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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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ClarenceT
post Mar 8 2022, 05:50 PM

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QUOTE(beLIEve @ Mar 8 2022, 04:46 PM)
Won't 2888/6888 overflow into 1888 and 888?
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ClarenceT
post Mar 8 2022, 06:01 PM

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QUOTE(Dyson Jin @ Mar 8 2022, 05:53 PM)
think another way
maybe is finished dy but want ppl continue spend..
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There are 921 winners to get RM38 and 3425 winners to get RM18. Won't finish so fast. Even spending on 31/3/22, can still win RM18.



This post has been edited by ClarenceT: Mar 8 2022, 06:04 PM
ClarenceT
post Mar 8 2022, 06:19 PM

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QUOTE(janson_kaniaz @ Mar 8 2022, 06:15 PM)
I already achieved RM2888. RM6888 is too far lol
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Only 208 winners to get RM168, should be finished by now.
I swiped >RM6888 on 1/3 morning.
ClarenceT
post Mar 9 2022, 10:29 AM

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QUOTE(tan_aniki @ Mar 9 2022, 10:25 AM)
yeah, continue show this and soon will be history, remember how 7e tng, spay gov and pib mc zcity ended after publicly shared
i think pbb staff here monitor as well, same goes to other bank/ewallet staff
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No lah.
SeaMoney Malaysia don't accept credit card yet, temporarily borrow the payment gateway from Shopee Malaysia first. It is the internal issue within SEA Group, the bank can't do anything.
SPaylater (SeaMoney) not under Shopeepay/Airpay and Shopee.
But if one day, SeaMoney get its own gateway, the MCC is emoney equivalent (similar to Cyro, casino), then GG, worse than Ewallet transaction.

This post has been edited by ClarenceT: Mar 9 2022, 10:37 AM
ClarenceT
post Mar 9 2022, 11:07 AM

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QUOTE(tan_aniki @ Mar 9 2022, 10:36 AM)
yeah i mean sooner or later pbb staff saw and categorized them to ew as well

FYI, i got one payment using MPay and PBB categorized them as ew even though MPay is payment gateway
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Your card payment to -> Shopee...MY (Shopping platform) -> SeaMoney Malaysia (SPaylater)
How your card issuer know what you spend? The card issuer never knows I buy Setel credit, pay SPaylater or buy a mobile phone!

Of course Sea Group can change the process without informing us in the future...
You -> SeaMoney Malaysia (SPaylater) but not ready yet.
You -> ShopeePay/Airpay -> SeaMoney if Sea Group wants to boost up the turnover of Airpay Malaysia S/B.

This post has been edited by ClarenceT: Mar 9 2022, 11:10 AM
ClarenceT
post Mar 9 2022, 11:24 AM

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QUOTE(tan_aniki @ Mar 9 2022, 11:09 AM)
no, what i mean is pbb staff saw the post here and manually do adjustment to categorize them as ew
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PB don't know what you pay for, they can change MCC for Shopee Kuala Lumpur MY but MCC6540 / 6051 / 6012 is not relevant to Shopee's business.
ClarenceT
post Mar 9 2022, 11:39 AM

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QUOTE(MGM @ Mar 9 2022, 11:21 AM)
Then better delete all relevant posts b4 the spys r here.
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Spy is not really an issue. People at SEA Group (including Shopee Malaysia Sdn Bhd, Airpay Malaysia Sdn Bhd a.k.a ShopeePay Malaysia Sdn Bhd, SeaMoney Capital Malaysia Sdn Bhd) are smarter than us, they can change the processes anytime they want.
Enjoy the bonus while it lasts. Don't complain or upset when the process is changed.
ClarenceT
post Mar 9 2022, 11:50 AM

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QUOTE(1hoohoo1 @ Mar 9 2022, 11:35 AM)
This is what Public Bank CS reply for the Shopee KL MY MCC. Not sure is there any changes.

user posted image
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Hmm. Need a few transactions to confirm Shopee Kuala Lumpur MY's MCC is 6540, including orders at Shopee platform. IMO Shopee Malaysia's nature of business is not financial service.
ClarenceT
post Mar 9 2022, 02:17 PM

