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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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ericlaiys
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May 9 2025, 05:34 PM
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QUOTE(silverwave @ May 9 2025, 01:37 PM) Yup, world card. Card doesn't seem like the best out there but I wonder if the limit is combined with the existing card or it's separate? There's also RM50 cashback for the new card activation. mine say combined
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ericlaiys
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May 11 2025, 12:11 PM
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QUOTE(jacey @ May 11 2025, 12:01 PM) Anyone tried before reload 1k to e-wallet, in order to obtain access to klia PPL lounge? Not worth it, then u paying 1%reload fees. 30 days before or 30 days after. Normally easy to hit when pay hotel, dining and pay bill
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ericlaiys
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May 12 2025, 08:16 PM
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QUOTE(jacey @ May 12 2025, 06:37 PM) Yeah, I am ok to spend, but not too sure if it's considered as eligible transaction or not. why dont u try and update us...lol
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ericlaiys
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May 19 2025, 12:13 PM
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QUOTE(dannychen @ May 19 2025, 11:50 AM) lately their offers focusing on MC instead of Visa. I cancelled my PBB MC long time ago. reapply again..lol
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ericlaiys
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May 19 2025, 09:43 PM
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QUOTE(KingArthurVI @ May 19 2025, 08:50 PM) Got a world card I didn't apply for... called to cancel. So stupid. U r not first one. Look like they dont meet quota for world card and must be less people apply compare to other world bank credit card. trying hard to hope people will accept the card. -for me : cancelled and get 1 card as new collection...lol This post has been edited by ericlaiys: May 20 2025, 10:04 AM
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ericlaiys
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May 21 2025, 11:36 AM
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QUOTE(sjz @ May 21 2025, 08:44 AM) can bank simply send new card i.e world MC (not replacement card) to us without any application or consent? Yes. special offer by bank. No need approval. Give u also unhappy????
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ericlaiys
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May 21 2025, 01:16 PM
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QUOTE(beLIEve @ May 21 2025, 12:14 PM) Actually. many reported they get free credit cards after taking housing loans. Maybe it's gray area. I was even offered (pre-approved) cards i dont qualify. mine coz i got PBB VI
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ericlaiys
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May 25 2025, 06:00 PM
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FYI:
update may 2025- been charged gov cc sst rm25. Called bank few times and asked. Cannot waive or ask for rebate. Quite frequently and large amount use. My fav cc when use for travelling. Lucky they check on system found that i've enough point. So they use that to waive it. Anyway, i dont use their point & prefer get cashback
therefore will maintain my visa cc for another year.
This post has been edited by ericlaiys: May 25 2025, 06:01 PM
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ericlaiys
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May 27 2025, 10:12 PM
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QUOTE(menime123 @ May 27 2025, 09:19 PM) Was charged SST RM25 for my Public Islamic Bank Visa Platinum on 8 May. Following week, call CS for rebate. Say already put in request to management for rebate. 1 week later, nothing happened. I call CS again and ask what happened to the rebate. then CS come back say oh, now need to spend RM300 within 60 days in order to get rebate. So I spend RM300+ over the last weekend. Today call CS again to check my card transaction and initiate rebate in the morning. Only few minutes ago received the rebate. Lately their Islamic Bank cards all having problem. Transactions captured late. CC statement also send late. CS claimed they are migrating their system. i no need spend. just use point to waive
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ericlaiys
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May 28 2025, 11:15 AM
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QUOTE(sjz @ May 28 2025, 09:47 AM) i won't waste my points for this. as points you can convert to airmiles.  12k point for 1k miles. not much. my pbb card is cashback
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ericlaiys
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Jun 3 2025, 11:51 PM
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QUOTE(asiatrader98 @ Jun 3 2025, 11:26 PM) need to cancel it? I do nothing when i received it, and I login online until now no new card added to my account yes. call to cancel
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ericlaiys
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Jun 6 2025, 10:15 PM
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QUOTE(baiseliange @ Jun 6 2025, 09:35 PM) Tried to get cash reward to offset the sst but rejected by cs... use point to waive the sst
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ericlaiys
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Jun 15 2025, 07:53 PM
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QUOTE(sg8989 @ Jun 15 2025, 04:00 PM) I got invited for the previous campaign, Spent 40k to get rm288 lol  not worth it....40k can get a lot of airmiles point
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ericlaiys
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Jun 26 2025, 05:23 PM
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QUOTE(rooneybeckham @ Jun 26 2025, 03:32 PM) May I know is this valid? And from which campaign? I can't recall..  Congratulation!
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ericlaiys
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Jun 27 2025, 11:37 PM
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QUOTE(Matchy @ Jun 27 2025, 10:49 PM) Just wondering, for those monthly installments (flexipay), is it consider as transaction/swipe? this is for the annual fee waiver with 12 swipes. dont count. else everyone abuse this loop holes
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ericlaiys
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Jun 30 2025, 11:48 PM
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QUOTE(MGM @ Jun 30 2025, 09:02 PM) Last month when sst were charged, rebate were already given without points redemption. May be can call again to redeem and rm25 will be credited, but takut they reversed prev rebate. Then good. No need to use point. Can accumulate for next years use
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ericlaiys
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Jul 7 2025, 12:24 AM
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QUOTE(echoesian @ Jul 7 2025, 12:23 AM) opss... how much is the charges? 100+ or 200+ depending on ppl
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ericlaiys
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Jul 8 2025, 11:24 PM
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QUOTE(menime123 @ Jul 8 2025, 10:56 PM) PB Visa Sig got charged RM25 SST last week. Called CS yesterday during lunch, asking for rebate. Say will ask for management approval. By end of day, rebate reflected in system already. do u spend a lot annually?
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ericlaiys
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Jul 22 2025, 11:39 AM
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QUOTE(starry-starry @ Jul 22 2025, 11:36 AM) Arguing with CS not going to pay for service tax as I have/did not use the card after service tax was charged. The CS insisted me to pay for it, and lastly agreed to put in a request for me. I'd like to cancel my CC so requested to reverse this service tax. May I ask if there is any link I could prove or show to the bank that customers do not have to pay for the service tax based on the scenario above - do not agree to continue with the card/service. My card was expired last month, did not receive the new credit card so not yet activated or used the card at all. Normally better to call cs and ask them to send card replacement cards which going to expire. Some bank don’t send. Sometimes sst auto charge. Better terminate even not activate to avoid issue. Else been flag as default without realize
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ericlaiys
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Jul 31 2025, 01:16 PM
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QUOTE(guy3288 @ Jul 31 2025, 11:08 AM) PBB VC campaign swipe RM6k get CB RM120 end today, 1.8.25 no more new extension? other contest will come later.
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