is it possible to apply for this if let's say income is from overseas?
anyone did this before?
BNM Housing Loan Assisstance, Income req. revised to RM4360 monthly !!
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 Sep 22 2019, 02:17 PM
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Junior Member
502 posts Joined: Dec 2006 
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Sep 23 2019, 02:45 PM
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Senior Member
1,861 posts Joined: Dec 2008 From: In The HELL FIRE  
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is this flexi or fixed?
This post has been edited by Pain4UrsinZ: Sep 23 2019, 02:46 PM |
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Sep 23 2019, 04:28 PM
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Junior Member
85 posts Joined: Aug 2019
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QUOTE(Pain4UrsinZ @ Sep 23 2019, 02:45 PM) is this flexi or fixed? Fixed |
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Sep 23 2019, 05:13 PM
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Senior Member
1,309 posts Joined: Sep 2018
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QUOTE(jason5443 @ Sep 23 2019, 04:28 PM) Fixed confirmed ah ? |
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Sep 26 2019, 04:54 PM
Show posts by this member only | IPv6 | Post
#45
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Junior Member
812 posts Joined: May 2012
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QUOTE(indramerlin @ Sep 23 2019, 05:13 PM) confirmed ah ? confirmed with my banker that this is fixed, i got 2.9% from CIMB bank.the fund very fast will finish, govt extended from 1b to 3b according to my banker. |
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Sep 26 2019, 04:58 PM
Show posts by this member only | IPv6 | Post
#46
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Junior Member
812 posts Joined: May 2012
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QUOTE(AskarPerang @ Sep 21 2019, 11:35 PM) Maximum effective interest rate 3.50%. oh yes, i also wanted to ask, usually the 'Legal Fee' (sometimes called 'Valuation Fee') is how much ya?Under this initiative, someone managed to get 2.90% from CIMB for a rumah selangorku project (100k price apartment). 40 years tenure (480 months). Here's the offer letter:  Best ever deal. Unbeatable. Grab it if you are first home owner. Say for example a RM500k high rise property in KL. |
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Sep 26 2019, 05:24 PM
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Senior Member
1,309 posts Joined: Sep 2018
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QUOTE(-CoupeFanatic- @ Sep 26 2019, 04:54 PM) confirmed with my banker that this is fixed, i got 2.9% from CIMB bank. Now everyone got 2.9% from CIMB.. promo ratethe fund very fast will finish, govt extended from 1b to 3b according to my banker. |
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Sep 26 2019, 05:25 PM
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Senior Member
1,309 posts Joined: Sep 2018
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QUOTE(-CoupeFanatic- @ Sep 26 2019, 04:54 PM) confirmed with my banker that this is fixed, i got 2.9% from CIMB bank. fixed not really tempting.. if semi flexi.. holia wey..the fund very fast will finish, govt extended from 1b to 3b according to my banker. |
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Sep 26 2019, 05:27 PM
Show posts by this member only | IPv6 | Post
#49
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Junior Member
812 posts Joined: May 2012
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QUOTE(indramerlin @ Sep 26 2019, 05:25 PM) fixed not really tempting.. if semi flexi.. holia wey.. at 2.9% interest rate, can't really complain haha.and it will be foolish to settle early imo, use excess cash to put in FD also better than settling early. imo la. |
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Sep 26 2019, 05:39 PM
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566 posts Joined: Oct 2012
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QUOTE(indramerlin @ Sep 26 2019, 05:24 PM) Now everyone got 2.9% from CIMB.. promo rate Refinancing can get this rate also??? |
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Sep 27 2019, 09:43 PM
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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Another example. Someone got it for PPA1M project priced at 240k.
RHB bank. 100% loan. Can include legal fees & MRTT inside. Best deal ever.   |
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Sep 28 2019, 01:43 AM
Show posts by this member only | IPv6 | Post
#52
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Senior Member
1,120 posts Joined: Jan 2003 From: Dato' Keramat KL Status : Online
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QUOTE(AskarPerang @ Sep 27 2019, 09:43 PM) Another example. Someone got it for PPA1M project priced at 240k. Very tempting. Rm995 only per month. Which ppa1m project is this?RHB bank. 100% loan. Can include legal fees & MRTT inside. Best deal ever. I got one ppam mercu jalil price Rm245k. Thinking gonna do the same. |
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Sep 28 2019, 06:36 AM
Show posts by this member only | IPv6 | Post
#53
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Junior Member
458 posts Joined: Mar 2010
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QUOTE(.:zep:. @ Sep 28 2019, 01:43 AM) Very tempting. Rm995 only per month. Which ppa1m project is this? I thought ppam no longer avail in klI got one ppam mercu jalil price Rm245k. Thinking gonna do the same. |
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Sep 28 2019, 08:57 AM
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(.:zep:. @ Sep 28 2019, 01:43 AM) Very tempting. Rm995 only per month. Which ppa1m project is this? PPA1M Vista OUGI got one ppam mercu jalil price Rm245k. Thinking gonna do the same. |
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Sep 28 2019, 10:10 AM
Show posts by this member only | IPv6 | Post
#55
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Senior Member
1,309 posts Joined: Sep 2018
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QUOTE(AskarPerang @ Sep 27 2019, 09:43 PM) Another example. Someone got it for PPA1M project priced at 240k. 3.5% very high.. now Cimb got 2.9% promo.. if he smart, he choose cimb..RHB bank. 100% loan. Can include legal fees & MRTT inside. Best deal ever. https://www.cimbbank.com.my/en/personal/pre...able-homes.html |
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Sep 28 2019, 07:01 PM
Show posts by this member only | IPv6 | Post
#56
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Senior Member
1,120 posts Joined: Jan 2003 From: Dato' Keramat KL Status : Online
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QUOTE(Nama saya Amad @ Sep 28 2019, 06:36 AM) I thought ppam no longer avail in kl Ya but my name in the waiting list of ppam mercu jalil. I just go to the project site today, seems far from my office. 22km away. Still thinking about it. |
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Sep 28 2019, 07:56 PM
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Newbie
27 posts Joined: Jul 2018
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I'm applying for this scheme with mbb. Trying my luck!
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Oct 10 2019, 02:22 PM
Show posts by this member only | IPv6 | Post
#58
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Senior Member
1,120 posts Joined: Jan 2003 From: Dato' Keramat KL Status : Online
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For those who apply for this scheme, how long does it takes for bank to approved your application?
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Oct 17 2019, 12:30 AM
Show posts by this member only | IPv6 | Post
#59
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Junior Member
441 posts Joined: Nov 2011
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QUOTE(indramerlin @ Sep 28 2019, 10:10 AM) 3.5% very high.. now Cimb got 2.9% promo.. if he smart, he choose cimb.. Was told that the 2.9 was their base rate. On top of that they impose a variable rate which can go up to, but not exceed total 3.50%. All the same tbh.https://www.cimbbank.com.my/en/personal/pre...able-homes.html |
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Oct 18 2019, 07:27 AM
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Senior Member
1,309 posts Joined: Sep 2018
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QUOTE(zack.gap @ Oct 17 2019, 12:30 AM) Was told that the 2.9 was their base rate. On top of that they impose a variable rate which can go up to, but not exceed total 3.50%. All the same tbh. 3.5% too low ady |
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