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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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Haloperidol
post May 6 2025, 06:40 PM

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QUOTE(potatoes @ May 5 2025, 05:19 PM)
Guys, new promo received from RM:
user posted image
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Can u ask RM for me ?
IF there is even unit available, we can only do maximum 30k per transaction...
How to fullfill the
(1) Pelaburan mesti dilakukan dalam satu transaksi.

LOL
Haloperidol
post May 7 2025, 04:39 PM

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QUOTE(confusedway @ May 7 2025, 12:45 PM)
Maybe you can try your luck over the counter and the VP unit should be available...  cool2.gif
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listen to them yap about no more Fix price fund
or if you want FP fund then can buy their bundle FP:VP fund blah3 , no thanks.
I rather unalive myself.
Haloperidol
post Jul 3 2025, 02:03 PM

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QUOTE(blatant928 @ Jul 1 2025, 09:17 AM)
The objective of this Forum is Sharing and not Flexing. Please return favour and use his referral Code: ASNB4336
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Noted : ASNB4336

We will contribute to his/her sales

Haloperidol
post Aug 26 2025, 11:31 AM

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QUOTE(boyboycute @ Aug 25 2025, 11:58 AM)
Withdraw ALL EPF to invest in US treasury bond?

ALL?

Are you nuts?

Now, Unker think,is the right time to invest in US treasury bond . Unker just sharing what Unker bought. Unker locked in high coupon rate when Ringgit is strong

So many people trapped at high SGDMYR and USDMYR exchange rate following Bunkjit .... kecian.... Unker warned many times but kena SUS
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People don't know Silicon Valley bank goes bust coz all in Treasury Bond US

Haloperidol
post Aug 26 2025, 11:32 AM

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QUOTE(guy3288 @ Aug 25 2025, 09:26 PM)
unker seems to enjoy being suspended again and again?

if not why you kept doing it??
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I'm one of the SGDMYR ppl yang kena at 3.30 hahahaha, but okay la long term i view MYR bearish...
At least DBS making good progress.
Majulah singapura
Haloperidol
post Aug 29 2025, 12:27 PM

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this just proves that ASM1 > ASM2/ASM3 from our fixed-price fund RM 1/unit investor persepective.


Haloperidol
post Sep 6 2025, 04:19 PM

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QUOTE(cms @ Aug 23 2025, 04:36 PM)
Perhaps its important to note:
1) Who managed and runs all these asm/asb funds?
2) Who are the ultimate owners of the entity managing these funds?
3) Social implication if these fund falls? Can afford to let it fail? Can the country sustain if it falls and effect to other entities indirectly and directly owned ?
4) If ultimately the country fails, would any asset in the country still holds value ?
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Even when Tabung Haji failed, government bailed out.
What do you think ASB / ASM will fail and there is no bail out ?
Just treat ASNB FP as a luxury / better version of MGS.

Haloperidol
post Sep 13 2025, 02:49 PM

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QUOTE(nexona88 @ Sep 8 2025, 11:18 PM)
One problem with our Bursa Malaysia is it's being heavy on Local funds... Few of them control the majority... It's not like those developed countries one..  high liquidity & participating from various categories... From retail to institutions funds & organization......
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Foreign Fund all time low , they keep on withdraw from Bursa, from all the illiquidity i see in Sharemarket ... now really is just local playing around with execeptional crazy valuation.
Haloperidol
post Nov 15 2025, 11:04 AM

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QUOTE(nexona88 @ Nov 14 2025, 11:19 AM)
That 1mil is changing next year onwards....

Goal post shifting 😁 1mil to 1.3mil y-o-y

Personally.... I would split the $$$... EPF for higher rates, long term... ASMx for easy access.... If needed $$$
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Youngster has no choice, mostly in ASNB for 99.99% safe asset.
EPF is locked until 55yo.
Unless you are in 50yo era then you can decide to dump 100k per year into EPF , and wait until 55

For >55yo it is no brainer that as long a fixed asset instrument can't beat 5%, better put in EPF.

The only problem with EPF is when you have tons of liquidity (eg. liquidate your property and suddenly has 500k cash)
they only take 100k per year max haha.


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For risk asset, yeah u have a lot of choice.

This post has been edited by Haloperidol: Nov 15 2025, 11:05 AM
Haloperidol
post Nov 28 2025, 08:17 AM

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QUOTE(guy3288 @ Nov 26 2025, 02:35 PM)
did  you try today? i got RM45k so far
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wah i can't even get 100
Haloperidol
post Dec 10 2025, 08:41 AM

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still waiting for the release...
Haloperidol
post Dec 10 2025, 08:52 AM

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QUOTE(blatant928 @ Dec 10 2025, 08:49 AM)
ASM 2 Wawasan Party started at 8am this morning.
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It's on and off, on and off unit available .. not so consistent eh...
Haloperidol
post Dec 10 2025, 08:55 AM

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QUOTE(victorian @ Dec 10 2025, 08:52 AM)
Just now 8 am, managed to get 5+5 k without any fuss
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takkan finish at 15 minute for 200m lol

Haloperidol
post Dec 11 2025, 08:06 AM

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still waiting.............
wa piang eh, 4 minute all sold out

This post has been edited by Haloperidol: Dec 11 2025, 08:20 AM
Haloperidol
post Dec 11 2025, 08:26 AM

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QUOTE(MGM @ Dec 11 2025, 08:24 AM)
But I got some at 8.16am.
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8.15am start, 8.19 retry again all gone

Haloperidol
post Dec 11 2025, 09:10 AM

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QUOTE(nexona88 @ Dec 11 2025, 09:05 AM)
I more towards status quo for ASM1 & other 2 increase to 5%

ASNB tend to give "same" dividend rates if possible for all 3 ASMx funds.... So that people don't differentiate between them.... But they all mistaken the people smartness.... Almost everyone know which is flagship ASM & which is weakest 😁
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still the same thing, eg ASM1 gonna be released more unit under the budget @ 2026 , but ASM2 still on hot demand.
We all has the misconception of ASM = for sure stable as heck = wont bankrun.

At the moment , kinda true.
I look at the history of Tabung Haji, how underperform , government gonna bail it out / try to at least withdrawable without loss..


Speaking of which, this is the ONLY unique point of Malaysia investment fund...
Look at ZheJiang @ so called THE GREAT CHINA or non-democratic west Taiwan laugh.gif
recently.. they have their own state flagship investment arm... offering a 4% return per year... backed by state-unit...
STILL BANK RUN.
You think 4% in RMB is good right ? BANKRUN too..

This post has been edited by Haloperidol: Dec 11 2025, 09:10 AM

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