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 is it better to keep money in FD, or take the money out to buy property

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TStimidandslow
post Dec 5 2019, 09:56 PM

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QUOTE(2feidei @ Dec 5 2019, 09:54 PM)
ahboi.....kena busted until speechless liou ah?? Where is your imaginary 300k FD, or 200k FD now become 6 digit liquid assets? Like 1MDB funds, all convert to units, apa unit, tatau  laugh.gif
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hmm i wonder who brought up the topic of having RM , preferred banking, infinite card, jockey card park, etc

no proof? busted
SUS2feidei
post Dec 5 2019, 09:56 PM

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QUOTE(hksgmy @ Dec 5 2019, 09:49 PM)
I didn’t plead on your behalf. I merely mentioned that it might be beneficial for a truce. There’s no need to be so sensitive.
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u see......your kind gesture is not appreciated...this kid need to be school, no need kasi chan one......and now he tried to trap me to show ayam punya networth pulak laugh.gif

ain't going to fall into that, skali the real richfag /k kasi trol ayam, ayam got to masuk gua liou........unlike TS, kena busted, still tak malu, pusing pusing with his imaginary 6 digit liquid assets.....

conlanfirm 99% khai 92 dupe laugh.gif
jacktay94
post Dec 5 2019, 09:57 PM

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QUOTE(timidandslow @ Dec 4 2019, 05:23 PM)
currently i have rm200k sitting in FD. i am planning to buy property which costs rm400k for investment.
my question is , should i take a 50% loan and use my FD to pay 50% downpayment?
or , take a 90% flexi loan then move my FD into the mortgage to reduce the interest payable ?
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in this market, i don't think property will be a good investment tbh. Would put it in reits or stocks as it has taken a beating. Otherwise continue to ladder your fd, better than not doing anything.
SUS2feidei
post Dec 5 2019, 09:58 PM

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QUOTE(timidandslow @ Dec 5 2019, 09:56 PM)
hmm i wonder who brought up the topic of  having RM , preferred banking, infinite card, jockey card park, etc

no proof?  busted
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coz i use to school someone who claim got initially 300k FD, then 200k FD, then become 6 digit liquid assets but don't know what is RM........ laugh.gif rclxs0.gif

and keep insisting it true, nothing but truth, absolute truth, because it said so, and told multiple times consistently laugh.gif

SUS2feidei
post Dec 5 2019, 09:59 PM

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QUOTE(jacktay94 @ Dec 5 2019, 09:57 PM)
in this market, i don't think property will be a good investment tbh. Would put it in reits or stocks as it has taken a beating. Otherwise continue to ladder your fd, better than not doing anything.
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problem is TS don't even have 200k FD.... laugh.gif just his imaginary FD jer ada laugh.gif
TStimidandslow
post Dec 5 2019, 09:59 PM

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QUOTE(2feidei @ Dec 5 2019, 09:56 PM)
u see......your kind gesture is not appreciated...this kid need to be school, no need kasi chan one......and now he tried to trap me to show ayam punya networth pulak  laugh.gif

ain't going to fall into that, skali the real richfag /k kasi trol ayam, ayam got to masuk gua liou........unlike TS, kena busted, still tak malu, pusing pusing with his imaginary 6 digit liquid assets.....

conlanfirm 99% khai 92 dupe  laugh.gif
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if you cannot show proof you got 6 figures even i repeatedly ask, it show its more likely you penipu scammer, takde 6 figures

come show proof of your 1xx deposits as you claimed
hksgmy
post Dec 5 2019, 09:59 PM

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QUOTE(2feidei @ Dec 5 2019, 09:56 PM)
u see......your kind gesture is not appreciated...this kid need to be school, no need kasi chan one......and now he tried to trap me to show ayam punya networth pulak  laugh.gif

ain't going to fall into that, skali the real richfag /k kasi trol ayam, ayam got to masuk gua liou........unlike TS, kena busted, still tak malu, pusing pusing with his imaginary 6 digit liquid assets.....

conlanfirm 99% khai 92 dupe  laugh.gif
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Sigh. Yeah. Truce habis liao. Let the popcorn resume.
TStimidandslow
post Dec 5 2019, 10:00 PM

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QUOTE(2feidei @ Dec 5 2019, 09:58 PM)
coz i use to school someone who claim got initially 300k FD, then 200k FD, then become 6 digit liquid assets but don't know what is RM........ laugh.gif  rclxs0.gif

and keep insisting it true, nothing but truth, absolute truth, because it said so, and told multiple times consistently  laugh.gif
*
QUOTE(2feidei @ Dec 5 2019, 09:59 PM)
problem is TS don't even have 200k FD.... laugh.gif just his imaginary FD jer ada  laugh.gif
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still waiting for some proof of your claims 1xx deposits
SUS2feidei
post Dec 5 2019, 10:01 PM

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QUOTE(timidandslow @ Dec 5 2019, 09:59 PM)
if you cannot show proof you got 6 figures even i repeatedly ask, it show its more likely you penipu scammer, takde 6 figures

come show proof of your 1xx deposits as you claimed
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if u not showing yours, why should i shown mine? To copy your words, it's nothing to be proud off, at least no need until buka thread to ask what to do with imaginary 300k, then 200k then 6 figure liquid assets laugh.gif


