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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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tan_aniki
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Aug 2 2019, 10:18 PM
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QUOTE(rojakwhacker @ Aug 2 2019, 09:55 PM) I read from the link below, it say up to RM250 per transaction. Cumulative default RM500 then need reset right. So if want to purchase with transaction above RM250 cannot use contactless then cant earn 5%. Therefore QV is only for those small purchase below RM250 per transaction. Pro and con. Contactless Functionality Link: https://www.pbebank.com/pdf/Cards/customer-education.aspxgo atm change limit to RM1000000, no need to reset so much lol anyway this card only give u RM30 CB/month, which is only RM600 expenses per month, RM250 is not that less as well
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tan_aniki
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Aug 2 2019, 10:33 PM
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QUOTE(cybpsych @ Aug 2 2019, 10:28 PM) and you believed that?  To change the cumulative contactless transaction limit, or to turn off the contactless functionality, you may perform it via the ATM / CRM or call PB Card Services Help Desk at 03-2176 8000.
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tan_aniki
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Aug 3 2019, 09:53 AM
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QUOTE(CardNoob @ Aug 3 2019, 09:42 AM) 3% cash back capped at RM80 vs 5% cash back capped at RM30 It depends on your usage. at least Affin no min spend but you need to spend RM1000 in order to get the same CB as QV but QV only need RM600, so to be frank you can get both cards, if less than RM30 just use Affin, more than RM30 use QV and if monthly usage reach RM600 for QV switch to Affin to get max CB from both of them. please aware that 12 swipe for Affin VS is not applicable to waive the AF, you must spend at least RM6k pa or RM500 per month to enjoy AF waiver.
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tan_aniki
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Aug 3 2019, 10:14 AM
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QUOTE(baiseliange @ Aug 3 2019, 10:10 AM) GG....is that possible to reactivate the QV I call to canceled 2 weeks ago?? yes, if they hvt fully cancel yet, you might use back the same card
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tan_aniki
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Aug 3 2019, 02:00 PM
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QUOTE(janson_kaniaz @ Aug 3 2019, 01:39 PM) I called CS. Cannot increase RM250 limit for wave. It’s a security feature and it’s fixed. not this limit, the RM500 accumulate limit before pin needed to reset
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tan_aniki
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Aug 3 2019, 02:10 PM
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QUOTE(janson_kaniaz @ Aug 3 2019, 02:02 PM) Mine is already RM500 limit. On top of that there’s RM250 limit for wave. the RM250 limit is at most for per transaction, can't change, RM500 is the accumulate limit for pin reset after reach
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tan_aniki
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Aug 3 2019, 02:18 PM
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QUOTE(janson_kaniaz @ Aug 3 2019, 02:12 PM) Well I was thinking to change the RM250 limit for the other on-going promo. so far it said can change cumulative limit at atm but you can try this at atm and see the outcome like this example: https://says.com/my/lifestyle/disable-contactless-payment (although it is showing disable but there is way to change limit as well) i will try as soon as i got chance to go out later
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tan_aniki
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Aug 3 2019, 04:34 PM
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https://www.visa.com.my/pay-with-visa/featu...sa-paywave.htmljust wondering transaction above RM250 "just tap & pin" consider contactless transaction or not samsung pay also consider as contactless transaction, how much is the limit for samsung pay? This post has been edited by tan_aniki: Aug 3 2019, 04:36 PM
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tan_aniki
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Aug 5 2019, 10:39 AM
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QUOTE(armadasaxon @ Aug 5 2019, 10:36 AM) Hi , PB quantum is it have to pay rm25 x2 for each card? I tot it's like maybank 2 card when u pay rm25 for 2 card. no need to pay, just call for rebates and they will offer you to spend or directly gives u rebate
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tan_aniki
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Aug 5 2019, 01:04 PM
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QUOTE(rooneybeckham @ Aug 5 2019, 12:41 PM) I think you better stop this kind of speculation.. Your statement of "no need to pay" is not 100% correct, and quite misleading.. All customers can try to call for rebate but it is not a guarantee. okok, welcome to the club rooneybeckham~
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tan_aniki
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Aug 5 2019, 08:18 PM
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QUOTE(MGM @ Aug 5 2019, 07:47 PM) So confirm QV's "tap & pin" qualifies for CB of the 3%/5% CB campaign? QUOTE(rojakwhacker @ Aug 5 2019, 07:57 PM) Tab can only work on RM250 per transaction. While to get 3% and 5% cashback need spend RM300 and RM500 respectively.  https://www.visa.com.my/pay-with-visa/conta...s-payments.htmlyou can try RM300 or RM500 transaction with tap & pin, maybe consider as contactless payment as well as shown in visa page.
