This

ahh thats not me . i am just arguing with that other guy for the sake of debating.

so , you agree with me that 6 figures is really not a large sum and nothing much to boast about.

Actually you're very wrong on this.
If the family are okay with grown working adult children staying in the same house, provided that space can accommodate everyone, it's a very good benefit.

Think about it, every year for any festive season, you'll want to gather back at parents home to meet everyone. Why not the whole year if can stay together? I have some friends that practice this concept, they bought 3000sqft home and 3 families stayed together with kids running around. And family look after one another.

Rather than getting asset and pay interest to the bank, you're saving money and money flows back to the family. This is how the wealthy accumulate wealth.

Tbh, having liquid of 200k is an easy feat if income at 10k, with savings of 3-4k/month, with bonuses of 3 months. Easily 60K a year savings. Just 3 years for 200K savings.

Don't worry, above 500k - 1mil, they might sent a form to fill in to justify where the money from after matching your income tax.
Below 500k, they will check your income tax and might not even bother to contact you if it matches the expenditure.
Nothing to worry about if you pay your taxes due.

i never say i never agree that 6 figures is not large sum......i only say if got 6 figures, just duduk diam diam, no need bukak multiple thread or keep mentioning consistently got 6 figures jer laugh.gif coz that is called bragging liou.....

edit: if i cannot show proof i got 6 figures even repeatedly ask, it show i more likely penipu scammer, takde 6 figures

This post has been edited by 2feidei: Dec 5 2019, 04:35 PM

i need to ask for advise based on several slightly different investment scenarios, in different subforums , how to avoid opening multiple threads ?

why should i show proof ? how would that make any difference ? did i try to scam you or ask you for money ?

i never say u must show proof to me, I just said i not believe u got 300k, or 200k or now 6 digit jer......

u try to scam my trust and believe, and others to believe u got 300k, or 200k or 6 digit jer

why ? why dont you believe ? why is it so difficult for you to accept that 6 figures savings is attainable ? are you really that poor until such a claim seems so unimaginable and incredible to you ?

i try to scam your "trust" and "believe"? what is this "trust" ? does your employer pay you in "believe" ? can you eat it ?

why should i believe some stranger say something without any proof? U try ask stranger to borrow u rm100 and tell them u will repay them tomorrow since u got 6 figures, u see anyone will believe u?

Stop confusing yourself, I never say 6 figures saving is not attainable, I only say I doubt u got 6 figures saving jer

And, I do not need to tell u nor anyone how many figures I have in my savings either to proof i am way better than u, coz the moment I show it out (with proof), sure someone will come and show theirs which is way higher than mine, then, ayam kena masuk gua liou

i was presenting my personal investment scenario. extraordinary claims require extraordinary proof. do you find my claim to be extraordinary ?

i didnt ask you or anyone to lend me money. your analogy is retarded.

why ? why do you doubt ? did i claim something which is incredible ?

so you agree with me that i should not show any proof of my 6 figures. i find myself to be vindicated.

This post has been edited by timidandslow: Dec 5 2019, 05:16 PM

first of all, your claim is normal jer, not extraordinary, stop bragging or think highly yourself. Having said that, even ordinary claim also cannot provide ordinary proof, mau claim extraordinary claim pulak

you make a statement publicly in k, mean you got to prepare to back up and defend your statement publicly in k, else, u just penipu scammer, imaginary, shiok sendiri dupe

So, conclusion, it is not whether your 6 figure is incredible or not, it just that u bullshitting here at /k jer with your imaginary 6 figures liquid assets....and that's the fact, unless proven otherwise with cold hard evidence

if it is normal not extraordinary , then why is it so hard for you to believe ? so you say that my claim is normal je, why cant you believe my normal claim instead of badgering me constantly for proof ?

if someone tells you they had fish for lunch (which is a totally normal and ordinary claim), is it your practice to ask them for proof ?

what did i try to scam ? i got scam your "believe" and scam your "trust" ? is that considered some sort of cheating or scamming ?


but but but I do not need to tell u nor anyone how many figures I have in my savings either to proof i am way better than u, coz the moment I show it out (with proof), sure someone will come and show theirs which is way higher than mine, then, ayam kena masuk gua liou

This post has been edited by timidandslow: Dec 5 2019, 05:25 PM

coz a statement without any proof is not fact, just imagination, just like movie.....u believe all u see in movie?

