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MattSally

Most likely to follow same...
Or lower at 4 😁

To my mind, and subject to current C-19 restrictions not holding the economy back too much, that means we have at least arrested the fall of returns. Now we need to get everyone vaccinated, get the C-19 restrictions lifted and start improving the returns.

i second this

i will also not take out money from my EPF (today last day to decide on i-SINAR and 2 weeks later, i-CITRA) as i believe EPF will have slightly better return than ASB3/ASM1/2/3 at the moment

basically...
just keep some target range of 4 to 4.25 max 
so if the dividend around that range. no pain in heart 

Well....
No one stopping u from withdrawing 😏
Do inform when u does that 👏

Got ASM3 1.2k today

Getting tougher finger lebam

now also can...
just that your money there "stuck"....but now with many "I" withdrawals availables... can get some piece of it too 

can register for EPF online pin & pw, then can withdraw online at home?

i heard posting mentioned that one need to go there face to face to confirm the bank a/c for the 1st time,...then no need to get there again

Five states just moved to phase 2 of the National Recovery Plan, infection rates are slightly down and Parliament reconvenes at the end of this month. Hopefully, all that adds up to another small step in an upward trend for our dividends. I may review my hope/prediction for ASM2 ASM3 to 4.5%.

Can we transfer funds from one ASx account to another ASx account (assuming there are units available) via MyASNB? I can't check now as it's out of business hours.

It could be very interesting. I am now exploring alternative investments, which, in fairness, I was probably going to look at anyway as I need to diversify. I have too many eggs in one basket at the moment.

What are your thoughts re ASM2 ASM3?

Nah..

Won't be any better....
Could be even worse...

So prepared where to dump from now 😁

I would like to remain invested but I fear that may not be possible if returns fall below 4%. I am setting up an offshore investment account (in £) and will move the funds there if necessary.

Anything is really possible. We are in totally uncharted territory. The effects of the market crash of March 2020 should be washed out but the lockdown effects remain, along with possible political 'adjustment' of the dividend. I am inclined to go with 4.25% for ASM2, ASM3, for no other reason than the like for like trend is improving. Chronologically, ASB (base figure) Jan 2021 was much worse than ASB Jan 2020, ASB2 Apr 2021 was only a little bit worse than ASB2 Apr 2020, ASB3 Jul 2021 was the same as ASB3 Jul 2020 so, logically, ASM2 Sep 2021 may be just a little better than ASM2 Sep 2020. Hence, 4.25%.

4.5% would obviously be better and would continue the trend.

Intrigued I think, rather than excited. 4% remains my benchmark. Anything less and we have some big decisions to consider. Anything more (even 4.5%) would signal that we are over the worst of the economic consequences of Covid-19 imho.

There are a lot of factors at play which now make it very difficult to try to predict the ASM2 dividend. The market crash of Mar/Apr 2020 should be washed out of the figures and the recent trend vector on dividends is positive, albeit, only just. On the downside, there are the economic effects of lockdown to consider and who knows what political input there may be in the dividend.

My wider (global) concern is that many economies are now booming but that is mainly because of the printing of trillions and trillions of $. That has to lead us into a period of hyper inflation, high interest rates etc. This may sound ok to a substantial net saver but I fear that we may go too far in this direction. That would lead to more than just bad economic consequences imho. There is no point in getting 8% dividends if inflation is running at 15%. I saw that in the UK in the 1970's and it didn't end well at all.

4.25%. We need a little 'feelgood' factor.

Big weight off my mind. Thank you. We are considering a substantial withdrawal. No limit is my understanding?

Only considering at this stage. Its complicated. I am trying to transfer my resident visa in Malaysia from mm2h visa to spouse visa. If I can do that then we will stay in Malaysia and remain invested. If I can't get a spouse visa (no reason why not I hope) then we will have to leave Malaysia and take our funds with us.