Tested at Singapore Terminal 1 Burger King. Contactless works! I was expecting it to fail...lol

Eh, what so special? Malaysia 9 out of 10 failed.

Tested at Singapore National Museum. Contactless Works!

well ur wise card actually airmail from SG one if u din opt for dhl compatibility with sg ok check
MY got problem la other country dunno yet

so mean wise using live rates?

Working list of Contactless WiSE in Malaysia.

1. Village Grocer (Citta Mall)
2. 7-11
3. Surian Tower Parking

Anyone who has working WISE contactless experience, please add to the list.

Hmm..failed at a shop selling waffles at Changi Airport. Msg says "Pls use Contact". So have to use pin.

I think it looks like same machine which was working at other places. So, maybe it's some setting or depending on the bank?

Perhaps Wise did something on their end to make the contactless payment works in Malaysia.
When I got the card one year ago, contactless payment did not work at 99speedmart and few other places.

Yesterday I tried at one of the kiosk at KFC and it works.

Hello,

The purpose of my question is to facilitate payment for loan in Malaysia. Currently passing on money to relatives, friends that visit australia to bring back to convert with money exchanger or exchange with them prior their visit.
Would like to find an alternative that won't trouble people much.

1. If Malaysia but working abroad having AUD bank account. Do we open a Msia Wise account or Aussie Wise account when choosing the country on sign up. Any difference?

2. Would like to know if Wise rate is better (after fee and wise exchange rate) than our local money changer?

Newbie here, just opened Wise last week and seek for some advice:

1. I would like to transfer USD from my Fidelity Account to Wise. Is this possible ?
I have created the USD balance sheet in Wise.
Anyone tried this before?

2. Any amount transfer limitation in USD from Fidelity Account to Wise?
If let say 10K USD? I saw this thread we cannot hold RM20,000 in Wise more that 7 days.
.
3. Any amount limitation if let say I would like to transfer and convert the USD amount to MYR from Step (2) to local bank (MAYBANK/CIMB ETC?)
will local bank call for you to verify the source of your $$ ?

Thank You

I tried to read the FAQ from Wise and it stated they will immediate transfer any amount over 20,000 MYR to you if you set up your external account.

Account will be freeze only if you did not withdraw the excess money in 7 days of time frame.

So transferring 10k USD to Wise is not possbile at all? if i set up the external account or directly convert to MYR and transfer the money to local bank upon received 10K usd in wise ??
From Wise:
We know that from time to time, you may receive funds into your account taking your balance over 20,000 MYR:

If you've already set up your external account, we will immediately transfer any amount over 20,000 MYR to you.

If you've not set up your external account yet, you’ll have 7 days to withdraw the excess money.  If you don’t withdraw it within 7 days, we’ll freeze your account so that we remain compliant.

Hmm...today can't topup via App...says something about can't submit form.

I am wondering whether to set up WISE to transfer RM to SG$ or set up CIMB SG. WISE have better rates or CIMB MY to CIMB SG for RM to SG$ ?

Thanks

WISW has RM10k limit I think. Large amount , you have to open Bank.account. CIMB SG FD rates also good now, comparable or better than some Malaysian banks.

I am so frustrated with receiving Wise card as they never arrived after ordering 2 cards. I have waited for a month long for the first order and the second order also a month, yet they never arrived too. I chose the free delivery, is Wise forcing me to choose the delivering fee to really send the card to me?

if got usd, will deduct usd till it depleted. then only myr

Are you sure though. Because Wise looks for the currency with the lowest fee exchange , and in this case the lowest fees to change to Cambodian KHR is AUD, then USD, then MYR, in that order...

Wave is faster and I'm pretty worried about what will be the reaction of workers if I swipe the wise card at some mini snack store or small restaurant.

Btw according to you, I just need to deposit MYR into wise MY card in Malaysia and convert it into Baht whenever I need to use it when I'm at Bangkok?

just came back from bkk and used wise as much as I could but there are still a lot of downside that I think they can improve on
but overall its not bad if you don't have a CC with 0 foreign transaction fee
if you do, its better to use the CC instead of wise

hi, may i know can we open a tier 1 account at other country as foreigner? other than uk and australia, any other country also got tier 1 account? any special benefit?

if i want to make online payment in THB, do I need to top up in MYR or THB?

OCBC Debit Mastercard also don't have markup for foreign currency. But limit per swipe only around RM5k.

Limit per swipe is based on the account and card transaction limit, NOT ACCOUNT Balance. 🤦‍♀️🤦‍♀️

I have done more than 10k per swipe and i didn't encounter any additional verification. These security measure varies according to bank, especially when you rarely spend too much under that account. And since this is a WISE thread, no additional verification are required for the WISE card. 🤦‍♀️

Swipe physical card needs verification? Exceed what limit? Usually I only use virtual card. Since contactless most place don't work, I hardly use it, but I like to use it for parking nowadays.

Facial recognition from where? The retailer app? I don't remember WISE got scan my face also, or use IC photo?