Read TnC. Got written.

Once again read TnC of the product. TnC says got means got, none means none. Simple. If TnC says separate but once cash back, so u only get rm30. If TnC says separate statement gets separate cash back, then u get rm60.

Simply put, refer to TnC of the card. For more info, refer to the website for TnC and/or product disclosure sheet.


https://www.pbebank.com/Personal-Banking/Ca...edit-Cards.aspx

This post has been edited by beebee1314: Jul 16 2019, 01:13 AM

U can't waive sst. U can ask for sst rebate for loyal customer. I got my rebate with no condition. Today call, 2 days later reflected Rm25 rebate.

Sst never waive. Must pay. All they do is give u rebate as a loyal customer.

So far I'm getting 5% CB on saved card method so it's workable.

Nono not annoyed. Just stating. And yes, I agree with you statement that it could fall under a different MCC. But so far so good for me.

Hi All. Wanna ask if I lost my card, will there be any penalty for a replacement card?

thanks guys. I'll cancel the card then say cut in half. Haha

Haha I just called to cancel. They asked for reason, i said lost card. Then revert me to Lost and Stolen Card department. I said I wanna cancel card coz my card lost somewhere. So if they are charging me any fees/SST or whatever charges for a card replacement, I told them to just cancel it directly.

Immediately he said he will replace my card for me FOC without SST or whatever fees involved. Within 1 week, my card will reach the public bank branch for collection. Settled. The way I was speaking on the phone was direct and straight, leaving no room for negotiation. It's either free of every single charges or I say bye bye.

I dunno where I misplace it. It's in the room, but I'm afraid I might bring my card to living room, as I'm renting a room now sharing with other housemates.

Probably so.

thanks

Should say

Before revision, was entitled.
After revision, still entitled for old ones. New ones do at your own risk.

QMC gives 5% for online overseas, QVC gives 5% for pay wave.

Dahsyat wei. When I sign up with MBB for car loan, they also offer credit card. That time give me one capalang card. I told them I don't want, she said this is compulsory. I said show me TnC says it's compulsory. She says this is not written. I say "either u give me the car loan only, or u wait to receive letter from bank negara". She immediately takut face green. I say call your manager out. Manager came and explain say misunderstanding. Manager takut, summor gimme free gift.

Hi anyone gotten this msg

RM0 PB Card:RM30 CashBack with RM200 spend on online txn.Extra 12% CashBack on 12/12. SMS PBCB<space>16 digit Visa Card to 66300. Valid till 8/1/21. T&C apply

Alamak they just invited me. Sien

LOL seriously u put aside an amount of your salary for expenses one ma. Mana ada credit card payment due must coincide with salary release.

I hope this is not a trend for you. You'll default in payment one day if your mindset is like this. Before u get a cc, u pay by cash. Now u use cc, your cash payments should reduce by the amount u pay with cc. So it shouldn't be a problem even if salary bank in is after cc payment due date coz you should have money to pay off.

Remember, purpose of cc is to allow u the ease of payment, no need to go atm everyday to press money, and to stop touching paper money whenever possible since this pandemic is around. 3rd purpose is to get some small benefits from spending. If you have to match your salary bank in date with cc payment due date, I suggest u use cash to avoid over spending. The limit is your bank acc, that's all. Do not spend future money unnecessarily.

This post has been edited by beebee1314: Feb 26 2021, 08:33 AM

LOL OK then. I've known many who adjusted payment due date just so he can have more cash to spend. Then when due date, only pay minimum payment amount. Good to know you're not.

LOL lol true also

Just applied for mine today. Applied visa signature too.

TnG won't get cashback if no OTP? I don't remember but I every mth topup RM600 QMC straight to TnG. So far gotten all my cb.

Finally joined the PiB and VS board. Went to collect my card.