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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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tifosi
post Jan 28 2020, 04:40 PM

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QUOTE(drbone @ Jan 28 2020, 04:05 PM)
Agreed. Same for me too.
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They should reward the real credit card users and not those who're exploiting with ewallets. Then it's more fair to all of their users. My dad (a PB card user) complaint that he used to get these kind of cash back from PB but now no longer get.

Then I told him because of the ewallet loophole, everyone is exploiting so those majority of bigger pool of retail users would not get anything since the quota is gone in few minutes/hours.
tifosi
post Jan 28 2020, 04:47 PM

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QUOTE(fruitie @ Jan 28 2020, 04:43 PM)
But from the beginning, supplementary card's CB should be combined with principal? I would say it is a loophole but PBB didn't patch it up earlier.

Anyway, I don't have any supp card all this while so it is fine with me. tongue.gif
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My dad is a principle holder himself and too much hassle for him on the ewallet game haha. He spend quite abit on his cards so those 8X RM xx kind of promo, he used to get it before the ewallet took the storm.

Now his son is benefiting from it instead laugh.gif
tifosi
post Jan 28 2020, 04:52 PM

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QUOTE(jiaen0509 @ Jan 28 2020, 04:45 PM)
Do you have any ideas or solutions to resolve? Maybe you can propose to the bank? So it will benefit to both bank and real card spender?
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Reward those who spend on retail/online (not ewallets/bills/any kind of concept that hold money). Like MBB.

I think it's more fair to the general public. If bank take RM 1 million to distribute, with ewallet probably 1 million will hit like 1% of their audience while if normal retail, it will benefit 10% of the people instead.

But I ain't complaining as I am milking it now. Just saying it should be a fairer distribution.
tifosi
post Jan 28 2020, 05:20 PM

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QUOTE(!@#$%^ @ Jan 28 2020, 05:10 PM)
does it matter to the bank if they are getting fees from merchant?
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It matters to the bank if you look at larger picture. Rebate that can target a bigger audience will make a bigger audience happy and these are the real spender. It generate more transactions as wider audience will try and spend more to get the rebate instead of the smaller group of top up ewallets audience. It build the base for people to spend more with the cards and higher chance of people defaulting (which result in the bank getting more revenue as CC interest is big chunk of CC earnings)

And generally these ewallets audience are people with lesser loyalty and once there's no cashback, they will ditch the card altogether.

Sorry this has gotten slightly OT.

QUOTE(fruitie @ Jan 28 2020, 05:16 PM)
Then you should apply your own principal cards. I know PBB can be quite an ass because I was rejected for many years until they approved me eventually, no choice but gonna apply until you get it. laugh.gif
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I've my own set of PB cards and my dad has his own set of cards. laugh.gif

This post has been edited by tifosi: Jan 28 2020, 05:22 PM
tifosi
post Mar 28 2020, 11:43 AM

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QUOTE(MGM @ Mar 28 2020, 12:32 AM)
Since my BP fully used up, I add my PB visa into Boost then reload rm300 and was prompted with OTP.
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This one no SMS registration right? I can't find it anywhere.
tifosi
post Apr 5 2020, 11:26 PM

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QUOTE(jianwei90 @ Apr 5 2020, 11:25 PM)
Where u see this information?
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https://support.myboost.com.my/hc/en-us/art...my-bank-account
QUOTE(cucikaki @ Apr 5 2020, 11:23 PM)
but boost never announce they will still charge 2% of rm2 max right. who knows change to rm200, then free withdrawal. ahahhaah
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Too early to be dreaming? tongue.gif

But no issue for me, Unifi and Astro also takes RM 300+ already.

This post has been edited by tifosi: Apr 5 2020, 11:29 PM
tifosi
post Apr 6 2020, 12:17 AM

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Done 13 weeks. It was good while it lasted. So far 400 in the back pocket, hopefully another RM 120 to come.
tifosi
post Apr 6 2020, 12:22 AM

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QUOTE(fruitie @ Apr 6 2020, 12:19 AM)
Not BP I supposed?
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I done 8X Boost (first 2 without OTP) but takut not counted as I've always done with OTP, so went and BP 2x again.
tifosi
post Apr 22 2020, 02:26 PM

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Thanks PBB for my 1 month's worth of grocery shopping. This is the easiest and stress free campaign, unlike those like TnG.
tifosi
post May 1 2020, 12:15 AM

