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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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coolguy_0925
post May 8 2021, 02:09 PM

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QUOTE(!@#$%^ @ May 8 2021, 02:07 PM)
hope u treated them well. me at home tekan also cannot get, cant imagine 30x.
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oh ever since got MyASNB no more counter visit

Those were the days we needed to buy at counters so not too hard for them to hit
coolguy_0925
post May 8 2021, 02:41 PM

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QUOTE(!@#$%^ @ May 8 2021, 02:37 PM)
still difficult, i was one of the 1st to use myasnb, also tekan tekan non stop rarely get.
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eh really?

when it was first made available (so called pre-launch) not aggresively advertised and only like lowyat forum talking about it, it was damn easy for me

even few shots of RM10k or RM30k per transactions per day were possible

but ever since it was made known when ASNB started announcing it in their FB etc and people started using script then it became real hard
coolguy_0925
post May 17 2021, 10:08 PM

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QUOTE(nexona88 @ May 17 2021, 03:42 PM)
this pandemic have big lesson to all of us...
the so called 6month "buffer" theory all gone down the drain...
it's should be at least minimum 18month or above.... thus this where ASNB funds come into play...
yes. the dividend is way lower than it's use to be... at least u won't lose out your principal $$$,. that's the main... Yes. there's other alternative that pays @ give good returns.... but it's come with risk too.... thus the word.. high risk high return... yes. some can say dump in glove, easy money... cypto too... there's risk... can u withstand???

so whatever u says.. about building solid nest in risk free area first should be taken into consideration first...
like I said... this covid 19 pandemic have teach us one big lesson... in many ways....
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ASNB does the job

Yes no HIGH return but no HIGH risk as well

I don't want to worry every night my money gone in a week because of stock market crash or having to sell crypto via whatever platform

Although the return is lower this year but it was expected

But at least it covers inflation for now and provides fair return

Come to the end, it depends on investors' risk appetite
coolguy_0925
post May 18 2021, 12:36 PM

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QUOTE(MattSally @ May 18 2021, 08:23 AM)
I agree with you entirely. High Risk Investment is just like gambling in many ways. Don't play with money you can't afford to lose. Low Risk Investment is where most of us probably need to be, especially in today's economic situation. Anything over 4% from ASM this year will be ok for me. Not brilliant, but ok.
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Yep like you said previously

4% can pay the bills but nothing luxury

5~6% then can have some buffer for a quality life
coolguy_0925
post May 22 2021, 02:20 AM

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QUOTE(ltpg @ May 21 2021, 05:03 PM)
BNM AMLA is for reason of withdrawal?
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The Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLA)

The Act requires you to declare purpose of cash transaction exceeding threshold of RM25,000

This post has been edited by coolguy_0925: May 22 2021, 02:21 AM
coolguy_0925
post May 27 2021, 10:52 PM

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QUOTE(nexona88 @ May 27 2021, 08:43 PM)
Huh?
Like that also have ☺️
Whatever...
Nowadays it's sucks..
My yearly calander also No show this year @ MIA 😠😑🀬
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Yeh someone informed here he / she called up to request and answer was no allocation for it

Wait 2022 this year shooting up but instead of calendar I hope for good dividend biggrin.gif
coolguy_0925
post Jun 2 2021, 06:20 AM

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QUOTE(CoronaV @ Jun 1 2021, 04:20 PM)
I think its 1k per month limit for boost top up.

Managed to get 600 just now for ASM using boost
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Got coins rewarded ah? Roughly how many ya?
coolguy_0925
post Jun 8 2021, 11:01 PM

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QUOTE(MattSally @ Jun 8 2021, 06:56 PM)
Is it too soon to ask for estimates, guesses, opinions on the ASB3 dividend at the end of the month? This will be the first C-19 era annual dividend declared which has hopefully washed out the market crash of March 2020. It should therefore (I guess) be a reasonable indicator on which to base hopes and expectations for ASM dividends later this year.

Anyone care to guess. I am hopeful of just over 4%
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Not sure if the current full lockdown will give an impact to ASB3 and ASM2 Wawasan and ASM3
coolguy_0925
post Jun 9 2021, 11:37 PM

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QUOTE(CoronaV @ Jun 9 2021, 01:12 PM)
Got RM1k ASM3 today.

Btw just asking , one lump sum withdrawal from ASM , ASM2 and ASM3 accounts (6 digit figures) is still allowed?

Can be done only at banks or PNB branch?
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FYI only

ASNB branches are closed during Total Lockdown so if you want to withdraw only agent banks are available during this period
coolguy_0925
post Jun 14 2021, 01:09 AM

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QUOTE(MattSally @ Jun 13 2021, 11:31 PM)
And ASB3 is due to declare its dividend at the end of this month. Any predictions? I feel it will be an important indicator of what we can expect from ASM2 ASM3 later this year.
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My wild guess, on par with ASB1
coolguy_0925
post Jun 14 2021, 09:53 AM

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QUOTE(MattSally @ Jun 14 2021, 09:41 AM)
5%?

