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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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GrumpyNooby
post Jan 12 2021, 03:32 PM

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QUOTE(datolee32 @ Jan 12 2021, 03:29 PM)
I am using Public Quantum Visa, 6x RM 100 to get RM 30. I would like to ask whether paywave more than RM 100 can get 5% cash back (its feature) and can consider 1 of the 6 transactions?
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Yes
GrumpyNooby
post Jan 12 2021, 05:19 PM

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QUOTE(davidxxx @ Jan 12 2021, 05:17 PM)
wanted to ask, if i got my signature card n activated on 7/1. my statement date is 14 every month. so the signature cb is counted full month or pro rated from 7/1 to 14/1 ?
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Answer:

QUOTE(cybpsych @ Nov 4 2018, 06:05 PM)
yeah, you're lucky your VS got statement-ed because your card was approved somewhere @ 8 Oct, hence 1st statement @ 3 Nov is >21 days.

your QMC was approved later in Oct, so the gap is <21 days to the "supposed" 3 Nov statement, thus it's considered partial cycle and skipped.
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QUOTE(cybpsych @ Jan 10 2021, 08:45 AM)
yeah, based on my previous cards with pbb, my guess (shared previously here) is that if approval date to 1st "printed" statement date is 21 days or more, likely it would be generated first.

comparing to yours, you gotten cards @ 19 Dec but was approved earlier and printed statement date is 7 Jan = that would already >21 days. so, probably that's why statement is generated on 7th Jan instead.

if your card approved @ 20 Dec and printed statement date is 7 Jan, likely it wont generate statement on 7 Jan already and need to wait till 7 Feb  sweat.gif
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GrumpyNooby
post Jan 12 2021, 05:42 PM

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QUOTE(fruitie @ Jan 12 2021, 05:41 PM)
PBB called me just now to confirm if I have done multiple transactions on Shopee yesterday. laugh.gif
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That's rather late for fraud or hack prevention mechanism.

This post has been edited by GrumpyNooby: Jan 12 2021, 05:42 PM
GrumpyNooby
post Jan 12 2021, 09:14 PM

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QUOTE(Seth Ho @ Jan 12 2021, 09:13 PM)
Just to reconfirm if i reload at Tng Ewallet without keying in OTP it is not counted am i right?
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Not counted as what?
GrumpyNooby
post Jan 12 2021, 09:17 PM

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QUOTE(Seth Ho @ Jan 12 2021, 09:15 PM)
Not counted as the the recent event for 6x RM 100 reload
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Why not counted?

The campaign is not solely restricted to online.

QUOTE(GrumpyNooby @ Jan 12 2021, 11:24 AM)
“Qualified Retail Transactions” shall include all local and overseas retail spending, online purchases and new Zero Interest Instalment Plan (ZIIP) full purchase amount (not monthly instalment) and excludes flexipay, balance transfer, auto-debit, recurring payments, payments for utilities, direct marketing, insurance premiums, government related payments, payment via www.pbebank.com and ATM, cash advance/ cash withdrawal, quasi cash, casino transaction, interest payments, late payment fees, finance charges, annual fees, reversals, payment to charity(ies) and any form of service/ miscellaneous fees.

https://www.pbebank.com/pdf/Promotions/tc_smart_cash.aspx
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GrumpyNooby
post Jan 13 2021, 07:10 AM

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GrumpyNooby
post Jan 13 2021, 07:28 AM

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QUOTE(cucikaki @ Jan 12 2021, 11:28 PM)
by any chance u check already? would like to know too whether it's available in Kuching....
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Back to home state?

This post has been edited by GrumpyNooby: Jan 13 2021, 07:29 AM
GrumpyNooby
post Jan 13 2021, 08:37 AM

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QUOTE(coolguy_0925 @ Jan 13 2021, 07:47 AM)
When pumping petrol, swiping BP at kiosk will give me category fuel while swiping at cashier will give me category retail

Jus to check if anybody had experience doing that by waving PB Visa Quantum at cashier and got the 5% rebate
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Petrol MCC (5541, 5542, 5172) are under exclusion PB Quantum Visa, Quantum Mastercard and Visa Signature:

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GrumpyNooby
post Jan 13 2021, 02:21 PM

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QUOTE(triple c @ Jan 13 2021, 02:17 PM)
Anyone try to use PBB QM for shopee instalment items? Will it entitle cashback for online transaction? If yes, cashback calculation is based on monthly amount or total amount?
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As per last sharing, monthly amount is entitled for cash back.
GrumpyNooby
post Jan 13 2021, 02:33 PM

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QUOTE(KingArthurVI @ Jan 13 2021, 02:33 PM)
Thanks. My main bank is not PBB, when transfer I just type in the credit card number as account number right?
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Correct.
GrumpyNooby
post Jan 14 2021, 08:57 AM

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QUOTE(shawn9222 @ Jan 14 2021, 08:55 AM)
Hi just wanna make it clear, for quantum visa need spend at least rm30 only worth for CB and for mastercard no minimum requirement spend online transaction for CB right?
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Yes.
GrumpyNooby
post Jan 14 2021, 03:46 PM

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Somebody has proofread the campaign T&C.
Chances of mistakes have been brought down to minimum.
GrumpyNooby
post Jan 14 2021, 07:21 PM

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QUOTE(eoahud @ Jan 14 2021, 07:21 PM)
Does quantum and visa signature CB works for GrabPay Wallet reload and Shopee Pay reload?
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Yes for Quantum Mastercard and Visa Signature.

