Coz i bought what i needed for now and i won't be fighting for it next few weeks so no harm. Later need to fish again will curse myself stupid for teaching.. 😂

If you want to keep clicking.. try one time every 5 minutes. I believe the old setting was 3 times every 10 minutes max before they locked you out for 10 minutes. This includes any of the fund. If you try asm 1 2 and 3 then consider 3 times trial in that 10 minutes. So if you target one fund.. every 5 minutes one time and you will never kena locked out.

This post has been edited by Wolves: Sep 29 2023, 03:48 PM

You can't. You need to go branch and subscribe to thier wakaf or other services. Its a paid services where your pay one time upfront (rm100 or 120 i forgot) and yearly they deduct a small small small fee from your asmx and when you kick the bucket, your waris named will be able to withdraw plus a small tiny percentage of the value (depending on the amount) as fee.

Go to this website asnb estate claim

Then scroll all the way down until fees and charges... number 1 fees.. column 4 Hibah Amanah and Trust Declaration... you can see it. To register rm180. Yearly deduct rm10. Your waris claim look at the amount and the % they charge.

Edit: salah tag... ter-tag myself... immobile

This post has been edited by Wolves: Oct 3 2023, 10:37 AM

Just discussed this in length not long ago. There is no charges but the process will take months to two years. They will need a few documents other than will and you need a lawyer and a court for those documents. 😂 and also dispute within waris might be an issue. The easiest for me... withdraw and stuff into kwsp. 😂 kwsp can easily do the waris and it's free. Plus currently kwsp dividend higher. Currently la... 100k per year limit to masuk... plan slowly lo.

Btw.. if you kick the bucket (touch wood), your waris can inherit the units if they have account and if they don't, they get cash. Just before anybody ask coz that's usually next question. If holder bumi and the units are asb and the waris not bumi then it will be cash.

This post has been edited by Wolves: Oct 3 2023, 10:47 AM

West Malaysian won't understand one.. 😂

Bumi adopt Chinese kid. The kid will not be considered bumi. Bumi does not mean muslim. Plenty of bumi on east Malaysia who are christians. Then there is Chinese father marry bumi mother which is plentiful here. So hubby can use wife name buy bumi land and use bumi benefit but the kids are Chinese. So mother asb cannot be transferred to kids or hubby. Then who says waris just be hubby/wife or kids? Cannot be other ppl? Plenty of example.

Nexona.. we have a perfect example right here. Mattsally is mat salleh or what we called angmoh or red hair.. he is not bumi. His wife is bumi so he can buy asb. His kids will not be considered bumi or even Malaysian if he doesn't apply the citizen status. They can be British (i remember he saying he is from England) and just holding PR status. His kids have the option to choose British or Malaysian citizen upon 18 years old but even if they choose Malaysian, they are not bumi. Correct or not mr MattSally?

They can. They also can choose cash. That's why i am saying. They have the option to get cash.

That's what i am saying boss.. nexona tak paham.. dunno why tak paham.. we got a good example right here. Touch wood ah.. if his wife (not cursing ah) kick the bucket and the kids still young (coz i remember he have a daughter 12 years old? ).. then how? The process is sell them and convert to cash and give MattSally lo. Since in this case MattSally ang moh and cannot hold asb and the kids (dual citizenship and not bumi) cannot hold it due to both age and not bumi status. So they will sell units and give cash.

Heck if MattSally is only PR and the kid(s) below 18, he cannot even hold asm. Asm is only for malaysian. PR holder not qualify. If his kid(s) not yet 18 or did not choose Malaysian citizen status, all asb and asm need to convert to cash. Correct me if i am wrong but i am very sure i read this somewhere before.

When you are 18 and above then yes it is not recognized and Malaysia don't allow it and yes got some hidden dragon crouching tiger... but when you are born to a parent with different nationality, you are allowed to weird dual citizenship until you are 18 by which you just choose to renounce one.

Edit... if you are born in other country but both parents Malaysian, you are allowed dual citizenship as well depending on the countries' law. Some country give you citizenship if you are born there with requirements. Not 100% of the time. So the child might have dual citizenship but it is only until 18 and they need to make a choice. Just edit for clarification.

This post has been edited by Wolves: Oct 3 2023, 03:40 PM

Below age of 18 you need a guardian who must be a Malaysian. So no. You still need a Malaysian as guardian and they will contact you for update when the time comes. And if they do give up Malaysian citizenship when 18 then yes they need to sell unless you give back to guardian whom should be a Malaysian or you sell. They will ask you one la.

