Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Credit Card to Cash

views
     
SUSBrookLes
post Aug 10 2023, 06:11 PM

Regular
******
Senior Member
1,354 posts

Joined: Sep 2021
QUOTE(xander2k8 @ Aug 10 2023, 06:41 AM)
How much cash back you think you can get πŸ€¦β€β™€οΈ when all this cash back are short term promo with limited amounts as it will dried up sooner than you know
Good luck to you when you just posting out πŸ€¦β€β™€οΈ and very soon your account will get ban πŸ‘
*
You must be pretty stupid to be honest.
https://www.rhbgroup.com/personal/cards/cre...redit-card.html

Let's look at this card for example
Assuming I really go pay rm25 per year.

Each month I go whack 2500 just to get that 50 rebate.
First 1k no fees charged. So they charged me 1500 for 1%. That is already around 15. So I already got guaranteed 35 each month. And I have not even taken into account those money put into say versa or mmf until the day I pay for the cc bills. Of course not much but still.

Of course for other banks rebates are not so much but sharp ppl will take advantage of this rebate.

You see, now I know why you think bankers are "smart" because you are at the same level as them. In other words you are not that smart.

Why should cc or tng give out free money like that? Why not tng just dun allow ppl to reload the card then everything resolved. No need to think ppl take advantage of them or not. And also there is no need to reload the card with cc anyway since they can auto charge your cc anyway.

Who say they are short term promo? This card has been around since last year already. Iq low. And mental issues also.

Actually want to stay silent one but because of your stupidity decide to whack you in this thread also.

This post has been edited by BrookLes: Aug 10 2023, 06:13 PM
ky33li
post Aug 10 2023, 08:21 PM

Casual
***
Junior Member
313 posts

Joined: Mar 2010
From: Kuala Lumpur


QUOTE(BrookLes @ Aug 10 2023, 06:11 PM)
You must be pretty stupid to be honest.
https://www.rhbgroup.com/personal/cards/cre...redit-card.html

Let's look at this card for example
Assuming I really go pay rm25 per year.

Each month I go whack 2500 just to get that 50 rebate.
First 1k no fees charged. So they charged me 1500 for 1%. That is already around 15. So I already got guaranteed 35 each month. And I have not even taken into account those money put into say versa or mmf until the day I pay for the cc bills. Of course not much but still.

Of course for other banks rebates are not so much but sharp ppl will take advantage of this rebate.

You see, now I know why you think bankers are "smart" because you are at the same level as them. In other words you are not that smart.

Why should cc or tng give out free money like that? Why not tng just dun allow ppl to reload the card then everything resolved. No need to think ppl take advantage of them or not. And also there is no need to reload the card with cc anyway since they can auto charge your cc anyway.

Who say they are short term promo? This card has been around since last year already. Iq low. And mental issues also.

Actually want to stay silent one but because of your stupidity decide to whack you in this thread also.
*
On average i get cash back of RM66 from the RHB shell card alone every monthπŸ˜‚
Mr Leo
post Aug 11 2023, 04:02 AM

Getting Started
**
Junior Member
76 posts

Joined: Feb 2012


QUOTE(guy3288 @ Aug 9 2023, 06:16 PM)
must know how to do it safely bro.
i dont really spend so much, but can get so much cash back you see.

dont use credit card banyak rugi
You may want to  think again

you are slow if you wait for bank to close lobang.
*
May I know what is that Spend and Win Campaign detail?
guy3288
post Aug 11 2023, 01:05 PM

Look at all my stars!!
*******
Senior Member
5,903 posts

Joined: Sep 2009


QUOTE(Mr Leo @ Aug 11 2023, 04:02 AM)
May I know what is that Spend and Win Campaign detail?
*


Attached thumbnail(s)
Attached Image
drbone
post Oct 6 2023, 11:38 AM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(guy3288 @ Aug 9 2023, 06:16 PM)
must know how to do it safely bro.
i dont really spend so much, but can get so much cash back you see.

dont use credit card banyak rugi
You may want to  think again

you are slow if you wait for bank to close lobang.
*
Impressive. What's your total cashback you are able to get , using all your CCs , in a month?

Where to get more info about the cashback you get from shopee pay?
guy3288
post Oct 6 2023, 11:03 PM

Look at all my stars!!
*******
Senior Member
5,903 posts

Joined: Sep 2009


QUOTE(drbone @ Oct 6 2023, 11:38 AM)
Impressive. What's your total cashback you are able to get , using all your CCs , in a month?