This post has been edited by GrumpyNooby: Jan 14 2021, 07:26 PM
GrumpyNooby
post Jan 15 2021, 06:05 PM

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Get PB Easy Cash for as low as 3.88% p.a.!

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Campaign link: https://www.pbebank.com/Personal-Banking/Pr...-p-a-!.aspx
Form and T&C link: https://www.pbebank.com/pdf/Promotions/easy...h-388-form.aspx
GrumpyNooby
post Jan 15 2021, 06:28 PM

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QUOTE(Stardust2197 @ Jan 15 2021, 06:25 PM)
Hi sifus, I'm new to pbb credit card, just got mine approved last week and it's my first card.

Currently holding Quantum Visa and Quantum Master. After going through the card's TnC on pbb website. I have a few questions to clarify.

1. Is cashback eligible for auto-pay transactions (phone bills etc) from Quantum Master? I see the TnC states online transaction excludes recurring payment, so if it's not eligible, would cancelling auto-pay and pay manually every month an alternative to getting that cashback?

2. I see some earlier posts mentioning about ewallet cashback. I personally use TnG ewallet and Shopee Pay the most. Will linking the card to those apps for more convenient reloads still qualify for cashback? I read something like prompting OTP will qualify and if it doesn't prompt it won't qualify etc.

3. Linking Quantum Visa to Samsung Pay will be considered as contactless payment for Quantum Visa's cashback right?

4. RM 30 cashback for Quantum Visa and RM 30 for Quantum Master meaning theoretically the max cashback I can get is RM 60 right?

Please enlighten me sifus. Many thanks 😄
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1. Is cashback eligible for auto-pay transactions (phone bills etc) from Quantum Master? I see the TnC states online transaction excludes recurring payment, so if it's not eligible, would cancelling auto-pay and pay manually every month an alternative to getting that cashback? Not eligible; auto-pay is not online/e-commerce

2. I see some earlier posts mentioning about ewallet cashback. I personally use TnG ewallet and Shopee Pay the most. Will linking the card to those apps for more convenient reloads still qualify for cashback? I read something like prompting OTP will qualify and if it doesn't prompt it won't qualify etc. Eligible for both. OTP is just assurance

3. Linking Quantum Visa to Samsung Pay will be considered as contactless payment for Quantum Visa's cashback right? Yes, eligible for cash back.

4. RM 30 cashback for Quantum Visa and RM 30 for Quantum Master meaning theoretically the max cashback I can get is RM 60 right? RM 30 for each card
GrumpyNooby
post Jan 16 2021, 11:13 AM

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QUOTE(Dyson Jin @ Jan 16 2021, 11:11 AM)
apply new card can get this promotion..
the rm25 is to offset the sst for brand new card...

https://www.pbebank.com/Personal-Banking/Pr...our-Choice.aspx
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He's no longer NTB cardholder:

QUOTE(Matchy @ Jan 15 2021, 05:47 PM)
Anyone know whether the SST can be waived for new card? (Existing card user adding new card)
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GrumpyNooby
post Jan 17 2021, 07:24 AM

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PB Flexipay (0.5% for 8-month)

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GrumpyNooby
post Jan 19 2021, 12:37 PM

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QUOTE(raul88 @ Jan 19 2021, 12:35 PM)
Does public bank CC have 0% installment plan?

I own PB visa signature
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During point of sale at merchant?
GrumpyNooby
post Jan 19 2021, 02:09 PM

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QUOTE(raul88 @ Jan 19 2021, 02:08 PM)
What about PB ZIIP?

Or only applicable to selected merchant
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ZIIP is only offered by participating merchants.
GrumpyNooby
post Jan 19 2021, 07:56 PM

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QUOTE(naruko85 @ Jan 19 2021, 07:55 PM)
19.10.20 shopeepay rm 2xx
20.10.20 shopeepay rm 2xx
21.10.20 retail rm 3k
29.10.20 pharmacy rm 2xx
29.10.20 pharmacy rm 1xx
29.10.20 shopeepay rm 1xx

i cant trace back when i register but i think should at least get rm 10  hmm.gif
will do, thank you
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Mid of October is rather late as the pool is FCFS.
You may further clarify with CS.

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