Good news for Malaysian who want to buy their first property !

Damn 3.5%

save about 20-30% installment per month.. ho liao..

Hoot another tower in solasta 💪

Haha.. great idea

Wait no more. Just du-it 😉😊

Sorry just asking regarding max financing of 3.5%, what is that mean? 3.5% fixed?

If u know how to calculate there is almost no advantage

If loan 40 years, monthly repayment RM1162.17,
(let said bank rate fix.. 3.5 percent for 40 years.. Which is unsure yet,

If loan 35 years, monthly repayment RM1373.68, 4.25 % currently cimb let said

If u minus this both.....

Net difference RM 211.00

Any this all exclude maintaince cost, cukai taksiran (if they rent perhaps they no need to prepare extra costing for this both) lower risk to bankruptcy

Exclude renovation, electricity bill, water bill n other hidden cost

RM 211 / RM 6.00 per meals can save 35 meals....The whole advantage is 11 days meals (3 meals) for B40 grp

Perhaps...

Anyway... Rm 200 ++👀 in KL living... Emmm

This post has been edited by dave1987: Aug 24 2019, 08:41 PM

Fresh grad salary RM3-4 now can enjoy lower interest rate bro.. big booster i guess.. If this BNM aid come earlier, it will more easier for me to sell off Kiara Kasih rumawip.. haha

good news

Yeah broo.. really good news..

Oni extra rm 200 pocket money, already can help to sell off ur condo 🤣

This post has been edited by dave1987: Aug 25 2019, 10:00 AM

5 years only

nowadays every ringgit counted...

so it's actually good news

Can I know the 4360 is based on net income or gross income ? Because I think the BNM got introduced before the loan approval is based on net income instead of gross income

Extra 200
If need to pay cukai takisran every half year, indah water n so soon will be a cost like rm 20 per month

nett is RM 180.00 per month

Agrh hidden cost

Extra 200 also not good?
Wow

1 year 2.4k
35 years = 84k

This post has been edited by heavensea: Aug 26 2019, 04:40 PM

Can apply as single borrower although I am married?

can boss... not married also can try.. Zuraida increase this requirement to stimulates fresg grad buy house.. you can use this fund to buy rumawip.. max RM300K.. grab it..

It's only eligible for the 1st property buyer?