QUOTE(terrytan @ Sep 28 2020, 05:29 PM)
Generally both are different products. Stashaway risk and returns could be lower and generally focus on bonds. The returns could be 10-20% a year and lower?
For VESBOLT, we are focus much on FX and commodities. For returns wise, we aim to achieve 20% and above annually. Thus the risk is higher as well.

yes different products...
since this is a Vesbolt thread...i will leave the stashaway thing off this thread....
not before sharing this article i got from there too....which i think can be applied to the general population...
Debunking "High Risk, High Return"
Is 6% annual returns high or low? It depends!
How much risk was taken to deliver that 6% in returns?
If you’re comparing returns of different investment products, you should be looking at how much risk it took to achieve those returns.
We all know the saying, “High Risk, High Returns”, but how true is it?
The short answer is: in the long-term, on average, riskier investments will probably give higher returns.
The key words in that sentence are “long-term” and “average”.
In the short term, riskier investments are more likely to give lower returns and experience more losses.
Here, I’m going to focus on how to understand risk and holistically interpret returns.
more
https://www.stashaway.sg/r/debunking-high-risk-high-returnIn short, don’t take unnecessary risk
In investing, you cannot talk about returns without talking about risk, and
you should never invest in a product based on its historical and projected returns, without having first learnt about its volatility and overall risk. Make sure you do your homework before deciding on an investment product.
This post has been edited by yklooi: Sep 28 2020, 05:45 PM