The gov do keep track of these ppl coz not a lot and they will make sure you choose on the dot when the time comes.

Ah. I did not know your daughter was adopted and was a Malaysian bumi. Sorry about that.

About you buying them yes coz you are not malaysian. MM2H program is basically long term visa. Not even consider PR. Kinda like long term tourist visa. Even less rights than PR. 😂 but interesting to know you are MM2H applicant. The last update and change of policy no scare you away? 😂 that just proves you got a large "buffer". I assumed you apply the MM2H in west malaysia right? Or you doing the one in sarawak?

This post has been edited by Wolves: Oct 3 2023, 05:29 PM

Just to add... yes.. adoption in Malaysia is problematic outside of Malaysia but definitely possible to overcome.. just more work and lots of waiting time. Hmm... having her own passport means she is 13 already (if memory serves me right).. and by calculation she already have IC coz she is born in the times that baby was issued IC on the spot right? (just need to change once later but i don't remember what age). But i remember she is less than 18 so she still need your wife as guardian of her account even her name is on the account right?

And... come come adopt me adopt me too~~

This post has been edited by Wolves: Oct 3 2023, 05:38 PM

That are different. The birth one is because when you do birth cert, jpn must be notified so they can be issued proper documentation and benefits like vaccine and school. So they keep track until you form 5. Then ask you make decision. Those who are malaysian only... aka regular ppl like you and me (unless you special i dunno la)... then you run somewhere and sneakily get another citizenship.. you are "suppose" to inform gov ma. If you no inform they dunno lo. Different story. But then you need to make sure you use correct passport when traveling and don't get caught lo... 😂

I am now interested in MattSally story now. But let's not go too far from topic ya. 😂

Well.. 10 years or not you still need to renew them when expired and when you renew i believe the requirements will be moved upwards. Not sure about renewal but the new regulations really cost a bomb. "But"... if you qualify under the old terms... why not look into sarawak one? Even with the new requirements still very affordable plus you have the ability to go all over malaysia and not limited only to west malaysia only. 😂


This one definitely new to me coz i believe previously you need to put under mother's passport but i night have missed a few updates here and there over the years.

... Actually... erm... not really legal and i shouldn't be saying this but... there is a backdoor IC you can abuse every 5 years if you know what i mean. However it is getting harder now coz of crackdown but if you know the right ppl it's just a few hours process.. 😂 but it requires you to move from west malaysia to east Malaysia la.. i don't think it exist over there. Why don't you apply for citizenship by spouse? It is not that hard. Just takes a lot of time but you have plenty isn't it? Just go putrajaya and get the relevant documents.

90 days? You just have to come and play for a week or so per month. Not that hard plus you can relax better here. 😂

Edit: actually i don't think you really need. You just need a home address right? Not need physically live there. Hmm... need to go read on it coz i remember all you need is a sarawakian to vouch on you.. 7k monthly and a "presence" like having a home address will do.. then 100k in FD? That's all.. if not retired then 10k monthly income only.

This post has been edited by Wolves: Oct 3 2023, 06:47 PM

Yes and no. Asm 1 has no limit and it is first come first serve. So no more units available now. You need to fish with other ppl on whoever sells them.

No limit as in how much you can have. Previously the 5 billion new unit was limited to 300k per person so no one person buy all and give everybody a chance. This 5 billion unit is fully sold so no more limit

This post has been edited by Wolves: Oct 3 2023, 07:27 PM

Waa... Still so many ppl really trying at 2am.. maybe i should start a business calling ppl wake up at 2am when i try got unit. 😂

I never face that issue though. As matter of fact even if i try now i still can get that amount plus much more. Of coz need to see which day and so on la. The trick is to know when to fish. Timing of the fishing is important. 😂

It depends on where you perform it.

If you perform it over the counter in agent banks, it will be immediately credited into the bank account. If you do it online.. roughly 48 hours plus minus? Less? It also need to see if it's Friday or there is public holiday. Normally less than 24 hours (next working day) unless it's the weekend or there is a public holiday.

This post has been edited by Wolves: Oct 30 2023, 05:22 PM

Phew.. missing for a very long time.. anybody miss me? Lol..

Oh ya.. i come in for a very very important news... I just bought some asm 1 like a few minutes ago.. plentiful for those who want asm 1... So... Go get them if you wish.. now good timing coz end of month already..

Another not so important news.. those premier ppl... Go get your gift.. this year ok.. one tin of boh tea sachets.. one packet of healthy snacks.. one diary and one 2024 calendar.. go take go take... Lol

This post has been edited by Wolves: Feb 26 2024, 11:25 AM