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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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lilsunflower
post Apr 9 2021, 04:47 PM

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- 4 April applied via online system + sent supporting through e-mail
- 7 April got Citilink VS in morning, POS Laju MC late afternoon
- Completed acquisition spend (RM160+) on 7 April for both cards

My CL for both cards is very low, just 1/3 of my Conventional. I think I'm reaching the "acceptable" number of cards now, as banks like RHB and Alliance have rejected me recently.
lilsunflower
post Apr 9 2021, 06:36 PM

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QUOTE(AskarPerang @ Apr 9 2021, 05:50 PM)
Able to share how many total active CC currently holding?
Just want to know the general "acceptable" number is.
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I'm currently holding 24 active cards (including the 2 recent PBB ones).

There is no general acceptable number, as this depends on each individual's profiles and also the respective bank's policies, but over the past 10 years I was never rejected despite holding many cards.

Was rejected for by both Alliance and RHB this year. Received the rejections almost immediately. For my 2 new PBBs, my CL is LOWER than my monthly salary which is why I think I have reached the "acceptable" limit.
lilsunflower
post Apr 9 2021, 10:53 PM

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QUOTE(alandhw @ Apr 9 2021, 10:17 PM)
You already existing conventional card holder, still eligible for the Islamic card acquisition?
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My reading of the T&C is yes, given that it specifically says "Islamic CC" in its definition. They could have left out all references to Islamic and "I" if they intended to exclude any existing CC holder.

I don't lose anything if I don't get it. Still 4%, so no issue. Any extra is just upside.
lilsunflower
post Aug 2 2021, 05:14 PM

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QUOTE(coolguy99 @ Aug 2 2021, 12:54 PM)
bigpay blocked my card, do i need tocall them to unblock?
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Can you get to the OTP page? Mine's blocked too. I called PBB and it's not from PBB side.
lilsunflower
post Mar 30 2022, 08:46 PM

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SPEND & ENJOY MORE CASH BACK-MTH 1 68.00 CR

Posted on 28 March
lilsunflower
post Jun 23 2022, 01:27 PM

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QUOTE(celciuz @ Jun 23 2022, 07:10 AM)
Aiya, looks like if no complain you don’t get the cash back 😅 mine so far haven’t gotten it yet. Do you guys get it during statement or randomly pops in?
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I called, and mine popped in today.
lilsunflower
post Jul 26 2022, 11:00 PM

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QUOTE(coolguy_0925 @ Jul 26 2022, 08:20 PM)
Not sure whether is due to the recent fraud case involving this FB ads so PB decided to block it

Maybe you can call up to check
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I just kena Facebook ads fraud for RM240 today. Is this something common?
lilsunflower
post Sep 11 2022, 05:52 PM

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Do you guys still have any online instalment plans (in my case, it's Samsung instalment, 0% over 24 months, earning cashback every month) affected by this silly change in Quantum cashback?

Feeling really annoyed now as I just benefited from 2 instalments, but won't be earning anything for the remaining 22 months and gotta keep my card for another 2 years until the plan is paid off.
lilsunflower
post Feb 6 2023, 01:27 PM

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QUOTE(paogeh @ Feb 6 2023, 12:45 PM)
the double reward campaign

im still yet to get for Nov .

i spent :
1. NOV--3K
2. DEC- 8K
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Already got my RM188 for November on 2 Feb. Didn't play for December and Jan. Feb hit RM8k on 3 Feb.
lilsunflower
post Feb 6 2023, 04:11 PM

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QUOTE(harmonics3 @ Feb 6 2023, 03:13 PM)
Is your RM8k spent in Nov. including e-wallet?
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Mixture - about 3k from e-wallets, the rest from condo management fees and online spend. Last spend to hit the 8k fulfilled on 6 November.
lilsunflower
post Feb 18 2023, 02:10 AM

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17 FEB DOUBLE REWARD CASH BACK-MTH2 68.00
lilsunflower
post Jun 11 2024, 09:46 PM

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QUOTE(kyleen @ Jun 11 2024, 07:03 PM)
PBVS used to be 6% capped at RM60.
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PER CARD, up to 9 supps
lilsunflower
post Jul 17 2025, 02:45 PM

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QUOTE(KingArthurVI @ Jul 17 2025, 02:25 PM)
Does anyone know if PB will ever automatically increase credit limit for their users? I've been using for about 3 years and never missed a single payment, so I was surprised they didn't ask if I wanted a credit increase... I heard other banks do that sometimes to loyal customers who are also good paymasters.
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They never gave me when I requested for my VS and Quantum cards (despite submitting documents etc), but significant increase when I went to Visa Infinite and then another big jump for WMC.

 

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