Where to get more info about the cashback you get from shopee pay?
*
cukup makan lah
if rajin play campaign eg RHB daily deal can earn RM40 every nite 12.00.00 sharp, topup EW RM200
card feature CB is easier
always there if spend amount fulfilled eg RHB feature CB 3 cards RM130 monthly
PBB CB RM30 x3, RM38 x2,
campaign PBB tak tentu ,RM40-RM120 x 3, spend 2k to 8k each, FCFS
Alliance Unigue spend 3k RM42, VS spend 5k CB RM60+
MBVS spend 5k x2 CB 50 x2
Amex weekends RM50 x 2
UOB x 3 sets
SCB x 3 sets
Affin CB RM50 x 3, spend RM3k x 3
Am true Visa RM30 x 8 cards, spent RM8k a month! but not real spending takpa.
Aeon RM15 x 3, RM750 x 3
ecimb cards x 2, RM1670 x 2, but now 50k points only RM100

and best part is 0% BTs from Aeon x 3 cards, since time immemorial
Pbi standard feature,
RHB, Affin, MBB recently
UOB on and off but big amount BT RM80k each time
i play credit cards more than i work
amount earned doesnt justify my pay per hour.
my wife sometimes complained why i go for chicken feed money......
may be habitual oredi
but sikit sikit lama lama jadi bukit
Total BTs i have accumulated dont know how many millions oredi. All 0 fee.



joice11
post Oct 7 2023, 01:26 PM

Enthusiast
*****
Junior Member
877 posts

Joined: Feb 2022
QUOTE(guy3288 @ Aug 11 2023, 01:05 PM)

*
the jun cash back may i know you get cash back fully for spend 1/6-30/6?
cause i spend after 10/6 but never get any cash back, ask customer service just give standand answer, first come first serve, fully redeem.
guy3288
post Oct 7 2023, 06:04 PM

Look at all my stars!!
*******
Senior Member
5,903 posts

Joined: Sep 2009


QUOTE(joice11 @ Oct 7 2023, 01:26 PM)
the jun cash back may i know you get cash back fully for spend 1/6-30/6?
cause i spend after 10/6 but never get any cash back, ask customer service just give standand answer, first come first serve, fully redeem.
*
spent nearly full,
if all spent early then may be can get full CB RM1800.
drbone
post Oct 9 2023, 11:28 AM

Regular
******
Senior Member
1,757 posts

Joined: May 2011
QUOTE(guy3288 @ Oct 6 2023, 11:03 PM)
cukup makan lah
if rajin play campaign eg RHB daily deal can earn  RM40 every nite 12.00.00 sharp, topup EW RM200
card feature CB is easier
always there if spend amount fulfilled eg  RHB  feature CB  3 cards RM130 monthly
PBB CB RM30 x3, RM38 x2,
campaign PBB  tak tentu ,RM40-RM120 x 3, spend 2k to 8k each, FCFS
Alliance Unigue spend 3k  RM42, VS spend 5k CB RM60+
MBVS spend 5k x2 CB 50 x2
Amex weekends RM50 x 2
UOB x 3 sets
SCB x 3 sets
Affin CB RM50 x 3, spend RM3k x 3
Am true Visa RM30 x 8 cards, spent RM8k a month! but not real spending takpa.
Aeon RM15 x 3, RM750 x 3
ecimb cards x 2, RM1670 x 2, but now 50k points only RM100

and best part is 0% BTs from Aeon x 3 cards, since time immemorial
Pbi standard feature,
RHB, Affin, MBB recently
UOB on and off but big amount BT RM80k each time
i play credit cards more than i work
amount earned doesnt justify my  pay per hour.
my wife sometimes complained why i go for chicken feed money......
may be habitual oredi
but sikit sikit lama lama jadi bukit
Total BTs i have accumulated  dont know how many millions oredi. All 0 fee.
*
Thanks for the detailed info!
derebanz
post Oct 9 2023, 01:54 PM

