Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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 Apr 1 2021, 01:43 PM
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#41
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Senior Member
4,544 posts Joined: Jan 2003 
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YES! RM500 fish on hooked
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Apr 1 2021, 01:51 PM
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#42
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Senior Member
4,544 posts Joined: Jan 2003
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QUOTE(raptar_eric @ Apr 1 2021, 01:46 PM) i would suggest on 1st day after dividend, its alot easier to go for bigger amounts like 1k/2k/5k (if ASM1).. i managed to obtain 13k since morning with only 3 separate transactions Yes you're right and usually 10am till lunch was the best time as ppl started selling[attachmentid=10827706]  Anyway no maneh liao that RM500 was mainly from my income tax refund lol |
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Apr 1 2021, 11:08 PM
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#43
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Senior Member
4,544 posts Joined: Jan 2003
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QUOTE(Chrono-Trigger @ Apr 1 2021, 05:50 PM) a lot of things can change in the next 1 year, new CEO coming in, economy recovery is projected, GE with very clear majority and stable government. For me there is guarded optimisim. We may see the worse of PNB performance, it can only go up nearing 5% this year, but hitting 6% is unlikely. QUOTE(MattSally @ Apr 1 2021, 05:54 PM) Exactly my thoughts. QUOTE(nexona88 @ Apr 1 2021, 06:21 PM) hmm.... What Corona-Trigger said is the outlook nowinteresting... basically... 4% is rock-bottom for ASNB funds?? worse case...  However, nobody knows the future, only forecast But with COVID-19 still around nobody knows, just hopefully it will not turn worse Yet you see some countries started another 'MCO' so we cannot be too optimistic QUOTE(nexona88 @ Apr 1 2021, 08:25 PM) Weird... Last time when the fund got dividend that fund get sales but now the other way round ha ha5pm onward also unit available... Damn... How many millions released in system... Be optimistic, ppl cash out to buy shares / crypto maybe QUOTE(!@#$%^ @ Apr 1 2021, 10:03 PM) looks like still many in lowyat still support asnb although many others took out asm3 if the person's risk appetite is low, this is the best alreadyFD% now cannot even pay the bills, it leaves them no choice but what else gives a 'almost capital guaranteed' with x2 FD% now |
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Apr 2 2021, 12:33 PM
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#44
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4,544 posts Joined: Jan 2003
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QUOTE(CSW1990 @ Apr 2 2021, 11:10 AM) For me, actually my fixed income investment already exceed my target %, should put more in equity, but still sometime cannot stop my itchy hand to try at asnb... I like the good feel of getting the asm unit just like winning lucky draw , due to the difficulty to get at normal time, even get rm100 I will feel happy on the achievement The feeling of getting the ultimate page suddenly / out of expectation after numerous errors of fund fully subscribed nexona88 and familyfirst liked this post
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Apr 4 2021, 08:56 PM
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#45
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4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 4 2021, 11:24 AM) Deposit less 1 year get 4% full? U think ASM is doing charity 😂😅🤣 It's pro rated dividend.... See how many months u deposit...  QUOTE(MattSally @ Apr 4 2021, 06:33 PM) Hopefully ASM 2, ASM 3 dividends later this year will be around 5% as the worst effects of Covid-19 are behind us and the recovery starts to gain traction. We can only hope  |
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Apr 5 2021, 04:41 PM
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#46
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4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 5 2021, 04:36 PM) my wild guess.. If desperate then will fall for the 'trap'they testing the water first... see any water fish fall for it or not... later they might introduce more bundle packages.. with 80/20 split (the best offer)  The VP must be still very much undersold huh |
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Apr 5 2021, 10:38 PM
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#47
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4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 5 2021, 04:50 PM) well it's everyone knowledge... If no set limit / quota the units would be gone in the morning itself mainly benefiting richfags (One could already sapu hudreds of thousand)VP fund hard to sell,,, even after few years on sales... try FP fund... less than 1 hour open up, sold out few billion units (or few days if have quota of 10k/account)  So ASNB must set like RM30k if wanna benefit all |
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Apr 6 2021, 12:31 AM
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#48
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4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 6 2021, 12:11 AM) Well... Yes the old days where we serbu the bank entrance before even opened when we got the news of new units from newspaperI still remember... The old days... Q at bank counter to buy ASM.... That's time ASNB open up few billion new units... One unker... Just your typical u see in kopitiam... Tcss daily... Before me... Didn't think much about him... When at counter... Left right shirt pockets & finally paper bag... Keep bringing out bundles of hard cash.... From what I heard... It's like 150k... Damn... After his transactions finished.... My time to come.. system crash... Then later like 15mins.. No more units left... How u feel... So after we all make huge noise... Report mass to ASNB... Next round.. got limit for each account.. Best decision made 👍🎉 Even the bank counter staff was so pissed and scolded me but wanted his help so just kept quiet Actually this type of uncles are the most cash rich ones but he really daring suey suey got robbed before entering bank then GG I have an ex manager whose wife is working in bank She said one uncle customer always by bicycle and wears singlet to bank to renew his RM2 million FD |
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Apr 6 2021, 11:30 PM
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#49
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4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 6 2021, 08:06 AM) Well staff also stressed... Suddenly workload increase... Because they don't even go to eating palce like Nando's, the most kopitiam niaThis type uncle is the one always needed to watch out... When there's new units... They the first to go buy... Simple life. Not much expenses... Like we all... Branded stuff & others.... There's where $$$ gone... How can not rich believe 90% of income saved after kids grown up Hence, their savings all serbu ASNB whenever possible |
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Apr 7 2021, 03:18 PM
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#50
