking
4.  McDonald’s
5.  Starbucks
6.  FamilyMart
7.  Mynews (branch dependent)
8.  Sunway Nexis Carpark
9.  Ikano Power Car Park
10. Isetan KLCC food dept.
Anyone who has working WISE contactless experience, please add to the list.

Anyone else wants to update , just  reply and add to this post.
As you can see, only a few places are working and it might not even apply to all the branches.

Please try a couple more places and report back.

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