yes, bond is better than money

Bond (fund) is better than money market fund?
Or bond is better than money (cash)?

This post has been edited by GrumpyNooby: Apr 29 2020, 02:37 PM

eh aint both the IPF and SIPF are bond funds

Its still better than u keep ur money in the bank

Dear Investors,

In view of the challenging market environment, Opus Asset Management Sdn Bhd (OpusAM) will be organising a Webinar this Saturday, 2nd May 2020 to share our insights on the market as well as provide an educational session on fixed income investments.
The details of the event are as below:

Topic : “Bond with OpusAM: Navigating through these Uncertain Times with Fixed Income”
Time : Saturday, 2nd May 2020 ; 2:00 PM – 3:00 PM (UTC +08:00 Kuala Lumpur)
Online Event : Microsoft Teams Webinar
Agenda

2:00 PM – 2:10 PM Opening Speech by Managing Director
2:10 PM – 2:25 PM Understanding Bonds & Investments
2:25 PM – 2:40 PM Market Review, Outlook & Strategy
2:40 PM – 2:50 PM Updates on our Unit Trust Funds
2:50 PM – 3:00 PM Question & Answer (Q&A) Session
Kindly click on the link below to register for the event.

Microsoft Teams

Registration Form


Alternatively, you may paste this URL into your browser and press Enter if the above link does not work.

https://forms.office.com/Pages/ResponsePage...0NQNDJMVDdNVS4u


Upon registration in this form, you will be sent another e-mail with a Microsoft Teams link to join the Webinar.

In the event you do not receive the e-mail with the link to the event, kindly check your "Junk" or "Spam”.

We look forward to your participation at our online event, and stay safe during this pandemic season.

Thank you.

This post has been edited by tan_aniki: Apr 29 2020, 06:24 PM

I deleted the email immediately.

ben3003 Do join!

This post has been edited by GrumpyNooby: Apr 29 2020, 07:02 PM

Is this a hint of something?

Hi fellow Sifus. Newbie here. I use Boost a lot so one of the reasons why I am here is to look for bond funds I can maximise with Boost returns. Alternatively, I am also curious if Opus AM funds are so far performing based on your personal experiences & also whether the timing into the bond market is still considered a good window. Very recently got some cash & already DCA into StashAway so need a new basket. TQTQ in advance

Cant say Opus Fixed income fund is the best performing but so far it is ok. there is no good timing to enter the bond market since bond is fixed income, not equities with great volatility that go up and down most of the time, bond fund tend to go up slowly

This post has been edited by tadashi987: Apr 29 2020, 08:31 PM

Isn't bond sensitive to interest rate movement?
The underlying debt papers are sensitive to credit rating and credit default swap. Both is the measure of default risk.

not too sure but i think they are interrelated to an extent. Not sure that's why the reason bond return rate is increasing lately compare to few years back then since interest rate cut

NAV for 29/4/2020:

IPF: 1.0732
SIPF: 1.0314

redeemed both IPF (full) and MPF (partial) yesterday.

only MPF is credited today. IPF doesn't seems to follow. based on transaction time, IPF redeemed in afternoon, MPF is 10 mins away from 4pm cut-off.

IPF today gone from my account, also receive confirmation in email. guess someone did mention previously that if redeeming huge amount (actual mine is not that huge), it takes more than 1 business day.

NAV for 30/4/2020:

IPF: 1.0746
SIPF: 1.0327

Hi sifus, I'm totally new to this UT thing. I've put in rm650 in January during the promo period and haven't touched my account ever since. I think I just put in the money for the sake of the cashback lol. Now that I look at the NAV, it actually performs quite well but I'm not sure how to play it. Can anyone here teach me or drop their two cents about this?

Imo I can put in rm100 every month and after a year then redeem it to take the profits. Is that the right way? Or is there any other better method?

This is not quick rich scheme and the performance graph is not always upward.

It depends on market condition for the debt papers in respective bond fund to perform.
Worse case is the debt paper issuer default and depending on the fund holding size, it could drag the fund performance.
We did see this in the past that happened on some of the RHB bond funds.

This post has been edited by GrumpyNooby: May 1 2020, 06:46 PM

Normally, when bank interest rate drop, bond price will be good.

When bank interest rate rise, bond price will drop.

So, follow the BNM announcement.

4. Click "Register", and a temporary password will be sent to your registered e-mail.

how long will it takes for me to received the email

i receive it in 5 minit