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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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cybpsych
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 Jul 17 2025, 08:41 AM
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QUOTE(mimi_lk @ Jul 16 2025, 08:17 PM) Called Public Bank CS on this scenario and they mentioned it can be done. But just wanted to see if anyone else has experience on this: If my card has 10k limit and I want to swipe 14k, is it possible to pay an additional 4k+ to the card first to allow the transaction to go through? think of it this way, in terms of RISK exposure 10k credit limit is a credit facility given by the bank, assigned to you individually (aka bank bear the risk) additional 4k pre-payment is from you (bank lose nothing, no risk to bear) the moment you spend 14k, bank still bear 10k risk only. the 4k already pre-paid by you, in advance.  |
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cybpsych
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Jul 20 2025, 09:14 AM
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Fly & Travel with PB Mastercard Credit Cards [ PBB | T&Cs ] 
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cybpsych
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Jul 22 2025, 01:51 PM
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QUOTE(starry-starry @ Jul 22 2025, 11:36 AM) Arguing with CS not going to pay for service tax as I have/did not use the card after service tax was charged. The CS insisted me to pay for it, and lastly agreed to put in a request for me. I'd like to cancel my CC so requested to reverse this service tax. May I ask if there is any link I could prove or show to the bank that customers do not have to pay for the service tax based on the scenario above - do not agree to continue with the card/service. My card was expired last month, did not receive the new credit card so not yet activated or used the card at all. page 11, CONTRA SYSTEM FOR CANCELLATION OF CARDS AFTER RENEWAL also refer to the respective card t&c or general t&c governing service tax. This post has been edited by cybpsych: Jul 22 2025, 03:29 PM |
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cybpsych
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Jul 22 2025, 04:00 PM
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QUOTE(Optizorb @ Jul 22 2025, 03:57 PM) Currently im aware there's 0% 6 month pbb mastercard BT But is there any 0% 6 month pbb visa BT? OR any mc/visa 0% 12 months BT? check here https://www.pbebank.com/en/promotions/latest-promotions/ |
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cybpsych
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Jul 28 2025, 03:40 PM
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QUOTE(adam1190 @ Jul 28 2025, 12:25 PM) Anyone experiencing issue using their credit card to perform online transaction ? why not share your experience? what issue? when? to whom? what error? |
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cybpsych
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Aug 1 2025, 12:09 AM
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0% Balance Transfer with PB Mastercard Credit Cards [ PBB | T&Cs ] 
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cybpsych
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Aug 1 2025, 09:39 AM
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QUOTE(MGM @ Aug 1 2025, 09:23 AM) Good morning boss, have u got the info yet on PBV campaign? no idea, i only look at pbe promo page https://www.pbebank.com/en/promotions/latest-promotions/hardly chase for campaigns now  |
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cybpsych
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Aug 5 2025, 04:28 PM
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0% Balance Transfer with PB Visa Credit Cards [ PBB | T&Cs ]  0% Flexipay with PB Visa Credit Cards [ PBB | T&Cs ] 
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cybpsych
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Aug 5 2025, 04:30 PM
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Extra Points Just for YOU (By Invitation) [ PBB | T&Cs ] 
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cybpsych
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Aug 9 2025, 06:51 PM
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Tap & Be Rewarded with PB Visa Cards [ PBB | T&Cs ] 
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cybpsych
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Aug 11 2025, 01:58 PM
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QUOTE(akib_mullen @ Aug 11 2025, 01:35 PM) Hi want to ask if we topup ewallet e.g touch n go then call bank to convert into flexipay is it possible? I called bank once and the cs said the flexipay no mcc restriction but i forgot to ask the ewallet. Anyone done it? just do it flexipay has no restrictions as long as it's a payment made by you. |
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cybpsych
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Aug 13 2025, 09:33 AM
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QUOTE(Devil4life @ Aug 13 2025, 09:31 AM) PB Islamic Visa credit card annual fees not auto offset? I saw it's being charged but there is no contra of it. I thnk I used enough time to not incure annual fees if not PB will not approve my request to rebate back RM25 for SST too year 2? got meet condition? |
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cybpsych
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Aug 24 2025, 12:35 PM
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QUOTE(Human Nature @ Aug 24 2025, 09:47 AM) How to retrieve and download the statement online? From PBe, it jumps to MyPB but there is no where to download the statement in proper PDF. It has been recently disabled? estatement on the left navigation, under accounts |
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cybpsych
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Aug 27 2025, 01:21 PM
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QUOTE(Human Nature @ Aug 25 2025, 05:27 PM) Happened again. So I called CS. According to him, there was a system update recently to detect fraud etc. So the system flagged my card because I have reloaded 2x earlier this morning, so 3rd reload was flagged. QUOTE(fkinmeng @ Aug 27 2025, 12:23 PM) anyone faced problem reloading for shopee? the transaction keep getting blocked. called CS they say it's to prevent fraud, they will "open" access for 1 time then the next time i tried, they block again. above, posted in shopeepay topic |
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cybpsych
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Sep 3 2025, 10:56 AM
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SPEND today. Reward yourself tomorrow with PB Mastercard Credit Card [ PBB | T&Cs ] 
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cybpsych
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Sep 4 2025, 11:18 AM
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QUOTE(sg8989 @ Sep 4 2025, 10:45 AM) Is this custsvc@publicbank.com.my email still valid? email since 30 aug but no reply at all. whether email still valid and getting no reply are 2 separate matters la this is their generic emails for mass market, it will definitely takes time to sort through each emails, finding response(s), and respond back to sender. any urgent matters, better call them instead; at least you get preliminary answer/response to your enquiries first. |
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cybpsych
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Sep 4 2025, 01:55 PM
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QUOTE(ClarenceT @ Sep 4 2025, 11:59 AM) 0321708000 Nowadays not easy to talk to CS, something wrong with IVR no issue for me. always calling can get through and resolved 90% over the phone. remaining need some further checking, returned callback. |
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cybpsych
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Sep 16 2025, 03:54 PM
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QUOTE(yongs90 @ Sep 16 2025, 12:08 PM) Unifi payment is considered online payment and eligible for 2% cashback using PB VS CC? yes, but make sure RM100 and above. |
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cybpsych
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Sep 18 2025, 08:57 AM
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QUOTE(ben3003 @ Sep 18 2025, 01:40 AM) Hi guys, does tng or boost ewallet topup qualify for this? [attachmentid=11518499] read the t&c and the exclusion clause. does it mention ewallet topup? |
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cybpsych
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Sep 19 2025, 09:04 PM
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QUOTE(fattybombibi @ Sep 19 2025, 08:58 PM) i get this "SPEND NOW EAASN CASH BACK MTH3" RM80... what campaign was this again? which credit card was it? QUOTE(sjz @ Apr 3 2025, 06:29 PM) This post has been edited by cybpsych: Sep 19 2025, 09:06 PM |
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