RinggitPlus is smart using attractive gift as flash deal to collect bulk application while the grand prize is actually giving to "own people". Read the T&C it is first 50 applicants who "submit" to RinggitPlus platform, not first 50 "approved" customers from banks. Even though you are 1st approved by bank but you are number 70th applicant submitted in RinggitPlus, you are not consider first 50.

It is truly unfair where friends and family members of RinggitPlus staffs have already waiting in front of PC to click "submit" the moment the flash deal is on. Maybe 10 out of 50 grand prizes are allocate to public while 40 units are RESERVED for own people. RinggitPlus staffs are not allowed to participate, but family members and friends are ALLOWED and they get first hand info before public.

Guess what, the flash deal opened for 3 days but on very first day they had collected thousand over application. They are CHEATING public to apply even on the 2nd and 3rd days when these people is GUARANTEE no change but RinggitPlus still reply user the deal is still available. It is absolutely not genuine.


I hope banks do not support RinggitPlus on flash deal anymore as they are using their trick to lie on public. It is not scam but it neither genuine.

Nowadays RinggitPlus is not genuine anymore unlike last time. Now they use expensive gift in flash deal but those are being RESERVED. I did asked them how to select the winner and they said they went thru strict fair process but they are not allow to reveal. Then I called up to bank to check and find out I am very earlier batch of applicant being approved but bank officer told me all decreation is subject to RinggitPlus. Which mean even though I am 1st to be approved by bank it doesn't mean I able to get the big prize because it must fall under 1st 50 applicants in RinggitPlus platform. Mean those 1st 50 people who submit in RinggitPlus even though they are number 100th approved by bank they are still eligible for big prize. After I find out from bank then I contact to RinggitPlus again and by then only they told me in first 30 min the flash deal open there are more than 100 applicants applied and on very first day more than thousand applicants. Imagine how many insiders already know the deal open and applied before the public. From now on I will only apply thru bank official website to grab the guaratee items.

Ya, there are real winners since they published the list but most likely majority winners are "orang sendiri" like their own family members and friends. And those who do not get the grand prize they are simply give away of cheap luggage bag and simply stated the cost of the luggage bag is worth of RM 300 or 400. It is better to avoid this kind of nearly scam kind of campaign. If giving Lazada evoucher is better cos we can spend on useful stuff than receiving luggage with no way can go in 1 or 2 years time with this pandemic happened.