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 Wise (Transferwise) Malaysia Discussion, v1.0

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xander2k8
post Jun 26 2023, 05:36 PM

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QUOTE(fruitie @ Jun 23 2023, 03:40 PM)
Are there any charges for me to withdraw THB from ATM in Thailand? Never withdraw any in the past. I have money in my THB account. I want to withdraw, say like just THB 6k?

I have not used the card before, maybe I should try using it in Malaysia to sort of activate the card? So far, I only used Wise for overseas TT purposes.
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https://wise.com/gb/blog/atms-in-thailand

Yes there is a small about 150baht
xander2k8
post Jun 27 2023, 01:16 AM

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QUOTE(blingless @ Jun 26 2023, 08:04 PM)
From my last few trips Oct, Mar, and Jun, Thai ATM fees were:
- lowest fee for me was THB220 (Pattaya)
- highest fee was THB250 (BKK, Phuket)
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You should list out the banks as well so that you which would be the cheapest for comparison πŸ‘
xander2k8
post Jun 27 2023, 08:37 PM

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QUOTE(blingless @ Jun 27 2023, 04:32 AM)
I don't recall the bank but I used the closest 7-11s on my last trip 2 weeks back to Pattaya and they were THB220 each time.
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Iinm it is Bangkok Bank
xander2k8
post Jul 1 2023, 07:14 PM

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QUOTE(Sherman Kong @ Jul 1 2023, 02:19 PM)
Hey there, is there any alternatives to wise that can hold multi-currencies like WISE? My wise account got deactivated nor I can open any account with them and their support doesn’t help.

Thanks a lot
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Read through πŸ€¦β€β™€οΈ as mentioned many times RHB and SC
xander2k8
post Jul 6 2023, 03:11 PM

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QUOTE(glc200 @ Jul 6 2023, 01:10 PM)
Hi sifus,
I'll be going to Switzerland this october. I plan to use a Debit card there. I could make up my mind either to get :
- wise
-big pay
- enrcih money
- rhb mca.

I came across a fb for the 'wise scam' where people got 'scam' by the wise management where their acct suddenly being locked or terminated. made me scared.

Also my problem is I've no online banking . Can I deposit the money into those cards using the teller only?

I appreciate your feedback and advice. Thanks
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Forget about enrich money πŸ€¦β€β™€οΈ get the other 3 and diversify as at least there backup plans in place
xander2k8
post Aug 28 2023, 03:02 PM

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QUOTE(gashout @ Aug 28 2023, 09:55 AM)
i also see wise only allows transfer of rm10k into malaysian bank. is this correct?

i see a few of you can transfer more than that
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Wrong πŸ€¦β€β™€οΈ because the transaction limit is only for non-resident local bank account in Malaysia
xander2k8
post Aug 28 2023, 05:27 PM

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QUOTE(gashout @ Aug 28 2023, 03:31 PM)
i see. so how much can i transfer, without triggering the bank?
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Go Google it πŸ€¦β€β™€οΈ already for the answers there πŸ€¦β€β™€οΈ

https://wise.com/help/articles/2932332/guid...-myr-transfers#
xander2k8
post Aug 29 2023, 08:15 AM

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QUOTE(gashout @ Aug 28 2023, 06:54 PM)
Thanks. Tried to but didn't specify Myr

You can send up to 975,000 MYR per transfer. We may ask for more documents if you send more than 200,000 MYR.

Banks don't get alerted with such amount of money? Banks even auto trigger at 25k a day.
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Banks in Malaysia πŸ€¦β€β™€οΈ don’t need auto triggered because the networks in Malaysia are already owned by BNM and they can change the limit anytime as once transfer hit the limits it will flagged only then comes asking questions
xander2k8
post Aug 29 2023, 02:21 PM

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QUOTE(gashout @ Aug 29 2023, 08:58 AM)
thanks for this. I was so bodoh, only transferred 10k a day when the exchange rate was high. so bodoh.

thanks again.
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Where got πŸ€¦β€β™€οΈ if the exchange rate is high you are losing money but your losses are low

Only change when the rate is favourable and when only good Malaysian economic data is out
xander2k8
post Dec 11 2023, 10:52 PM

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QUOTE(gashout @ Dec 11 2023, 07:27 PM)
Hi wisers,

I tend to use those virtual debit card to do booking. For example agoda.

But when I use wise. It keeps declining. But if I use bigpay with no fund inside, the booking goes through.

Any idea how we can do booking using wise card and without putting fund in there first.
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Check properly it might not have authorised charge on OTA end πŸ€¦β€β™€οΈ of course it will go through for holding your booking

QUOTE(laymank @ Dec 11 2023, 10:48 PM)
Bigpay can use on Agoda without fund in it?
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Likely pre book without being authorised to charge yet on OTA end

This post has been edited by xander2k8: Dec 11 2023, 11:52 PM

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