Please consider me that is a lonely single doggo ...
Lonely single doggo can't enjoy the tax rebate...

This post has been edited by Haloperidol: Oct 2 2020, 09:04 AM

The problem is not everyone has the ability to generate 15% from equity.

Risk comparison,
ASNB FP is literally like FD, just that hard to get into the party only.
So if risk is = FD, but Reward > FD, for me it is justified.

Btw, I'm from Kedah, willing to travel to Perlis / Penang to do transaction.
Please hit me up / Pm me if anyone interested to let go of unit. Tq

Susahnya nak beli... i got 5 digit amount of cash waiting to be loaded to the ASNB, but no unit zzzz..........

Still hunting for any luck.
Any gor gor jie jie uncle auntie di di mei mei wanna let go of their unit in Northern region (kedah, perlis, penang) , can PM me ~

You can help me to gain good deed plus i don't belanja u makan besar ~

This post has been edited by Haloperidol: Oct 12 2020, 06:22 PM

yeah... specially when the 1MDB scandal ruptured...
My unker carry 30k cash jokingly say if there is 30k , i wanna sapu all..

The agent say , yeah no problem, here is your 30k AS1M unit.
My uncle face straight become Pokerface ...

I still remember the agent asked , do you want more ? there is approximate 6 Million unit left.
My uncle seriously considering stop topup as he sense like something is wrong LMAO.

Morale value of story : Human never appreciate/ scared of things become too easy , because inner part will say "something's wrong" hahaha

This post has been edited by Haloperidol: Oct 24 2020, 06:06 PM

ahh sorry, it's the ASNB counter fella.

Ya meh, sometime it can shows back the account / transaction data...

Recently it is much more easier to get , tbh .

Quote :
i got sweet talked into buying asn equity 3, what do you guys think about it? after checking the fund sheet the longer term, seems like return meh only, FD better. my plan is for long-term 5-10 years ish?

i am a young kid, any advice? shud i continue or no?


Reply :
Since u had already deposit the money in and u paid the commision fees etc, i would hold-and-watch purposes (but won't top up)
We all here for ASNB FP fund.



Do it on the branch.

Hi All, I have a question fund transfer from say asm1 to asm2. If I do it on the 1st of the month, will I still lose the dividend of the fund that I am transferring?

Rate of dividend is calculated by dividend per annum divide by 12 = monthly rate

monthly rate x (the lowest amount you kept in that month)

I forget to put a quote tag over there

well if they dun have extension, if not mistaken they need to give notice , and let us decide to stay with XXX NAV or to withdraw the amount at fixed indicated RM 1 per unit.

My bet is it will continue the same RM 1 per unit ... or else it will be a bank run and ASNB might can't afford that...
Let's say if NAV become RM 0.83, why don't take out RM 1 per unit then buy back at RM 0.83 ? lolz...
I doubt SC wanna create such panic even thou they knew this is a LEGAL ponzi scheme by gomen hahaha

This post has been edited by Haloperidol: Feb 25 2021, 02:07 PM

the only thing that they can do is withold distribution to recover the NAV amount. hahaha

But judging like SSPN scenario, they have pressure to declare distribution EVEN they have loss ... just albeit lower rate lo.

EPF 5.2%
SSPN 4%

So what is the future rate for ASM1 , ASM2, ASM3 ...

We youngsters are paying some premium for liquidity.
EPF for youngsters cant' withdraw to buy house or something, so tbh i accept that part of premium (approximate 1.2-1.5%) to pay for liquidity .

Sspn also 4% , pls dun drop beliw 4%

Actually with some work, one day can get 3k to 4k ... i think acceptable lah ... unlike January where i spam also cant' get even 1k.
My bank tbh, currently is barely minimum only...

This post has been edited by Haloperidol: Mar 5 2021, 06:09 PM

Walao eh... the new interface ... so irritating ...

So easy to get with new layout, i think script is out of the way
- still can use macro for semi-auto hunting

For a quarterlife-crisis bald people like me, i wish to build a solid foundation in risk-free area first.
My initial target will be a 6 digit in ASNB fund.

The recommendation of the bank for the youngster will always be : 6 months life saving (approx 12k and above)
then put it on middle-to high risk such as stockmarket or growth index fund or so on.
That is kinda logical in financial stance.

But truth is, what we can see right now, credit crunch and crisis "usually" longer than 6 month.
I'm working in healthcare setting, i know the cost of "sudden accident".
Hence, i am quite dedicated to build a really solid foundation so that i can totally lost that amount of "middle-to-high risk" money for investment prior to score big.

The 6 digit ASNB fund target is very simple.
Learn like bumi. They loan for 6 digit unit then repay off during the tenure.
I can't do that nor can't loan, hence i actively pumped in.

just my 2c in my planning ~
Hope everyone can reach their FIRE

This post has been edited by Haloperidol: May 16 2021, 01:30 PM