I don't see what so difficult to back up or show proof of their statement to proof it a fact, not a imagination lor, unless it really imagination, cerita sejuk and I enjoying busting dupe creating cerita sejuk

and, please don't copy my phrase, even though it not copyrighted. And, the different between u and me is I never openly tell public I got 300k, or 200k or now 6 figures, therefore, no one will ever ask me for proof. But, the moment I claim I got 300k, or 200k or 6 figures, or even mere RM50, and when people ask me for proof, I will gladly show to them, coz I am back up with statement with proof. I am person with integrity, not some dupe penipu scammer who keep claiming got 6 figures but, all sembang kencang jer

i can ask you back the same question . when you watch a movie do you ask the director or producer for proof ? no right. so why should i be held to a higher standard ?

what do you mean its not difficult ? do you know how troublesome it is to obtain current account and credit balance from amanah saham, insurance, investment funds, multiple banks , etc? since you havent done it before , who are you to judge the difficulty level ?

why shouldnt i copy your statement ? its fair that if you attack me using a particular point, i can certainly use back that same point to attack you back.


thats because you dont have 6 figures. therefore you are unable to put yourself in the shoes of such a scenario, where someone else does possess that amount . such scenario is beyond your comprehension.

because movie is fake, imagination. So, are you finally admitting that your 300k, 200k or 6 digit is imagination you created to stroke your own ego?

lol.......first claim got 300k FD, then, 200k FD then 6 digit liquid assets, then, now claim hard to get statements topkek betul.......again u kena busted, if u got such huge amount, all u need is just one phone call to your relationship manager, and within half and hour or less, these statements will be email to you......since this basic industry practice also you don't have, now, I seriously doubt or reinforce my believe that you don't even have 100k (i.e. minimum of 6 figures liquid assets)

now adays i think FD sits better chance after all

allow me to apply analogy based on your own viewing experience. when you watch censored jav, do you ever question whether the guy is actually using a dildo ? or do you ask for proof that the guy is using his own penis ?

300k is 6 digit. 200k is also 6 digit. seems consistent to me. I already explained that I need to consider several slightly different investment scenarios.
also , did you manage to analyse my other threads where my stated numbers are consistent ?

what is "relationship manager" ? is that something only a rich person would know ? sorry I am poorfag only have low 6 digits in liquid assets

--- edit . ok ok I don't want to lead you on ---

lol out loud . I already explained clearly that my liquid funds are spread out across a variety of locations . its not consolidated under a single bank . to qualify for RM and preferred banking one would need to deposit minimum of xxx k to a single bank (which I am sure you are aware of the amount). your detective skills needs to be reinforced more than your beliefs.

This post has been edited by timidandslow: Dec 5 2019, 07:02 PM

Relationship manager is for those have priority/privilege/private banking customers, if you have 250k and above of deposit for that bank unless your 6digit is 1XX k then don't have la.....but I'm not sure about the latest criteria to eligible for priority banking, you'll be assigned to a RM that will help you with your banking need but most of the time they'll just bug you to invest this fund la , bla bla bla annoying

Thresholds for a personality assigned Relationship Manager differ for different banks. For instance in Singapore:

HSBC Premier, $200,000 AUM dah cukup
DBS Treasures, $250,000 AUM
DBS Treasures Asia, $2,500,000 AUM
Maybank Premier, $500,000 AUM
UOB Privilege Banking, $300,000 AUM
UOB Privilege Reserve, $2,500,000 AUM
UOB Private Banking, $5,000,000 AUM

And so on and so forth