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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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gooroojee
post Oct 30 2019, 07:31 PM

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Got mine but nothing to buy on Shopee
gooroojee
post Nov 4 2019, 02:25 PM

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QUOTE(rooneybeckham @ Nov 3 2019, 03:48 PM)
Received RM100 CB for oversea spend in Sept rclxm9.gif
Last spending on 30/09 and still can get full CB rclxms.gif
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Was your statement date 1st to 31st of the month?

Mine is 15th and now I'm confused.. I swiped 1.5k last week of october and another 1.5k first week of November.. the T&C said cash back is limited funds per month but if it is per calendar month then how can it be per each customer's statement month? Help...?
gooroojee
post Nov 18 2019, 11:37 PM

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QUOTE(jiaen0509 @ Nov 18 2019, 10:15 PM)
https://www.pbebank.com/Personal-Banking/Pr...Mastercard.aspx

I spent SGD 799 around RM2,018.00 only get RM50 cashback.

I thought every RM1000 will get RM50 and max RM100 per months. Mean RM2000 will get RM100.

What is yours understand base on this? Why they want to use “every” RM1000 in single receipt instead of “spend RM1000 and above”.?

Shall I challenge the bank?
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I read it as... one receipt = one cashback
gooroojee
post Nov 29 2019, 11:56 AM

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QUOTE(avinlim @ Nov 29 2019, 08:21 AM)
https://www.pbebank.com/pdf/Promotions/tc_visa-cashback.aspx

Note:-
(1) “Qualified Retail Transactions” shall include all local retail spending and new
Zero Interest Instalment Plan (ZIIP) full purchase amount (not monthly
instalment) and excludes the transactions that earn Cash Back under other
on-going Cash Back promotion, online purchases, flexipay, balance
transfer, auto-debit, recurring payments, payments for utilities, direct
marketing, insurance premiums, government related payments, payment
via www.pbebank.com and ATM, cash advance/ cash withdrawal, quasi
cash, casino transaction, interest payments, late payment fees, finance
charges, annual fees, reversals, payment to charity(ies) and any form of
service/ miscellaneous fees.
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Hi normally for these SMS to join campaigns... Is it OK for me to spend and qualify first.. and then even if I SMS on the last day I will still get the cashback, right ?

gooroojee
post Nov 29 2019, 12:10 PM

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QUOTE(WaCKy-Angel @ Nov 29 2019, 12:04 PM)
Why do u want to do that?
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Sometimes we spend as usual without knowing about the campaign.. then when know only SMS lor...
gooroojee
post Dec 11 2019, 01:36 PM

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QUOTE(cybpsych @ Dec 11 2019, 01:02 PM)
not excluded for card feature

user posted image
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Good to know
gooroojee
post Dec 23 2019, 06:37 PM

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I got my overseas spend MTH3 cash back already...

Btw my statement date is 15-14th each month
gooroojee
post Dec 23 2019, 06:39 PM

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QUOTE(cybpsych @ Dec 23 2019, 05:50 PM)
Preferred Redemption Rewards Catalogue 2020

user posted image

- Click here for Preferred Redemption Rewards Catalogue (PDF format, 4.32mb)
- Click here for Preferred Redemption Rewards Form (PDF format, 139kb)
- Click here for Terms & Conditions (PDF format, 122kb)
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After spending quite a bit on PBB VS for years... I realise the points not even enough for rm50 worth of things... lesser spending on Maybank Amex weekend 5x had already far exceeded what this can get me.. so I totally ignore my PBB points
gooroojee
post Dec 24 2019, 12:12 AM

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QUOTE(ayamback @ Dec 23 2019, 11:49 PM)
How much did you spend and how much cashback did you get?
I spent earlier and didn't get the full 8% cashback  :confused:
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Just enough to get rm100...
gooroojee
post Dec 24 2019, 08:52 AM

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QUOTE(ayamback @ Dec 24 2019, 08:47 AM)
That's the strange thing.. all my spending are retail spending.
Around RM800 alone is on hotel/accommodation  :confused:
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Is your statement for those charges in myr or other currency?
gooroojee
post Dec 24 2019, 11:28 AM

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QUOTE(yeapsc73 @ Dec 24 2019, 11:06 AM)
I got rm49 for oversea spending rewards, how is this possible?

If less than rm800 spent, the max cashback is rm40 on 5%

If above rm800 then should be at least rm64 on 8%
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Some transactions didn't qualify for cash back gua..
gooroojee
post Jan 14 2020, 06:28 PM

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QUOTE(cybpsych @ Jan 14 2020, 06:15 PM)
read the T&Cs la  biggrin.gif

if no exclusion to Online category, then can try
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TnC doesn't say exclude reload or top up..
gooroojee
post Jan 14 2020, 06:54 PM

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Split Qualified Retail Transactions are disallowed and shall be disqualified.
gooroojee
post Jan 15 2020, 11:56 AM

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QUOTE(cybpsych @ Jan 15 2020, 11:18 AM)
read the t&c yet?

user posted image
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Total rm520 up for grabs
gooroojee
post Jan 15 2020, 11:57 AM

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QUOTE(yeapsc73 @ Jan 15 2020, 11:48 AM)
i wonder who will get priority for cashback, say user 1 pay 2 times on 13th Jan 2020 and 5 times on 16th Jan 2020, and user 2 pay 8 times on 15th Jan 2020
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First to qualify la
gooroojee
post Jan 15 2020, 10:25 PM

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QUOTE(alesi616 @ Jan 15 2020, 08:32 PM)
ok certified.....those who use PBB Visa signature to reload TnG e-wallet.....please do not save the card details. If you save it, the next time whatever amount you reload will not entitle for 6% online cashback. Me & my wife had experience it.

another question, government spending will not entitle VIP points? I pay some amount of cukai taksiran last month but got no points.
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Because no OTP ? I used to even set it for PayDirect.. haih
gooroojee
post Jan 16 2020, 08:50 PM

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QUOTE(lhsu @ Jan 16 2020, 08:18 PM)
I remember n years ago, minimum requirement for platinum card was 5k/month. Gold card was 3k/month & classic card 2k/month. Those time, even if you met their requirement, they will probably approve a "lower" card.

Recently a friend of mine, earning 2k/month was offered platinum card with 4k CL. Platinum, 4k, what a joke!
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Now platinum is entry level.. then have titanium, black, premier, etc.
gooroojee
post Jan 17 2020, 06:56 PM

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QUOTE(fruitie @ Jan 17 2020, 03:51 PM)
I applied for the weekly cash back campaign only. RM 640 per week - only one week can use VS to double dips with monthly cash back. The remaining three weeks will be VIP points, probably 0.3% cash back from VI is better than the VIP? I asked earlier and tan_aniki suggested to get VI instead.
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Weekly rm40 cb campaign can get rm520.. monthly CB rm38..
gooroojee
post Jan 20 2020, 12:26 AM

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QUOTE(GigaX88 @ Jan 20 2020, 12:23 AM)
Ic, oh my miss the boat for this week sob cry.gif
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Got rm30k allocation.. or 750 people.. I don't think PBB got that many cardholders who camp at midnight for this purpose ...
gooroojee
post Jan 20 2020, 12:30 AM

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QUOTE(jiaen0509 @ Jan 20 2020, 12:29 AM)
On the 8th transaction, I receive SMS from PBB on multiple usage notification dry.gif
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Ask you to confirm or to warn you ?

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