I would hope for 4.5% so that we can then expect something similar from ASM2 and ASM3 later this year.
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QUOTE(lucifah @ Jun 14 2021, 09:42 AM)
ASB1 is 3.75%  sad.gif

i just hope it at least matches ASB2 dividend, which is 4.0%
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ASB1 nett was 3.50% + 0.75% = 4.25%

So my guess, or hope it will be in the range of 4.25% to 4.50% then ASM2 and ASM3 also follow suit
coolguy_0925
post Jun 14 2021, 10:25 AM

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QUOTE(lucifah @ Jun 14 2021, 10:15 AM)
oh sorry, i got the 3.75% figure wrong

it is 3.50%... the extra 0.75% is bonus

it is even reported as that figure in ASNB website
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Ya I saw that too

At the end of the day, nett 4.25% is what I see

ASNB likes to play with bonus bonus thing especially with ASB1, make people rclxub.gif only
coolguy_0925
post Jun 16 2021, 06:45 PM

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QUOTE(Haloperidol @ Jun 16 2021, 04:14 PM)
Recently very hard to get unit.........
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QUOTE(nexona88 @ Jun 16 2021, 04:41 PM)
not many withdrawing?
because those needed $$$ already done so previously..

now only left those with good holding power..
so no reason to withdraw... thus lack of units..

my crazy speculation...
or u wait another few month...
the effects of FMCO incoming  icon_question.gif  icon_question.gif  devil.gif
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Basically lesser or shorter time to sell units

1. ASNB branches are shut during the Total Lockdown
2. Maybank branches are not available for walk-in
3. Most of the agent banks are open for half day only
coolguy_0925
post Jun 16 2021, 07:53 PM

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QUOTE(nexona88 @ Jun 16 2021, 06:57 PM)
1. correct.

2. got others agents bank,... the choice is yours.

3. true. limit customer per time too in bank.. less counters open up.
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Ya I never go Maybank don't know for how many years liao ever since I stopped using their credit card, cut my tie with them lol

They have no choice too, the branch I went to told me if they don't follow and KKM came spotcheck then will be slapped with compound and who knows asked to shut down but this is for public's health so can't complain

Just wondering since ASNB branches are closed, are the investment managers actually working or ... biggrin.gif
coolguy_0925
post Jun 16 2021, 08:30 PM

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QUOTE(nexona88 @ Jun 16 2021, 08:16 PM)
Hehehehe...
U don't use tiger bank, got millions others use them 😁 no issues for them....

Actually banks can operate usual... Just needed to limit time & people each time in the branch. Reduce counters too...

U see factory..  all full like no covid-19 cases at all...
Swap test... Bam... New cluster πŸ’ͺ

They say WFH...
How they do... I'm not sure...
But somehow must do work for us..
Later dividend lower...
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Actually millions using Maybank is good because eventually contribute to ASM dividends ha ha so please sapot just that I got better bank offering better services to me

Factory case, no eye see some even 3 times outbreak but still can operate, what to do? Anyway better not discuss further later someone reported me again ha ha ha

Dividend lower also no choice, have been lower and lower year by year yet still fully subscribed
coolguy_0925
post Jun 18 2021, 12:20 PM

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QUOTE(MattSally @ Jun 18 2021, 11:49 AM)
You may be correct but this is the first dividend declaration, post covid-19, that will have the market crash of March 2020 'washed out' of its figures so I was hoping that might be worth another quarter point.
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Hopefully so, otherwise others like ASM2 / ASM3 could not break free from 4.0%
coolguy_0925
post Jun 18 2021, 10:51 PM

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QUOTE(BboyDora @ Jun 18 2021, 10:21 PM)
ok noted. only 1st day of the month, means if i buy on 13 March, its consider April right?
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Yes

Anything after the 1st is consider next month (taking LOWEST of the month balance concept)
coolguy_0925
post Jun 25 2021, 12:43 AM

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QUOTE(dlttdltt @ Jun 25 2021, 12:03 AM)
Anyone switching funds from asm2 to asm1 ?

Because asm1 div in 2022 div will be higher than this coming asm2 in Sept 2021.

By moving maybe 50k or more  to asm1 on the first day of the month, we can get higher div rate and get the dividend payout earlier in April 2022 rather than to wait for another full year in Sept 2022. 

I also find that the successful rate for switching is higher compared to getting new units.
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But switching need to get SMS for each try and so far no luck even for hundreds, let alone RM50k

QUOTE(jorgsacul @ Jun 25 2021, 12:34 AM)
Just go Sarawak or Sabah to have your kids. All bumi regardless of race.
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Really meh, how about marrying a pure Chinese there? I don't see my ex uni mates from there having Bumi privilege leh
coolguy_0925
post Jun 25 2021, 01:27 AM

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QUOTE(dlttdltt @ Jun 25 2021, 01:23 AM)
No need for sms only need to key the secure Tac. I managed to switch 3k last month and 5k few days ago effortlessly. My concern is only which one is better asm1 or asw but i think ill try to top up more on asm1 now cos i want to get the div earlier.
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oh you using Secure Tac

How many tries until you got RM3k and RM5k in May / June?

In terms of % won't be much different according to past trend

But if your aim is to get full div earlier from fresh fund (not switching) then ASM is the answer
coolguy_0925
post Jun 25 2021, 02:19 AM

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QUOTE(dlttdltt @ Jun 25 2021, 01:54 AM)
less than 20 times. Yes i did the math its a few k extra but in times of covid even one cent counts. Its just something ive been thinking this past few days.
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I wouldn't say it is extra

More like you get it 6 months earlier

Yet, if your aim is get the money earlier for usage then you got the answer

But if the aim is capital growth for people with holding power then no significant difference

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