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QUOTE(kembayang @ Mar 9 2022, 02:05 PM)
My statement date is tomorrow.
If i spend before 6pm today, will i get the cashback before tomorrow's statement?
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Yes if the transaction is posted today or tomorrow.
To be safe, swipe at the merchant using Public Bank card machine (eg Mr DIY), most likely same date posting.
ClarenceT
post Mar 9 2022, 02:19 PM

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QUOTE(kmykoh @ Mar 9 2022, 01:59 PM)
I just received sms that my cc application is successful. How do I know my credit limit?
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Just wait for a few days, automatically you will get an answer, you can't perform any transaction until you receive the card.
ClarenceT
post Mar 9 2022, 02:30 PM

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QUOTE(applesmiley @ Mar 9 2022, 02:28 PM)
PBe or CCRIS?
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If you don't have PB CC card number, how to add the card details to PBe?

ClarenceT
post Mar 9 2022, 02:38 PM

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QUOTE(rko0504 @ Mar 9 2022, 02:33 PM)
Do i need to wait both quantum card arrived and active together or can active one and use first?
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Individual card account.
Can just activate the card you want to use.
ClarenceT
post Mar 9 2022, 02:58 PM

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QUOTE(cruel_boy86 @ Mar 9 2022, 02:54 PM)
hi all, but confusing following ur discussions.

just got my visa signature. which online use still can entitled to cb now?
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Not Only online transactions (preferably with OTP verification, except Government MCC, Insurance, Charity, E-wallet transactions), you can get 6% CB at Groceries shop and dining places (except the restaurants in the hotel).
ClarenceT
post Mar 9 2022, 05:08 PM

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QUOTE(celciuz @ Mar 9 2022, 04:54 PM)
I just bought item from laz using QM... it was saved card and I see the sms mentioned Lazada topup south city N omg ._.
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You used Lazada wallet + PB CC (to top up Lazada Wallet due to insufficient credit)

This post has been edited by ClarenceT: Mar 9 2022, 05:11 PM
ClarenceT
post Mar 9 2022, 06:23 PM

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QUOTE(celciuz @ Mar 9 2022, 06:06 PM)
I looked back at the receipt, ah doi it mentioned Lazada Wallet. Must have choosen wrongly... tsk I wanted direct pay la aiyo wasted.
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Can use QM to top up Lazada Wallet on special days to win 5%-12% rebate (Lazada Wallet). smile.gif
ClarenceT
post Mar 11 2022, 04:47 PM

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QUOTE(ronnie @ Mar 11 2022, 03:53 PM)
Which portal can we buy insurance using PBB VS and still get 6% cash back ?
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Some sellers at Lazada or Shopee.
ClarenceT
post Mar 13 2022, 02:46 PM

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QUOTE(adele123 @ Mar 13 2022, 01:52 PM)
from 2 gentlemen above. So my testing limited to shopeepay because it's with the assumption it is being treated like normal shopee. This has given me motivation to test amex top up on shopeepay also.

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If you use Maybank CC, it will be diverted to another gateway (by Maybank) "Shopee Pay ... MY" so no CB.

ClarenceT
post Mar 15 2022, 02:33 PM

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QUOTE(ky118 @ Mar 15 2022, 02:22 PM)
Anyone knows if buying AEON vouchers will qualify for the 6% cash rebate for grocery for PB VS card?
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You need to find out the MCC of the particular card machine at AEON CS.

Most of them use MCC5311-Departmental (eg Aeon Kuching Sentral) then no Grocery CB for PB VS.
There are some machines use MCC5411-Groceries then YES you will get Grocery CB for PB VS.
(If you swipe at the card machine provided by Maybank, you may see AEON SMKT at the transaction slip).
ClarenceT
post Mar 15 2022, 03:09 PM

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This post has been edited by ClarenceT: Mar 15 2022, 03:09 PM
ClarenceT
post Mar 17 2022, 07:47 AM

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QUOTE(kisa @ Mar 17 2022, 07:42 AM)
how long does it normally take to approve cc? I applied for Islamic Visa Platinum on 22 Feb thru their website. No update till now. Called CS, they just say pending and wait for SMS. Longest wait ever for CC application. :/ Wonder if 3rd party application would have been faster
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Lol "3rd party" channel can bypass Public Bank (Card Centre)?
Only 2-3 weeks no need so kancheong. Just wait.
Not all the banks are equal.

This post has been edited by ClarenceT: Mar 17 2022, 07:48 AM

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