Hmm... Just gonna put it here

Let's see my embedding is correct...

Report report~~ where is that report button ~~ 😂 don't like that la.. asm not bad la.. don't keep flinging mud at it wherever you see a chance...

Yes .. from apps max 2k per month for all investment combined. If you need more than 2k per month then walk to branch or agent bank.

For those who are free and nothing better to do.. This it's now until 12 noon

Don't need be so pessimistic ma.. 😂 anyway.. When will asnb apps be frozen for asm3 dividend? 25th? I wanna top up some asm 1 before end of month

Unfortunately Malaysia cannot raise opr coz pmx kacau kacau.. 😂 by the look of core inflation and pci data from US... they need to raise.. but it seems like they might also lost hope that higher interest rate can reduce inflation so they might just give up and let inflation kill everybody. Why i say that? Thier stocks market still strong and no signs of selling even though inflation data came in a lot hotter than expected. Thier stock market is future looking and they did not price in this data yet they are maintaining status quo even with this unexpected hotter than expected data. So wall street might have some insider information which means fed might not raise interest rate even if they actually should. That's speculation. But no matter what happen pmx will not let opr increase. And yes.. we might be in trouble if US and UK raise interest rates yet Malaysia maintain opr. It's all political motivated in Malaysia. Unfortunate... asm3 should give 4.5% la.. but next year asm1.... hard to say.. hopefully 5% lo..

Before the additional units, asm1 hardest followed by asm2 and easiest asm3. Must do on the dot. And yes i have tried before.

This post has been edited by Wolves: Sep 19 2023, 01:22 PM

Objection! Hearsay!

I waiting for 20th to withdraw to buy la. Mana tahu suddenly habis

Objection! I object you say i object for the sake of objection objection! I object coz hearsay! "They" or whoever you refer to never said asm not laku. It has always been laku. Just that it takes time to moves funds. You cannot move 300k with a snap of a finger. FD need maturing. Stocks need to reach certain level. Transfer got limit. Money under pillow need to gather and count and bank in. So.... hearsay! And the there is no news published by ASNB say it is not laku. They only tell you the take up rate. They are saying it's super laku and tell you to faster buy. Only nexona interpret that as super tak laku and asnb dying lousai and loyar buruk. :X

Bank dunno where to find money to give higher interest ma. Give means they need to earn more than that or else eat grass.

Why not fish using myasnb? It's free and faster and easier? Why? Why why why? Whhhhhyyyyy?????

Not possible as that will rock the boat for asm1 and ppl rush over.

You two.. shhhhhhh... past two nights at 2am i collecting.. slowly withdraw. Each successful buy i withdraw from kdi coz scare no units and don't want one time withdraw all and yes plentiful past two attempts ... tonight one more time only and i am done collecting asm1. So... shhhhhhh!!! Dont kacau my plan 😂 and yes plentiful can one shot buy so far. Hopefully tonight last time still can one shot buy.. That's why i hiding no come in few days.. shhhhhh...

2am sharp but you should sleep.. don't wake up tonight ah.. go sleep go sleep... Sleep more important... 😂

This post has been edited by Wolves: Sep 21 2023, 01:08 PM

That is why it's a blessing for me.. i normally sleep around 2am or 3am.. lately older and can feel body lazier already so sleep earlier at 1.30am.. but staying until 2am not that hard for me. 😂

He is definitely not new lo. But the issue is where can you get higher with so low risk? Very hard to find except kwsp. That's why lo. But the coming recession might change that. Asmx = bullets to acquire nice cheap assets. US just kept thier interest rate. I was hoping for a rise but keeping is equally beneficial. It just means they are gonna stay high longer then expected. That should crash something. But if raise better la. Once there is a crash we should see some nice downwards movement. Until then keep in asmx first lo.

Tuesday 2am until friday 2am (10 hours ago.. not tomorrow)

Finally i got all i need. 2am just now still maintenance for fpx. Can log in can try buy but error 100 (all ready but fpx not yet online). Try at 2.03am still same error. 2.05am still same error. 2.08am one shot buy everything. Plentiful so i bought what i planned already. Can tutup kedai tidur awal until next money come in 😂. The error 100 (fpx one) just means try again coz got delay a bit. Usually i go by 3 minutes and 2 minutes interval. All the way until 2.30am.. if still tak ada.. try 3am. Usually on. This is a tip for those really wanna fish. 😂

They officially open 2.08am today. You have around 15 minutes interval so 2.50am a bit late. If they open 2.15am you got chance coz most ppl who knows will go sleep after 2.15am.. i will normally try till 2.30am.. i very stubborn one. 😂

You should see it in 2 hours plus minus more. Normally next day 2 to 2.30pm like that (no public holiday or weekend). Usually la.. if not then Monday lo.