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tan_aniki
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Aug 7 2019, 03:22 PM
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QUOTE(cute_boboi @ Aug 7 2019, 02:43 PM) eCCRISClick Enquiry [attachmentid=10296951]  can go to those agent rather than visit to Jalan Dato Onn for the first time pin? http://www.bnm.gov.my/microsite/fs/msb/age...sb%20agents.xls
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tan_aniki
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Aug 7 2019, 03:30 PM
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QUOTE(CardNoob @ Aug 7 2019, 03:24 PM) First time PIN needs biometric verification stored in your IC like EPF i-akaun. You want to pass your IC to those agents? all cc marketing also get your ic information, they got miss use your ID? Or cut down your finger thumb?
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tan_aniki
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Aug 7 2019, 03:42 PM
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QUOTE(cute_boboi @ Aug 7 2019, 03:35 PM) It took me >6 months to finally able to plan my way there due to personal/work schedules, and whether driving/LRT. As there is limited parking there, I took LRT to SoGo, but walk opposite towards BNM at Jalan Dato Onn. After that, decide to walk to Jalan Tun Perak to run other errands. I don't know about agents or use them.  ok then maybe just need to go to the main and only office in KL... Thanks for the info~
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tan_aniki
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Aug 9 2019, 01:49 PM
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QUOTE(cybpsych @ Aug 9 2019, 01:11 PM) yalor NVM la, later sure someone will report back whether working or not  i hvt tried before wave then pin, but anyone tried this maybe can elaborate how is the process: 1. wave then insert card for pin or 2. wave then straight away pin the 1st one might not entitled for contactless but i think the 2nd one still consider contactless before no contact from ur cc to the device
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tan_aniki
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Aug 11 2019, 09:51 AM
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QUOTE(tan_aniki @ Aug 9 2019, 01:49 PM) i hvt tried before wave then pin, but anyone tried this maybe can elaborate how is the process: 1. wave then insert card for pin or 2. wave then straight away pin the 1st one might not entitled for contactless but i think the 2nd one still consider contactless before no contact from ur cc to the device QUOTE(CardNoob @ Aug 9 2019, 02:05 PM) i don't know why you all discuss so much on how to reset the paywave with RM0 or RM1 with pin, as long as you are 2nd option and the receipt shown "contactless transaction" then it should be contactless transaction even though it is > RM250 transaction with pin without card insert
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tan_aniki
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Aug 11 2019, 01:12 PM
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QUOTE(ClarenceT @ Aug 11 2019, 11:28 AM) Most likely no contactless CB, as someone checked with CS. Wait for official PDS/T&C. it doesn't matter, CS can't confirm the answer, as long as there is "Contactless transaction" on the receipt, even with wave & pin still consider as contactless payment
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tan_aniki
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Aug 14 2019, 01:08 PM
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QUOTE(Chiggah @ Aug 14 2019, 09:44 AM) So when it says the below on Page 1, what does it mean ? Manually pay ? • UniFi portal • UniFi App why not just dump all the money into BP and you straight away get all the CB and use BP to pay at portal or apps and even spend on petrol or use QV for contactless over RM30 on petrol
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tan_aniki
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Aug 17 2019, 11:44 AM
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QUOTE(kart @ Aug 17 2019, 11:41 AM) I can understand why Public Bank changes the transactions eligible for cashback, to contactless transactions, for Public Bank Quantum Visa Credit Card. As such, more people will prefer to use this card. Then again, for Public Bank Quantum Mastercard Credit Card, why did Public Bank remove dining transactions from eligible transactions? Sigh, another card service tax of RM 25 is incurred, when I need to get another credit card with cashback for dining transactions. you can use contactless QV for dining or reload from QMC to BP for non contactless dining, no need to worry so much on the changes
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tan_aniki
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Aug 19 2019, 10:06 AM
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QUOTE(won931106 @ Aug 19 2019, 09:40 AM) so this mean once PIN is requested it will no longer considered as contactless transaction?  not necessary, as long as you wave and pin but not insert the card and pin, the receipt still showing contactless payment should be qualified as well.
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