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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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jacksonpang
post Jan 25 2021, 07:33 PM

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QUOTE(rojakwhacker @ Jan 25 2021, 07:20 PM)
I got the Rm60 too.
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Greatest deal ever.. buy RM500 on 12.12, get RM90 cash back, meaning sort of 18% cash back..
jacksonpang
post Feb 25 2021, 02:06 PM

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QUOTE(junjen123 @ Feb 25 2021, 01:43 AM)
Hello guys, new to this forum. I was overwhelmed by all the info available here so i type my question instead. I wanted to apply credit card that has no annual fee and give cashback. Currently i am reading about public quantum visa it says 5% contactless transaction and quantum Mastercard that give 5% for online shopping.

1. Is there any trick that can fully utilize it without actually spending every months like reloading to bigpay as mentioned in the old threads (I usually spend money on groceries only )?
2. I wanted to buy a new phone in installment form with the credit card, does it included in the contactless transaction/online shopping?
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1. Trick to fully utilize w/o actually spending? Lol, no.
2. Generally speaking, both cards won't give you any cashback when doing installment. Except instalment on shopee using QMC, but not sure still works or not, my purchase was last year and installment ended already.
jacksonpang
post Mar 16 2021, 04:24 PM

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QUOTE(#Victor @ Mar 16 2021, 04:16 PM)
btw, i just noticed that only 1 card in the letter? i tot Quantum must have both Mastercard and Visa? now can have single card?
1 card in each letter, you should receive 2 letters at the same day.. that's what I experienced.
jacksonpang
post Mar 16 2021, 04:37 PM

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QUOTE(#Victor @ Mar 16 2021, 04:31 PM)
weird, when collect at branch they only handover 1 letter, tot that both cards are in the same letter
Ohh.. i posted to home, not collect at branch..
jacksonpang
post Mar 16 2021, 10:16 PM

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QUOTE(coolguy_0925 @ Mar 16 2021, 05:25 PM)
Btw, credit limit RM1,000? blink.gif
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Definitely have one more number in front because the 1,000 is not positioned at center.
jacksonpang
post Apr 7 2021, 10:29 AM

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QUOTE(JohnsonLoi @ Apr 7 2021, 10:21 AM)
I know this post is about Credit card, but does anyone have experience of having expired Visa Debit Card (Public Bank)?
My Public bank debit card will expire on 04/2021 but I have yet to receive a new one in my mail.

Anyway I am now working in oversea and due to covid I can't go back my parents' home (The address I used when I signed up for this card).

I am wondering if they will send it to my home soon? Or do I have to go to the bank in person to request for it? (But I cant do that since I am in oversea now).
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My experience, for debit card, have to go bank to get new card. Last time i didn't realize my debit card expired, put into ATM but cannot use, then the guard refer me go to counter to change the card, lol.
jacksonpang
post Aug 29 2021, 08:21 PM

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This month i didn't receive PBB email for my credit card statement. Anyone also?
First time ever didn't receive the email.. cause usually will receive their email next day after statement date, then I will remember to pay..
jacksonpang
post Aug 29 2021, 08:25 PM

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QUOTE(tan_aniki @ Aug 29 2021, 08:22 PM)
i already forgot when the last time they send email, always login to download
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weird.. about 2 years till now always receive email.. so means until some point they "gave up" on existing customer? hahaha
jacksonpang
post Aug 29 2021, 08:58 PM

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QUOTE(Human Nature @ Aug 29 2021, 08:47 PM)
Still receiving it every month, latest the 23rd statement date. Checked your spam folder?
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Yup, i checked every folder. None.
jacksonpang
post Aug 29 2021, 09:29 PM

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QUOTE(cybpsych @ Aug 29 2021, 09:18 PM)
1) check pbe for statement amount
2) download estatement from pbe
3) wait tomorrow for email
4) call CS to find out

not necessary need statement for repayment
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ya I know all these option you mentioned, no problem for me to manually check and pay. I was just asking whether someone having same experience as me. Cause I'm always treating the email as sort of reminder, when email comes in, I will pay almost immediately. and now this month no email, I forgot already passed my statement date and I can pay already, although just 3 days. blush_ani.gif
jacksonpang
post Aug 29 2021, 10:21 PM