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4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 7 2021, 02:28 PM) Huh? Must be someone selling off a big bulk to cashout for other purposeWell.. I'm not trying.. So I don't know situation.... What I know.. Around 12noon.. 1 attempt already hit @ capture 🎯 Don't needs to spam... After completing the transaction.. click again & get capture the units 👍 so on.. like few rounds... Hope you get most of it  |
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Apr 7 2021, 03:47 PM
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#51
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4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 7 2021, 03:40 PM) guess so... usually when the news reached us already too late because now with the WhatsApp / Telegram groups of members will serbu once the news started spreading theremust have at least 100k above floating around that time... could be more also.... I don't know... me didn't try... and I got info also after like 30min later.... too late, then units all gone  nexona88 liked this post
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Apr 7 2021, 10:22 PM
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#52
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4,544 posts Joined: Jan 2003
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QUOTE(roarus @ Apr 7 2021, 08:37 PM) 12pm don't have, but surprisingly 5:02pm got ASM1. Didn't try another round to see if big sale though, just rounding/topping up for family member QUOTE(nexona88 @ Apr 7 2021, 09:28 PM) Don't have? 5pm I suspect is from those cancelled / timeout unitsWeird... Should be getting like 500 to 2k range easily... Guess not your luck... 5pm.. I not sure Units from where.. because branch already closed.... Heck.. staff also bungkus balik rumah 🤣 Or bank staff reversed out maybe Got once during passbook time I went to bank to try but no units Then afternoon suddenly the bank staff called me said got 7,000 units ask me bank in to her account But out of nowhere where la I dare simply bank cash to people so I said I no cash on hand sorry please cancel THen next time I went update my passbook really that day got transaction in and out same day |
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Apr 8 2021, 01:42 PM
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#53
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4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 8 2021, 09:34 AM) Wah.. so good the staff called... I also surprised so good called mePersonally... I would take risk... Because 7k units not very easy to get... Too bad... No banks staff called me... Guess I'm "too poor" in their eyes 😭 What I did was went to ASNB and be the 1st on next morning Got the 7k eventually as ASNB opens earlier than banks Only when the staff was puzzled when he saw got reversal lol |
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Apr 8 2021, 11:12 PM
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#54
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4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 8 2021, 02:29 PM) Good thinking.... No choice she was damn pushy and it was troublesome to find CDMLucky that time no MyASNB... If not your 7k units grab by others 😁 Reversal because u don't want take risk 😊 Your fault... Then my family member also warned me better not Anyway the RM7k was destined to be mine... until now nexona88 liked this post
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Apr 8 2021, 11:23 PM
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#55
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4,544 posts Joined: Jan 2003
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QUOTE(!@#$%^ @ Apr 8 2021, 11:18 PM) no internet banking also that time? Ha ha honestly it was long long ago so I can't really rememberCould be:- 1. No Instant Transfer yet 2. I don't have account from the same bank BUT mostly importantly, I can't be sure the transaction is genuine until the next day (no myasnb that time) I kiasi my hard earned RM7k gone with the wind |
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Apr 9 2021, 03:13 PM
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#56
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Senior Member
4,544 posts Joined: Jan 2003
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QUOTE(nexona88 @ Apr 9 2021, 07:52 AM) Hmm.... Lunch hour office ppl go to bank to sell, my guess Same timing period like I posted previously.... Either that the only time people are free & go branch to withdraw or system time to release units 😁 |
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Apr 10 2021, 11:17 PM
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#57
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4,544 posts Joined: Jan 2003
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QUOTE(macystar @ Apr 10 2021, 10:20 PM) need to ask if buy at bank counter they will charge fee right? but buy online ourself not? The issue with counter is they will only try for you for a few timesIf no units available, they will stop because they have other customers to serve |
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Apr 11 2021, 11:47 PM
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#58
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Senior Member
4,544 posts Joined: Jan 2003
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QUOTE(TOS @ Apr 11 2021, 10:05 AM) There is a hidden fee ("trailer fee") paid by ASNB to the bank since this is the bank's commission. Very taughtful of you So you are encouraged to trade units via ASNB directly either OTC or online. This will help "improve" overall ASNB returns to all unit holders. Or at least trade via Maybank, since most of the commission go back to PNB anyway. But seriously MBB that I went before MyASNB mostly not so keen to serve They will either tell you system down upfront or just simply no unit, at the queue number counter |
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Apr 12 2021, 08:45 PM
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#59
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Senior Member
4,544 posts Joined: Jan 2003
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QUOTE(TOS @ Apr 12 2021, 03:19 PM) Ya, they have greater incentive to promote VP funds these days due to the higher margins. It is certainly not worth the hassle for the banks to spam for units like fishermen here do. ROE is of prime importance for banks. Every second counts. Handling a customer who wants to borrow is much more profitable than spamming for units for customers. Hence, with MyASNB is win-winThey don't have to layan us and can free up their time to layan their high ROE loan customers and we can save time travelling and money paying parking and petrol This also leads to closure of some low density MBB and CIMB branches at certain areas because no more customers going If no more ppl going, how you gonna push for loan lol So serve them right, transfer you to those city branches TOS liked this post
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Apr 15 2021, 02:15 PM
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#60
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4,544 posts Joined: Jan 2003
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QUOTE(wlchee143 @ Apr 15 2021, 02:14 PM) is there any charges if u withdraw from banks and not from asnb branches? No charge to you for withdrawal performed anywhere |
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