Then why have the facility?

The weakest link is the person being scammed. No safeguards can help you if you fall for the scam.

I did mine late last year at their office.
Yes, you need to have your documents or form (can't remember) certified by a notary person. So I had to visit a Commissioner for Oaths.

Only for ASN units in my case.

They will follow this P.A.
Do note that unlike will, it's not that "customisable", at least what I was told when I did mine. So for me, I only stated everything goes to waifu.

Example, if you give it to wife, you cannot add "in the event wife dies within 30 days from you, the units then go to the son". This clause is usually added in wills to address the concert about both will owner and beneficiary dying at the same time, for example in accidents.
When someone gives to waifu, what happens if both die in an accident? In asnb P.A,, afaik, the husband's units still go to the dead wife. How the units will move after this, I guess depends on the wife's will.

I stand corrected.

Can't remember, bro. Not very expensive.

On the flip side, now you can concentrate on just two ponds instead of 3.

This is a common reaction. Last2 pun keep on fishing. If you know how to make from stock market, why on earth did you spend so much effort to fish in the first place?

I must be one of the unlucky ones. Got big fat zero since this morning.

Didn't exceed RM1k per attempt, mostly below RM500.

SSPN is not as liquid as ASx.

There's a max withdrawal limit of RM500 or 10% of holdings per annum, iirc.
If you need to withdraw more or all, you need to submit proof that you need the money for pendidikan.
Not sure if the rules have been updated.

You can Google for more information.

It has always been like this each time dividend was announced.
Comments like "better invest elsewhere" would appear. When asked for tips on investment with higher return than that of ASN, with equal or less risk, nobody could answer.

I remember some sifu mentioned min amount to keep is 100 units.

I see. Perhaps as long as it's not zero, we'll continue to receive dividend?

I was secretly hoping that when one tries to get units using App, he/she will not need to choose which bank to use before being told there is no unit available to buy...macam how one tries using desktop - only choose which bank to make payment when you successfully "booked" available units.

Alas, desktop now follows App, asking us to click FPX (I wonder why we have to click to choose to use FPX when FPX is the only way at the moment?), then choosing bank using drop down menu and finally be told no available units.

Not as it it's easier to get units now after the implementation

This is definitely something I cannot complain about

Mine too. The bank details are there and correct.

The strange part is it says we cannot do transaction involving bank if it's not "sah" but it doesn't even allow us to buy units.

Clicking "+" button will bring up the question whether I want to sah my account - click yes and it'll bring me to the page which I cannot update, click no and it'll go to the main page.

Yesterday, I clicked on the "yes" option to verify. It brought me to the page with my bank details which I cannot edit and shows the status as "sedang disahkan".

At night, I received email saying 1sen has been credited to my bank account and it was reflected accordingly in my bank account.

Today, I no longer receive the notification and I am able to buy units using app.

Btw, you can still use desktop or mobile browser to login to buy units while waiting for your account to be verified.