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QUOTE(Human Nature @ Aug 29 2021, 09:51 PM)
Did you get SMS notification that your estatement is ready? Can use that as reminder too
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Eh? I never get these kind of sms pulak..
jacksonpang
post Aug 30 2021, 12:12 PM

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QUOTE(PJusa @ Aug 30 2021, 09:30 AM)
same here. last email in May then nothing anymore. had to check numerous times but nothing reached my email. in the end i have up and changed to gmail account (and set a forward to my actual email) -> problem solved. seems that they cant reach some domains which means their screwed something up. i have been getting the mails to my real account since 2016 until may 2021 only then it stopped.
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Oops, I'm already using gmail right now, hahaha

QUOTE(lwc629 @ Aug 30 2021, 10:07 AM)
happened to me twice during the past 5 years. somehow the email just didn't come. had to call cs and ask to resend.
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I see, thanks for the response ya.

jacksonpang
post Sep 29 2021, 05:34 PM

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QUOTE(jeffboon97 @ Sep 28 2021, 09:22 PM)
Hi guys, I am curious if I have shopee instalment plan and I do early settlement for my credit card is there any charges and how do I do it? The info online is unclear.
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https://help.shopee.com.my/my/s/article/Ins...card-instalment
jacksonpang
post Oct 4 2021, 12:40 PM

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user posted image
user posted image

Just 1 call to get back RM50, thanks PBB! 😄
jacksonpang
post Oct 7 2021, 04:55 PM

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QUOTE(imcrazyz @ Oct 7 2021, 04:08 PM)
Can give some hints how you did that trick? Last time I "threatened" to cancel the card if not rebated, they straight away cancelled it.. lol
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no trick leh, I simply asked "i just realized my card was charged SST few days ago, i would like to ask whether can i get rebate for the charges?" Then CS will ask what's your card number, some details to verify you're the genuine card holder, then say will request rebate for you, shall be reflected in some days. But then after 30min, already rebated.
jacksonpang
post Jan 25 2022, 06:17 PM

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QUOTE(LemonJane @ Jan 25 2022, 05:04 PM)
Aiya bad news for my Quantum.
I have an instalment payment plan of RM250 for another 10 months so during this period I only need to find another RM350 to pay, not so difficult.
But after that will have to look really hard as by then I have to also take care of my statement balance thing at Affin!
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QUOTE(LemonJane @ Jan 25 2022, 05:23 PM)
For purchase on Shopee, 12 x instalments
Yes I get 5% monthly cash back for it.
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QUOTE(tan_aniki @ Jan 25 2022, 06:09 PM)
These still direct purchase from shopee so should be still entitled for cb as it is not topping up shopeepay
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Ya man.. since it was stated exclusion for topup ewallet only.. direct purchase from shopee shouldn't be affected. But anyhow, please share your experience in March/April later? Thanks in advance.
jacksonpang
post Jan 26 2022, 07:13 PM

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So... Gonna apply for Visa Plat-i for ewallet reload (but dunno how long it gonna last, lol).. and then cancel QMC, but keep QV for contactless CB..
jacksonpang
post Mar 3 2022, 12:45 AM

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Daheck PBB CC side department.. want buy something during 3.3 midnight sales at shopee, cannot receive any OTP (tried like 15 times including 2 times of restarting phone).. then switch payment to PBB saving account to pay, can receive OTP..
jacksonpang
post Mar 3 2022, 09:42 PM

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QUOTE(KanGz @ Mar 3 2022, 05:11 PM)
I have no issue, I spent at 00:06AM
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u see my post time is 12:45am, I tried from 12:00am till 12:45am.. rubbish PBB CC..
jacksonpang
post Mar 27 2022, 11:03 PM

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still not yet in effect ya (both e wallet & min RM30 requirement)? wasted some QMC CB la, haha

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