What about utility bills? Also no need to pay for 6 months>?
Breaking* BNM say no need to pay loans, for 6 months
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 Apr 1 2020, 11:24 AM
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Senior Member
1,015 posts Joined: Jul 2005 From: Neverland 
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Apr 2 2020, 11:29 AM
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Junior Member
445 posts Joined: Jun 2005
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any due date to opt out?
anyone successfully done opt out with PBB? Seems like the link and contact number unable to reach |
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Apr 2 2020, 11:29 AM
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Junior Member
445 posts Joined: Jun 2005
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-double post-
This post has been edited by IMAX: Apr 2 2020, 11:30 AM |
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Apr 3 2020, 03:25 PM
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Junior Member
208 posts Joined: Dec 2008 From: S.Alam  
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QUOTE(ThekidZ @ Apr 1 2020, 11:23 AM) Why do CIMB still charge my hire purchase loan as of today even though i did not opt out for the 6 month relief? Tried to call but all their network is down. Mine is mbb hire purchase. Standing instruction still active. Deduct my monthly amount yesterday although next payment due is already updated to 6th Oct.Anyone facing the same thing?  |
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Apr 3 2020, 10:58 PM
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#505
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Newbie
4 posts Joined: Sep 2004
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Hi.. have some doubts
1) i'm with CIMB flexi home loan. Usually I pay double the monthly installment got finish the loan faster. How does this moratorium help? N what happens if I just still continue paying my usual installment without opting out? Which is better? To opt out or opt in but continue paying? 2) for hire purchase, what happens if I continue paying without opting out? |
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Apr 4 2020, 11:44 AM
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Senior Member
1,126 posts Joined: Jun 2015
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QUOTE(hell_fire @ Apr 3 2020, 10:58 PM) Hi.. have some doubts If you have non-cash flow issue for the next 6 or 12months, why not keep paying? 6months and your double pay behavior, can save up a lot of interest, i bet it will atleast shorten 3-5yrs loan tenure for this loan memorandum.1) i'm with CIMB flexi home loan. Usually I pay double the monthly installment got finish the loan faster. How does this moratorium help? N what happens if I just still continue paying my usual installment without opting out? Which is better? To opt out or opt in but continue paying? 2) for hire purchase, what happens if I continue paying without opting out? The purpose BNM announced this campaign is to help people keep cash to living. If you have nothing to worried about at all, you can always keep on paying. |
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Apr 4 2020, 07:24 PM
Show posts by this member only | IPv6 | Post
#507
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Newbie
4 posts Joined: Sep 2004
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QUOTE(submergedx @ Apr 4 2020, 11:44 AM) If you have non-cash flow issue for the next 6 or 12months, why not keep paying? 6months and your double pay behavior, can save up a lot of interest, i bet it will atleast shorten 3-5yrs loan tenure for this loan memorandum. Thanks! Do I need to manually opt out? Or I can just continue paying the loans?The purpose BNM announced this campaign is to help people keep cash to living. If you have nothing to worried about at all, you can always keep on paying. |
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Apr 4 2020, 07:29 PM
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Junior Member
80 posts Joined: Oct 2004
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QUOTE(IMAX @ Apr 2 2020, 11:29 AM) any due date to opt out? i received an SMS from PBB stating can opt out using last 4 IC digi and the car plate number. i haven't reply the SMS yet since i need more info first before i opt out.anyone successfully done opt out with PBB? Seems like the link and contact number unable to reach |
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Apr 4 2020, 07:40 PM
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Senior Member
1,126 posts Joined: Jun 2015
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QUOTE(hell_fire @ Apr 4 2020, 07:24 PM) Thanks! Do I need to manually opt out? Or I can just continue paying the loans? Better call and ask for opt out. |
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