Hehe Gopayz can learn from WeChatPay, stop accepting Prepaid Visa/MasterCard to top up. Problem 90% solved.

Just need Bigpay card (ATM + Fund transfer RM2000/month) and WeChatPay (RM5000/month). You only save less than RM20 /month using GoPayz, not really a big deal.

RM1000 per day for Android.
2019: I reached max RM5000/month once, subject to max RM50000/year.
But the limits are revised upwards in 2020 (as mentioned in WeChatPay App), but I cannot confirm you can withdraw till RM100k for this year.

Note: Only Debit card. Using Prepaid card to top up WeChatPay is not allowed since Sept 2019.

This post has been edited by ClarenceT: Mar 12 2020, 09:32 AM

Why not? More reliable than Boost, +1 working day to receive fund, zero service charge!
You cannot use credit cards and prepaid cards to top up, only local debit cards.

No. Only debit cards.
I suggested Bigpay (Credit cards) + WeChatPay (Debit cards) to replace Gopayz.

This post has been edited by ClarenceT: Mar 12 2020, 10:56 AM

Yes PB RCB Debit or some premier banking services.
Some people used WeChat Pay for OCBC 360. The benefit is different from playing with credit cards.

This post has been edited by ClarenceT: Mar 12 2020, 12:30 PM

Already told you, if your source is Bigpay, you can always use your Bigpay card to withdraw from ATM.
If your source is Debit card, then you may try WeChatPay but just stay with GoPayz.
One of my sources is not either Bigpay or Debit Card, Gopayz is the only cost-effective solution. Haha.

Can lah. Use RM500, then RM499, RM498, then back to RM500, easier to track.

Why? Not practical. There is a monthly and annual limit for WeChatPay. You can withdraw more from Gopayz FOC.

That is one of the reasons I use Gopayz now since WeChatPay stopped accepting the Lazada prepaid card 5 months ago. Hehehe.

But there is a monthly and annual limit, different for new and old cardholders. So need to plan properly, as you may use it top up Lazada wallet for 1% + 5% Rebates (CIMB & Lazada wallet respectively).

This post has been edited by ClarenceT: Mar 14 2020, 08:03 AM

I didn't say you can use Gopayz for WeChatPay!
Only debit cards for WeChatPay. There is no link, either direct or indirect, with Credit cards and prepaid cards including Bigpay and Gopayz.

This post has been edited by ClarenceT: Mar 15 2020, 09:44 AM

Not enough fund in CIMB account? Ask CIMB.

You are wrong!
Prepaid MasterCard -> Gopayz is still working except Bigpay only.

Debit cards and prepaid cards except Bigpay.

None for Prepaid cards.
Debit - direct to CA/SA via BP's Fund Transfer.
Ewallets - YES for Lazada Wallet, ShopeePay, TnG wallet. Spend the money, no Cash-out.

Debit cards and prepaid cards (except Bigpay)!

Give my kid the card to buy food at canteen.

CIMB Preferred Debit (RM4 =1 reward point), Public Bank RCB Elite (RM3 = 1 VIP), OCBC 360 Debit (+1.1% p.a. interest rate on Savings if spending >RM500/month)
and many more, mainly premier banking related to usage benefits and interest rate.

This post has been edited by ClarenceT: Apr 3 2020, 08:24 AM

CIMB-Lazada.

Not really, new cardholders can't enjoy the same limits as the existing cardholders. It is not unlimited.
A lot of cardholders had been terminating their cards last year due to annual fee. CIMB and Lazada are not promoting this card now. But it is best card to top up Lazada Wallet (1%+5%).