Fund transfer (card payment) from Bigpay lo.
RM0.50 charge per RM1000. Max RM2000 per month.

CASA -> CIMB Lazada.
If I am not wrong, RM3000/month only for new cardholders.

The card may be good to get fund from CC's Balance Transfer!
But the max store value is RM2999 (new) / RM4999 (existing users).


This post has been edited by ClarenceT: Apr 3 2020, 04:30 PM

CIMB-Lazada accept only CASA or IBG/IBFT Card Payment to top up
I never try but it should work. Use Bigpay's Local Fund Transfer to CASA/Card (max RM2000/month, RM0.50 per Service charge).

So good meh, Grabpay MasterCard Singapore started to block some transactions already, even worse than our Bigpay.

Singapore's Lowyat Forum - Hardwarezone.

You can't top up CIMB-Lazada card using MasterCard!

Use it to top up Lazada Wallet on Tuesdays (5% rebate, T&C apply) or some occasions. I top up RM90 and won RM88 Lazada Wallet credit last month!

This post has been edited by ClarenceT: Apr 4 2020, 02:23 AM

Duduk diam diam. Very soon you can transfer from TNG wallet to bank accounts instantly via DuitNow ecosystem. Same to Grabpay, ShopeePay and Bigpay.
But the convenience will come with a price.

This post has been edited by ClarenceT: Apr 4 2020, 06:44 PM

Spend more time to look for and invest in dirt-cheap assets, the R.O.I. will be many many times than the return from that of Bigpay + Gopayz + Credit cards. Hehe.

I had been paying RM1 to my electricity account every month to avoid the monthly fee of RM2.50 for the discontinued Big Prepaid Card.

Yes, ask the merchant first.
Most of Chinese merchant don't accept foreign Unionpay card.
Alipay Tourpass is the best option.

Spend lah, rebate quite good. If you are actively spending, sometimes you can cash out.

This post has been edited by ClarenceT: Apr 9 2020, 01:56 PM

Those registered with local councils. No hanky panky.

1. Should be OK for Visa & MasterCard only, not OK for Unionpay. But online transaction must be enabled.
2. Card will expire in 2024-2025, Gopayz should be obsolete/discontinued already by then.
3. I checked my ledger, I was still charged and waived of inactive fee in April. But monthly charge of RM2.50 can be waived easily, FYI I used to pay RM1 to my electricity account every month to avoid the monthly inactive fee (discontinued Big Prepaid Card, the predecessor of Bigpay)
4. No cashback.
5. Can use but the transaction will be unsuccessful at the last step. So use other debit or prepaid cards to top up, credit card is not accepted.
6. You can use all 3 cards. All 3 cards will share 1 account (ewallet), no individual credit/balance.
7. Why not? For Shopee and Lazada, only Visa and Mastercard are accepted, most of the online platforms in Malaysia don't accept Unionpay yet.
8. Not sure on reward scheme. But it is a prepaid card, the fee paid by the merchants is very little so the reward to cardholders is negligible, not like credit card which the card issuer can earn a lot from transaction fee and interest charged.

There are 40+ ewallet operators now, but a few of them can survive to become digital bank / financial institution.
Most of the e-wallets will not survive till 2025, eg VCash and Happy MasterCard by Digi is already gone.
Gopayz, Razerpay and B-Infinite are all related to Berjaya Group or Vincent Tan. They are likely merged into 1 entity.

So don't think too far for a technology product. All the e-wallets including Bigpay and Gopayz will go through their product life cycle - development, growth, maturity and decline.


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All the ewallet operators shall be regulated by Bank Negara. Your money deposited is safe and will be refunded if the wallet is discontinued.

Boost (owned by Celcom-Axiata and Mitsui Japan) and TNG Digital (owned by CIMB and Alibaba/Alipay China) and GrabPay (owned by Grab and Maybank) are likely to be upgraded to become digital banks, they will offer other financial services such as loan, insurance, wealth management etc in next few years. In 2025-2030, we hardly use banknotes, Cash Deposit Machines and ATMs may become obsolete.

For Lazada and Shopee transactions, you may use Lazada Wallet (owned by Alibaba/Alipay) and ShopeePay for additional rebate.

Charged to 1 Gopayz wallet.
(1 wallet are shared by 3 cards)

Not only Debit card, Prepaid cards (except Bigpay) are accepted as well.

There are many prepaid market in the market now, eg Merchantrade Money Visa, Aeon Credit Prepaid, MCash, RHB Prepaid, CIMB-Lazada Prepaid, Maybank Manchester United Prepaid etc.

1st year waived. Last time I used Big Prepaid (predecessor of Bigpay), not every month I would spend on AirAsia, to avoid the inactive monthly fee of RM2.50, I paid RM1 to my electricity account, so I will do the same to Gopayz in the future. I can give the card to my kids to buy food.