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QUOTE(samuraix79 @ May 1 2020, 12:04 AM)
Surprisingly smooth today
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Cause no more other promo sweat.gif
tifosi
post May 1 2020, 12:31 AM

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QUOTE(jiaen0509 @ May 1 2020, 12:28 AM)
00:27 only saw your post. Not sure still have chance to get or not.
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RM 10 only if missed out. Not so sakit hati.
tifosi
post May 15 2020, 12:09 PM

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QUOTE(MGM @ May 15 2020, 09:50 AM)
But this new campaign doesn't overlap with those 2 as long as u dont use Quantum Visa. CMIIAW.

user posted image

“Stay Home, Shop Online & Be Rewarded” Promotion:

9. The Participant who participate for this Promotion during the Promotion Period will
not be eligible for other PB / PIB Credit Card Usage Offers. All transactions by
Participant who participate for this Promotion during the Promotion Period will be
excluded from other ongoing PB/ PIB Credit Card Usage Offers.


rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif  rclxub.gif
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Does this means if I use my VS for the 5x RM 150 campaign, I won't get the 5x RM 150 for my QV only? It shouldn't affect my card feature cashback right? I should be able to get my 5% from my wave for QV right and 5% from my online for VS? I don't think it will void each other base on my understanding.
tifosi
post Jun 10 2020, 09:47 AM

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QUOTE(GrumpyNooby @ Jun 10 2020, 09:42 AM)
They claimed the pool has finished on 26/3/2020 but most of us was only started to aware of the campaign on 27/3/2020 dinner time.
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PBB customer doesn't revolve around LYN only. And during MCO period, not surprising there are alot of online transactions going on.
tifosi
post Jun 10 2020, 09:56 AM

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QUOTE(GrumpyNooby @ Jun 10 2020, 09:49 AM)
Well, I don't deny that but somebody got credit adjustment with the reason "One-Time-Goodwill".
We should claim our rights and thus this wasn't our mistake to start with.
They uploaded the campaign poster late to the PBe portal.
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They can upload anytime as you mentioned it's a campaign poster. Like all campaign, by the time you received the email/sms the campaign is already on for 1-2 days. Nothing wrong about it.

If you want to complain, go ahead if your transaction is before the cut off point else what basis you have? Don't get so caught up with such little money la. Penny wise pound foolish.
tifosi
post Aug 6 2020, 10:34 PM

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Funny thing is I reg VS spend on VS but cashback credited into QV.
tifosi
post Sep 1 2020, 11:55 AM

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QUOTE(goliath @ Aug 29 2020, 10:31 PM)
Anybody facing issue with iOS PBE mobile app (latest version) whereby crashes every time it launches/ loads?
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I deleted the app, restarted the phone and installed back the app. Then it works fine again.
tifosi
post Sep 1 2020, 11:59 AM

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QUOTE(goliath @ Sep 1 2020, 11:56 AM)
I tried this method.. It works a couple of times before crashing again.

From App Store in Review section, lots of people complaining as well...
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Touch wood, mine is still working till now after doing so. But yeah, my parents pbe also facing same issue on iOS. Something they need to solve.

Anyway I lodged a report the other day when I can't launch the app.
tifosi
post Oct 1 2020, 03:15 PM

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QUOTE(ClarenceT @ Oct 1 2020, 02:39 PM)
So I use VS for 2 online transactions today.
Then I use QV for 3 Paywave transactions on 2/10-4/10.
Worst case I still win RM10. Haha
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Why don't VS for 5x100 direct?
tifosi
post Feb 11 2021, 12:08 AM

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QUOTE(fruitie @ Feb 11 2021, 12:05 AM)
If card is blocked after few transactions, what can I do? Call PBB CS to release or wait till it’s released again? How long does it take? Last month still can do 5 transactions one shot, today only 4 and got blocked already.
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The error message triggered by Bigpay? It might not be actually blocked. Same issue, I then top up another 2x 100 to ShopeePay, can go tho.
tifosi
post Mar 29 2021, 05:44 PM

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Sorry, I saw my wrong card. Got the cashback sweat.gif

8105 29 MAR 29 MAR SMART CASH REWARDS TIER 1 - MTH 2 30.00 CR

This post has been edited by tifosi: Mar 29 2021, 05:49 PM

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