QUOTE(Busquets @ May 30 2013, 09:59 AM)
So ur saying if i were to work at hq there will b no allowances?hows ur experience there so far?n hows the culture there?enviroment-wise...stressful?

Yes , if you work at HQ , then no allowances..
Unless you got go to oversea (you will get per dim allowance), or you go to client site (If < 10day, then count by miles; else rm280)
As for experience, i cant say much yet (Just 2 and 1/2 month working at here).
But so far so good for me

.
Culture and environment wise is very subjective... because is depend on which client site(bank) you are assigned to work at.
Some bank environment very good, some quite bad (i heard). (
Also see whether yours senior and kelik nice or not 
)
Stressful wise...i still newbie ..mostly do newbie thing..so still less stress ?