That is Digital Card. I also have those card u mentioned in hand... haha..

It was good before 2020. I also got about 1.5k of good and vouchers too (I applied thru Ringgitplus with limited information and only provide supporting document directly to Banks). but now.. things change over the time and they use Flash Sales to attract more people to signup in order to cover the cost of the high value flash deal items. If you notice, they are using over 3K worth of items (or even 1K of Cash)ust want to attract application for few days. Due to surges of application and RinggitPlus Contact Centre is not able to do it fast.(they told me no enough manpower).
Email replies are pretty delayed and need to chase several time before got responded. I notice direct application with Banks is getting easier now since Citi, HSBC are giving out more realistic & guarantee item such as Lazada voucher, TnG Reload Voucher or Grab Reload Code etc..

RinggitPlus is smart using attractive gift as flash deal to collect bulk application while the grand prize is actually giving to "own people". Read the T&C it is first 50 applicants who "submit" to RinggitPlus platform, not first 50 "approved" customers from banks. Even though you are 1st approved by bank but you are number 70th applicant submitted in RinggitPlus, you are not consider first 50.

It is truly unfair where friends and family members of RinggitPlus staffs have already waiting in front of PC to click "submit" the moment the flash deal is on. Maybe 10 out of 50 grand prizes are allocate to public while 40 units are RESERVED for own people. RinggitPlus staffs are not allowed to participate, but family members and friends are ALLOWED and they get first hand info before public.

Guess what, the flash deal opened for 3 days but on very first day they had collected thousand over application. They are CHEATING public to apply even on the 2nd and 3rd days when these people is GUARANTEE no change but RinggitPlus still reply user the deal is still available. It is absolutely not genuine.


I hope banks do not support RinggitPlus on flash deal anymore as they are using their trick to lie on public. It is not scam but it neither genuine.

Nowadays RinggitPlus is not genuine anymore unlike last time. Now they use expensive gift in flash deal but those are being RESERVED. I did asked them how to select the winner and they said they went thru strict fair process but they are not allow to reveal. Then I called up to bank to check and find out I am very earlier batch of applicant being approved but bank officer told me all decreation is subject to RinggitPlus. Which mean even though I am 1st to be approved by bank it doesn't mean I able to get the big prize because it must fall under 1st 50 applicants in RinggitPlus platform. Mean those 1st 50 people who submit in RinggitPlus even though they are number 100th approved by bank they are still eligible for big prize. After I find out from bank then I contact to RinggitPlus again and by then only they told me in first 30 min the flash deal open there are more than 100 applicants applied and on very first day more than thousand applicants. Imagine how many insiders already know the deal open and applied before the public. From now on I will only apply thru bank official website to grab the guaratee items.

Actually I also discovered those flash deal by browsing at RinggitPlus website randomly. In fact, based on TnC it is based on the application date and time via whatsapp. Bank has no idea since RinggitPlus is just a agent and get commission for each successful applicants (or other stuff with we are not aware off) They might just simple give a reason since we can't do any thing. The winners are "real" since they did published the list of winner. but the selection criteria is not clear and i believe there are undisclosed criteria which is P&C.

Ya, there are real winners since they published the list but most likely majority winners are "orang sendiri" like their own family members and friends. And those who do not get the grand prize they are simply give away of cheap luggage bag and simply stated the cost of the luggage bag is worth of RM 300 or 400. It is better to avoid this kind of nearly scam kind of campaign. If giving Lazada evoucher is better cos we can spend on useful stuff than receiving luggage with no way can go in 1 or 2 years time with this pandemic happened.

HI, anyone apply HSBC via Ringgitplus? i just did it. Is it normal they don't require you to submit any form? i just clicked apply and RinggitPlus chatbot get some basic info from me via Whatsapp then a number from 0388947026 called me asking a lot of confidential information.

i find it suspicious and check the number. not from HSBC. then i told her to drop me an email to prove you are from HSBC , then she asked for my email address, i gave her and then i hanged up the phone.

already 2 days. i don't receive any email.

I won a PS5 from a Citibank credit card registration promotion run by Ringgitplus at the end of last year. But PS5 was out of stock everywhere so they gave me RM1.8k Lazada voucher instead.

This post has been edited by un.deux.trois: Nov 4 2021, 04:36 PM

Finally got someone won their "reserved" big prize.

i only apply those with guaranteed gifts.

I got 3 x from ringgitplus and comparehero.

Lazada Voucher, soundbar, Airpods.

how long did you wait after you spend using the cc until you get the gift?

Hi. I signed up a HSBC credit card through Ringgitplus and eventually i received email from RinggitPlus saying that I won a sign up gift offered, an ipad mini.

They asked me to allow for 21 working days for gift to delivery to my hand starting from 8th Feb 2022.

However, until this minute, I have not receive my gift. Asked RinggitPlus via email and Facebook about this. However, no definite answer given to me when i will receive my gift.

Anyone have similar experience? If i want to make complaint about this, is it appropriate to complaint to Consumer Dept under KPDNHEP?

thank you

About 2-3 months

if kasi 50 units maybe 10 kasi to the public, 40 goes to lau li kung & co
so the 10 will come out and say it's legit
standard modus operandi

rigged and dishonest

from ringgitplus side and the bank side as well

Legit I got the voucher. Bought myself a new refrigerator with it.😁

lol dah abandon RP

pentipu scammer now, tried the hsbc ting tong many

Wife won ipad pro with citibank cr card application via RP.

Took her 6 months + E-aduan only received the gift.

Me just apply hope to get RM600 shopee voucher.

is it e-aduan KPDNHEP?

yes, they need to answer KPDNHEP about your complaint and sometime they just call you to solve it quickly.

Got apple watch series 7 from ringgitplus. Still available, pm if anyone interested.
Inb4 buy/sell that way -->>