New Member
*
Newbie
14 posts

Joined: Dec 2016
QUOTE(guy3288 @ Oct 6 2023, 11:03 PM)
cukup makan lah
if rajin play campaign eg RHB daily deal can earn  RM40 every nite 12.00.00 sharp, topup EW RM200
card feature CB is easier
always there if spend amount fulfilled eg  RHB  feature CB  3 cards RM130 monthly
PBB CB RM30 x3, RM38 x2,
campaign PBB  tak tentu ,RM40-RM120 x 3, spend 2k to 8k each, FCFS
Alliance Unigue spend 3k  RM42, VS spend 5k CB RM60+
MBVS spend 5k x2 CB 50 x2
Amex weekends RM50 x 2
UOB x 3 sets
SCB x 3 sets
Affin CB RM50 x 3, spend RM3k x 3
Am true Visa RM30 x 8 cards, spent RM8k a month! but not real spending takpa.
Aeon RM15 x 3, RM750 x 3
ecimb cards x 2, RM1670 x 2, but now 50k points only RM100

and best part is 0% BTs from Aeon x 3 cards, since time immemorial
Pbi standard feature,
RHB, Affin, MBB recently
UOB on and off but big amount BT RM80k each time
i play credit cards more than i work
amount earned doesnt justify my  pay per hour.
my wife sometimes complained why i go for chicken feed money......
may be habitual oredi
but sikit sikit lama lama jadi bukit
Total BTs i have accumulated  dont know how many millions oredi. All 0 fee.
*
How do you get so many of the same card like the Am true Visa? hmm.gif

guy3288
post Oct 9 2023, 04:43 PM

Look at all my stars!!
*******
Senior Member
5,903 posts

Joined: Sep 2009


QUOTE(derebanz @ Oct 9 2023, 01:54 PM)
How do you get so many of the same card like the Am true Visa?  hmm.gif
*
Open account for family members
Get supp cards
Ambank best supp all got own CB
independent of principal quota
guy3288
post Oct 9 2023, 04:45 PM

Look at all my stars!!
*******
Senior Member
5,903 posts

Joined: Sep 2009


Del double

This post has been edited by guy3288: Oct 9 2023, 04:46 PM
joice11
post Oct 9 2023, 05:12 PM

Enthusiast
*****
Junior Member
877 posts

Joined: Feb 2022
QUOTE(guy3288 @ Oct 7 2023, 06:04 PM)
spent nearly full,
if all spent early  then may be can get full CB RM1800.
*
may i know the last date that u spend and still get the cash back? cause i just want to confirm whether the customer service answer is correct (fully redeem) or is their system problem as many complaint never received cash back after migration for citi to UOB. Thanks in advance
guy3288
post Oct 9 2023, 09:10 PM

Look at all my stars!!
*******
Senior Member
5,903 posts

Joined: Sep 2009


QUOTE(joice11 @ Oct 9 2023, 05:12 PM)
may i know the last date that u spend and still get the cash back? cause i just want to confirm whether the customer service answer is correct (fully redeem) or is their system problem as many complaint never received cash back after migration for citi to UOB. Thanks in advance
*
i think first few days only
if not i should get more than that


Attached thumbnail(s)
Attached Image Attached Image Attached Image
guy3288
post Oct 9 2023, 09:13 PM

Look at all my stars!!
*******
Senior Member
5,903 posts

Joined: Sep 2009


QUOTE(joice11 @ Oct 9 2023, 05:12 PM)
may i know the last date that u spend and still get the cash back? cause i just want to confirm whether the customer service answer is correct (fully redeem) or is their system problem as many complaint never received cash back after migration for citi to UOB. Thanks in advance
*
UOb worse so little cashback.


Attached thumbnail(s)
Attached Image Attached Image Attached Image
LiQuID2
post Oct 9 2023, 09:19 PM

Getting Started
**
Junior Member
284 posts

Joined: Dec 2021


Recently i took cash advance from my hlb credit card. It has option to pay installment stretch to 3 years with 3.98% per annum. Better than personal loan.
xander2k8
post Oct 9 2023, 10:38 PM

Look at all my stars!!
*******
Senior Member
4,684 posts

Joined: Jan 2003

QUOTE(LiQuID2 @ Oct 9 2023, 09:19 PM)
Recently i took cash advance from my hlb credit card. It has option to pay installment stretch to 3 years with 3.98% per annum. Better than personal loan.
*
Not that great πŸ€¦β€β™€οΈ when it is only one time fee 3% promo

https://www.hlb.com.my/en/personal-banking/...promotions.html
LiQuID2
post Oct 10 2023, 07:23 PM

Getting Started
**
Junior Member
284 posts

Joined: Dec 2021


QUOTE(xander2k8 @ Oct 9 2023, 10:38 PM)
Not that great πŸ€¦β€β™€οΈ when it is only one time fee 3% promo

https://www.hlb.com.my/en/personal-banking/...promotions.html
*
Previously dont have this promo. Its ok..i just cash out a small amount

4 Pages « < 2 3 4Top
 

Change to:
| Lo-Fi Version
0.0244sec    0.43    6 queries    GZIP Disabled
Time is now: 16th December 2025 - 06:20 AM