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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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tifosi
post May 27 2024, 02:33 PM

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QUOTE(!@#$%^ @ May 27 2024, 10:08 AM)
not sure who's the one charging. but rm1 is way too much
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Most likely the SMS gateway (eg: Exabytes, iSMS, OneSMS etc).
tifosi
post Jun 11 2024, 02:19 PM

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Good old days where we can get RM 158 of cashback per month is gone.

PBVS 6% capped at RM 38
PBQM/PBQV 5% capped at RM 30 each card
PBIV/PBIM 4% capped at RM 30 each card

All good things have to come to an end.
tifosi
post Jun 12 2024, 10:33 AM

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QUOTE(kyleen @ Jun 11 2024, 07:03 PM)
PBVS used to be 6% capped at RM60.
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Oh yaaa, it was RM 50 isn't it? The good old days where we can milk few hundreds from various CC without much effort. Now put in effort also cannot milk much.

Edit: Just saw, it was RM 60 first initial launch.

This post has been edited by tifosi: Jun 12 2024, 10:35 AM
tifosi
post Sep 19 2024, 12:05 PM

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Petrol, dining and groceries you have it covered with other cards as well but you can get the VS to pay your TNB bill.
tifosi
post Dec 29 2024, 04:12 PM

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QUOTE(alesi616 @ Dec 29 2024, 02:24 PM)
Thanks, you are spot on, my water bill for 2 mths is about rm60 so no point using pbb vs to pay it. Gonna try other cards for it..
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You can just pay RM 100 so next 2 months don't have to pay as well.
tifosi
post Jan 10 2025, 05:35 PM

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QUOTE(sluive @ Jan 10 2025, 05:18 PM)
Who else is going to cancel their quantum visa card?
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Cancelled long ago, now gonna cancel the VS as well. Leaving only PIB for now.
tifosi
post Jan 18 2025, 11:17 PM

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QUOTE(Matchy @ Jan 18 2025, 08:56 PM)
For pb quantum visa revision, if my transaction happen on 31/1, but posted on 1/2, it is counted using the new rate or old rate?
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Should be following posting date but why risk it?
tifosi
post Jan 19 2025, 12:47 AM

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QUOTE(Matchy @ Jan 19 2025, 12:19 AM)
Statement date on 27, but the place that I normally use the card will be closed from 28-30 due to CNY. Only can use it on 31st. (I have no other use than using it at this specific place) 😅
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Just whack into TNB, Indah water etc haha. Or buy groceries gift card. Online generally take 1 day to post but offline merchant could take 2 to 3 days.
tifosi
post Apr 5 2025, 04:31 PM

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PB just decided to randomly send me their World Mastercard for no apparent reason. Have no loan with them, just the 3 CCs (VS, Islamic visa and master) doh.gif
tifosi
post Apr 5 2025, 07:01 PM

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QUOTE(beLIEve @ Apr 5 2025, 04:42 PM)
They've analyzed that your min income should've exceeded 100k by now since the VS days. So, auto upgrade. Call up and see if you get GST sponsorship before you activate. This should be a lot easier than your existing cards.
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Thinking if I should keep it since they are giving RM 50 for RM 500 spend within 60 days. I've no use of the card TBH since I've better miles card.

QUOTE(ClarenceT @ Apr 5 2025, 04:44 PM)
RCB Banking?
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Haha no. Not at that level yet sweat.gif
tifosi
post Apr 6 2025, 10:39 PM

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QUOTE(Yapmy @ Apr 6 2025, 05:33 PM)
I got the same card too out of random. The only good thing is no annual fee but the RM25 service tax is still anoyying to me. What are the other better miles card without annual fee? So far i've only been using CB cards for spend.
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Depends on your usage but HLB VI is pretty good for no AF miles card.
tifosi
post May 5 2025, 01:46 AM

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PBB is getting onto my nerve. Am trying to do a booking via Agoda using the promo below but my transaction keep failing. So gave them a call and ask why, CS said Agoda doesn't use 3D Secure hence why it failed. Ok, I asked to enable my card for non 3D Secure transaction, guess what they reply? Oh sir, we can't do so. The only way for us to do is to cancel your card and re-issue you a new card so you can use it for non 3D secure transactions. shakehead.gif

user posted image

I need my 20% discount sweat.gif


tifosi
post May 5 2025, 10:37 AM

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QUOTE(sjz @ May 5 2025, 09:17 AM)
i think this is as discussed before.
their system tag your card as some sort of compromised, so can't use for transactions deemed high risk (without Secure TAC) .
need to issue new card
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QUOTE(beLIEve @ May 5 2025, 10:30 AM)
Google AI :
Non-3D Secure transactions, which don't use the Verified by Visa (VBV) or Mastercard SecureCode (MSC) protocols, are often blocked by Visa and Mastercard for security reasons, especially for card-not-present (CNP) transactions. These protocols add an extra layer of authentication, making online purchases safer

What PB said is true.
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This is the first time I encountered. My go to card for Agoda are usually MBB/UOB/Affin but no issue with it.
tifosi
post May 15 2025, 11:10 AM

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QUOTE(virtualgay @ May 15 2025, 10:56 AM)
anyone know if PBB Easy Cash 0% 6M ended? I did last month but this month cant find the info on the pbb website, i guess it ended the promo on 30th April
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Yes, ended end April
tifosi
post May 19 2025, 11:44 AM

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QUOTE(LemonJane @ May 19 2025, 10:41 AM)
May month statement is still not out?
I can't see any previous months' statement in my MyPB, app or PC version. But the old PC version still has my April and earlier statements.
Anyone experiencing the same?
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I have issue with my Islamic statement this month.
user posted image
tifosi
post Jun 1 2025, 10:06 AM

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QUOTE(jenern84 @ May 31 2025, 09:42 PM)
Is purchasing at shopee platform with credit card recorded as backdated date still happening?
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Just make sure you reload after 9am to be safe if you want it to be on the same day
tifosi
post Jul 4 2025, 03:36 AM

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QUOTE(paogeh @ Jul 4 2025, 12:08 AM)
want to confirm
PBB VS ,

2% online ....... cap RM30

ewallet ---consider online ? or no longer eligible ?
thank you .....
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No longer eligible for quite some time
tifosi
post Jul 7 2025, 02:05 AM

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QUOTE(jiaen0509 @ Jul 6 2025, 07:54 AM)
I would like to confirm it;

1. Is PBB VI/WM supplementary card holder can enter lounge?
2. It will be share the same quota pool, 3x in PPL MY only.
3. Each card (Principal & Supplementary) need to spend RM1000 30 days before/after lounge access?

Because I am looking for substitute of my UOB PME. Which I supcard for my family to access lounge.
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Yes, supp can enter but share same quota pool. From what I understand yes, both have to spend 1k each.
tifosi
post Jul 17 2025, 03:07 PM

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QUOTE(fruitie @ Jul 17 2025, 12:26 PM)
Will anyone know if I need to call CS to inform them after I spend enough? I know I can always call CS to find out but if you happen to know, please share. Thanks. tongue.gif
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Yes need to. I monitored for a few days after i hit the RM 300 spent but nothing was reflected, then once I gave the the call, rebate was reflected the next day.
tifosi
post Aug 14 2025, 12:32 PM

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Just realized my latest statement of my Islamic Visa didn’t get 2% cashback for my eWallet spend (TnG).

Anyone having this issue or they suddenly changed the TnC?

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