SUS2feidei
post Dec 5 2019, 10:02 PM

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QUOTE(timidandslow @ Dec 5 2019, 10:00 PM)
still waiting for some proof of your claims 1xx deposits
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Me too, still waiting TS to show proof got 300k FD, then 200k FD then 6 figure liquid assets.....been waiting whole day liou sweat.gif
TStimidandslow
post Dec 5 2019, 10:05 PM

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QUOTE(2feidei @ Dec 5 2019, 10:01 PM)
if u not showing yours, why should i shown mine? To copy your words, it's nothing to be proud off, at least no need until buka thread to ask what to do with imaginary 300k, then 200k then 6 figure liquid assets laugh.gif
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deal . you show me yours i show you mine. tit for tat eh? i think that's fair. let's start off by you showing your infinite card
TStimidandslow
post Dec 5 2019, 10:06 PM

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QUOTE(2feidei @ Dec 5 2019, 10:02 PM)
Me too, still waiting TS to show proof got 300k FD, then 200k FD then 6 figure liquid assets.....been waiting whole day liou  sweat.gif
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i wasn't the person who started boastng about preferred banking stuff
HolySatan
post Dec 5 2019, 10:08 PM

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SUS2feidei
post Dec 5 2019, 10:10 PM

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QUOTE(timidandslow @ Dec 5 2019, 10:05 PM)
deal . you show me yours i show you mine.  tit for tat eh? i think that's fair.  let's start off by you showing your infinite card
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why should I started first? Why can't you show your 300k FD, or 200k FD or 6 digit liquid assets first?

QUOTE(timidandslow @ Dec 5 2019, 10:06 PM)
i wasn't the person who started boastng about  preferred banking stuff
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I never boast about preferred banking stuff, it just too common everywhere, nothing to be proud off, but, i find it very ironic for someone claim got 300k FD, then downgrade to 200k FD, and finally 6 figure liquid assets never heard or got RM advising him, but, need ask /k advice laugh.gif
TStimidandslow
post Dec 5 2019, 10:18 PM

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QUOTE(2feidei @ Dec 5 2019, 10:10 PM)
why should I started first? Why can't you show your 300k FD, or 200k FD or 6 digit liquid assets first?
I never boast about preferred banking stuff, it just too common everywhere, nothing to be proud off, but, i find it very ironic for someone claim got 300k FD, then downgrade to 200k FD, and finally 6 figure liquid assets never heard or got RM advising him, but, need ask /k advice  laugh.gif
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infinite card also can't show. sau pei la boyboi
SUS2feidei
post Dec 5 2019, 10:22 PM

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QUOTE(timidandslow @ Dec 5 2019, 10:18 PM)
infinite card also can't show.  sau pei la boyboi
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why should i want to show to someone with imaginary 300k FD, then, becum 200k FD and finally becum 6 digit liquid assets, and then subsequently kena trolled by someone with amex black in /k?

my sole objective is to bust you, someone try very subtle to boast got 300k FD, then, 200k FD and finally becum 6 digit liquid assets, and seem I accomplish my mission

cc hksgmy for the laugh.gif



TStimidandslow
post Dec 5 2019, 10:24 PM

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QUOTE(2feidei @ Dec 5 2019, 10:22 PM)
why should i want to show to someone with imaginary 300k FD, then, becum 200k FD and finally becum 6 digit liquid assets, and then subsequently kena trolled by someone with amex black in /k?

my sole objective is to bust you, someone try very subtle to boast got 300k FD, then, 200k FD and finally becum 6 digit liquid assets, and seem I accomplish my mission 

cc hksgmy for the  laugh.gif
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so non proof of your claimed 1xx k? busted.
SUS2feidei
post Dec 5 2019, 10:28 PM

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QUOTE(timidandslow @ Dec 5 2019, 10:24 PM)
so non proof of your claimed 1xx k? busted.
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aik....copy my line pulak....... laugh.gif

where is your proof of 300k FD, or 200k FD or 6 digit liquid assets first? whistling.gif
TStimidandslow
post Dec 5 2019, 10:45 PM

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QUOTE(2feidei @ Dec 5 2019, 09:18 PM)
but 1XX also got relationship manager one, so long u close to 250k, not necessary deposits,
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show proof

QUOTE(2feidei @ Dec 5 2019, 09:18 PM)
Lu mau special privilege like special car park, jockey waiting for u to park your car,
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don't tell lies here


QUOTE(2feidei @ Dec 5 2019, 09:18 PM)
Why I know, coz ayam is one of them  laugh.gif deposits less than 250k, but, other investments like shares got lah a bit, sometimes above, sometimes below, depends on share market performance. And, the reason why they haven't "kicked" me out from the priority or privilege banking is because the bank is tie to ayam punya company corporate bank, which ayam is one of the signatories oso, so, the corporate RM kasi notice sama ayam punya personal RM, tabuli kick ayam out from privilege banking facilities    laugh.gif 
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sau pei la boiboy

QUOTE(2feidei @ Dec 5 2019, 09:18 PM)
tapi got no special privilege oso, other than free for life infinite card and no bank charges whatsover for life...... laugh.gif 
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no proof ? busted.

This post has been edited by timidandslow: Dec 5 2019, 10:49 PM
TStimidandslow
post Dec 5 2019, 10:46 PM

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QUOTE(2feidei @ Dec 5 2019, 10:22 PM)
cc hksgmy for the  laugh.gif
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you need a cheerleader ? cant fight your own battle ?

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