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 Etiqa Car Insurance, Takaful or conventional?

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starry-starry
post Jan 22 2022, 02:34 AM

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Joined: Aug 2009
QUOTE(moodswingfella @ Nov 12 2021, 10:45 AM)
Its a rebate. U got the chance to earn the rebate if :-

U never made any claim for the whole insurance period
If the takaful company earns profit
If ur car is not a company registered vehicle

Keywords "chances" to win rebate. Kalau u layak dapat rebate, idk how many % u dapat lah. But my experience, couple of years ago I dapat dalam rm8 mcm tu lah. My ncd was 55%
Ya, mine also dun have write any additional drivers name.
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How do you usually get the "surplus"? I remember once I received email from them asking for my banking account then I never received any email thereafter!


QUOTE(accitzone @ Nov 12 2021, 11:02 AM)
U get cash rm into your bank account. Around 0.1% upon no claims during your insured period. Takaful invest the money and gives u hibah from the investment if no claim.

NCD as usual.
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QUOTE(Autocountstick @ Nov 12 2021, 11:02 AM)
7years i use Etiqa never claim before, just received accumulated RM50 over the years. lol
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Do you mean you never claim before and it was accumulated? Does it mean I just need to contact CS to request for all pending "surplus"?

QUOTE(Chyan @ Nov 17 2021, 04:55 PM)
Etiqa Takaful missed out on my surplus sharing for last year. Need to ask CS then only they give me.

But it's so little. Less than RM10. I wonder why. I insured around 700 tho.
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I've only received once throughout these years...
starry-starry
post Jan 22 2022, 09:33 PM

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Junior Member
919 posts

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QUOTE(gogocan @ Jan 22 2022, 02:56 AM)
Every takaful insurance have this surplus feature..i've been with takaful malaysia and etiqa and both give surplus
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I remember few years back I did receive an email asking for my bank account to credit the money but no more thereafter...

QUOTE(accitzone @ Jan 22 2022, 05:55 AM)
Please check your money here. Jabatan Akauntan Negara, office of Pendaftar Wang Tak Dituntut. If banks cant trace your address / account, money is there.

https://egumis.anm.gov.my/login
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Thanks, will check it out!

 

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