Historically kwsp is lower than asm until 2017 or 2018 like that it flipped. Need to see charts again but no, asm usually higher during the early days. It was last 5 years like that that kwsp overtook asm.

Tuesday 2am to Friday 2am (10 hours ago). Tonight you try probably get nothing. I won't even bother. Then next Monday night (tuesday 2am) probably asnb locked for asm3 dividend. Aka... your chance of getting before end of month just finished. This morning 10 hours ago probably your last chance before the end of month. 😂

This post has been edited by Wolves: Sep 22 2023, 12:30 PM

Base on this chart asm and kwsp are very close but asm lower a bit until 2018 where the gap widens. However if my memory is correct, this chart the person who compile put kwsp one year back compare to asm coz the person mentioned kwsp dividend was for the year before. If we put them aside by side during the year it was announced then asm beats kwsp before 2018. If memory serves me right la.

kwsp dividend

asm dividend

If we look at this and goes all the way back. 2008 kwsp is 4.5% and asm is 7.8%.. during early days asm beats kwsp. But the gap got smaller over the years and kwsp beats asm past... let me see.... 2017 onwards.. yes? Can we agree on that?

This post has been edited by Wolves: Sep 22 2023, 01:02 PM

Same same... i did say during the early days.. right? So technically i still correct. 😂

The way you reply macam i nyanyuk already saw everything wrong ma. So must clarify ma.. later i salah cakap kena buta buta tembak ah.. 😂

Asm was good just that asb ada steroid and priority ma.. right now kwsp looks better if and only IF no limitation la. If got limitation then better stay clear or put minimal lo. But if asm go back to old glory then headache and problem solved. 5% inkambing!!

Kwsp has 40% oversea (before pmx tell them what to do and reduce to 30% which makes nexona turn into mad hulk). Asm also "plan" to invest only 30% but seems like they more noob and unable to outperform or they just don't really care about performing coz benchmark is Maybank 12 month boardrate FD.

Let's take a look at the most recent data on kwsp. First half already beat last year by a lot... something like 18 bil profit vs 9 bil last year. Second half also beat by a large margin. Something like 14 bil vs 8 bil last year. Thier real estate like 7% portfolio gives 15% return. They fight and fight to earn. Asnb leh? Till today no sound. 😂 maybe got info but i cannot see. All i know is they beat maybank 12 month benchmark FD rates when announce dividend. The difference in attitude is obvious. Overseas investment definitely makes a big difference coz malaysia stuff only that much. Don't say foreign direct investment la... even local ppl look outside. Dunno why pmx interfere for what. But even so they have the option to invest oversea also. Just that how capable... very big question mark lo. So how to fight kwsp?

There is always 1st of October and credited 2nd october.

Last Tuesday or so already finished. But everyday still got ppl selling large amounts so if you know how the system works you still able to get geh..

Today is public holiday so they won't open or until very late only and chances are no units. Hehe.. wanna buy 2am need to know tactics and what the error means and the days you try one.

Chan3 and you two that i tagged.. actually i lazy to teach coz more competitor now. 😂 but since you interested i gonna say one more time.

There is two type of error you see when you buy at 2am. If it says the one mentioned above which is outside operating hour or call xxxxxx when business operating hour...then you try at 6am coz it means public holiday, weekend (saturday morning and Sunday morning) or certain issue inside so they will open only at 6am (if ever open) and if 6am still same error then don't bother. Usually i see that error i won't try.

Normally fish at Tuesday 2am to thursday 2am better chance. Friday and Monday is really luck based. If the error is no more units then you are too late so can go sleep. If the error is fpx error 100, it just means they opened and units will be released but they take longer to let fpx on. If this error 100 (fpx error), try again at 2.03am, 2.05am, 2.08am, 2.10am 2.15am 2.20am and 2.30am. That is the usual time they open that fpx if it takes longer to be ready. Usually big maintenance or interest crediting like this coming 1st oct they open slower. And if you do accidentally get no more units or fpx (error 100), you actually have another shot at 3am sharp coz there are ppl who test and no buy, system says 30 minutes released back (previously) but what i find out is no, they hold it until 3am. You got a chance. Not guranteed. I will wait next day 2am coz i sleep 1am plus everyday so not an issue for me. Ok? Understand? 😂

One more thing, do not log in before 2am and wait. For example a lot of ppl log in at 1.59am and wait 2am click. You will have all sorts of error until you log out and then log in again. To be safe, log in exactly 2am on the dot. This is for both myasnb apps and the website. Any other question?

This post has been edited by Wolves: Sep 29 2023, 03:14 PM