Yup..

Depend on income I guess

Income below RM4360 can apply 3.5% financing rate.. income below RM10K can apply SRP(Cagamas) scheme..

all only for first home buyer..

1 limit to below 300k while another limit to below 500k, any for limit below 1m?

SRP Cagamas cannot be applied for RUMAWIP right?

Can.. 100% loan for rumawip all through cagamas..

but now can apply BNM affordable home fund also to get 3.5%..

But still, we have to pay the deposit first right? Then only we refund the deposit using 100% loan.

in case that I handle so far... no need to pay..

Can i have your whatapps no?

This post has been edited by Mr. HH: Sep 10 2019, 08:26 PM

From Bella Leana FB..

Household Income - BNM Funded Affordable Skim

Soalan:-
Bella, suami dah ada rumah tapi isteri belum ada.. kalau isteri nak beli rumah guna BNM affordable skim tu (Rate 3.5% 100% Margin) masih layak ke?

Jawapan:-
Isteri masih layak sebab tiada rumah lagi.

Soalan:-
Loan macam mana? 1 nama ke 2 nama?

Jawapan:-
1 nama sahaja sebab suami dah tak layak..

Soalan:-
Kalai gaji isteri tak cukup? Sebab komitmen dah tinggi?

Jawapan:-
Tak boleh lah apply skim ni.. DSR dan NDI still applicable..

Soalan:-
Gaji Isteri RM2,000
Gaji Suami RM3,000
Boleh tak nak apply skim ni atas nama isteri sahaja?

Jawapan:-
Tak boleh. Sebab household income untuk skim BNM ni RM4,360 sahaja

Soalan:-
Tapi yang nak apply loan Isteri sahaja..

Jawapan:-
Walaupun sorang je yang nak apply loan, tapi slip gaji pasangan yang terkini juga perlu di hantar sebab syarat nya Household Income..

Ooooooooo...

Gaiss!
Walaupun nak apply tu nama seorang sahaja, tetapi dari segi income tetap kena submit both payslip ya.. sebab household income..

Soalan:-
Boleh tak nak tipu cakap single walaupun sebenarnya dah kawen??

Jawapan:-
😱😱😱

Love,
Bella

#BNMFundedAffordableSkim
#BellaDanFinancing

My rumawip sold out already.. Kiara Kasih..

Maximum effective interest rate 3.50%.
Under this initiative, someone managed to get 2.90% from CIMB for a rumah selangorku project (100k price apartment). 40 years tenure (480 months).
Here's the offer letter:




Best ever deal. Unbeatable.
Grab it if you are first home owner.

Huhu.. yeah.. rugi if not grab it.. the best deal of century..

Why is the legal fee so high? Over 3% of the loan amount. This is ridiculous- the facility agreement is a standard document.
It’s beyond exorbitant

Must it be a new project or can applicants apply for the loan for sub sale too

Thanks

new projet onlyy

Thanks mate

Can refer to this website for more details : housingwatch.my/04_financing.html

Thank you thank you so much

A friend of mine wants to buy a house. Sub sale. Leasehold flat in PJS 7. Sale price is rm 170k. What options does he have. Monthly salary is 3k.

Thanks

Government of the day is more on developer side.. not much we can do..