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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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cute_boboi
post Aug 27 2020, 12:06 PM

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QUOTE(spreeeee @ Aug 27 2020, 11:27 AM)
any winner here? did anyone received the said points?
i received sms on 6/july/2020, saying i won the campaign, and was then asked to reply with big point account number, and then it auto-replied will credit big points within 4-8 weeks. today is end of 8th weeks but still didn't get any.
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So far received twice, each in July and August under "BIG Points Bonanza"
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cute_boboi
post Sep 15 2020, 10:40 AM

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QUOTE(kelissa @ Sep 15 2020, 09:30 AM)
Now I know why, problem is no credit history I think. No loan no CC before so bank cannot assess me. Any tips to get my first card approve in this kind of situation?
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QUOTE(kelissa @ Sep 15 2020, 09:48 AM)
Strange as it is, my salary goes to my PB account. Maybe through online application it's hard, I have to go to bank and apply directly from there.
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Submit as much income documents as possible, even if they request 1-3 months payslip, give ALL these:
- 6 months payslip (basic wage should be consistent and high enough to meet requirement)
- EPF statement (monthly tally with payslip)
- EA form (tally with the payslips)
- Income Tax receipt (tally with payslips + EA form)
- Employment letter (tally with payslip + EA form) and also shows how long you have worked in current company.

The CC team does not have access into your same bank salary account. If possible, submit this bank statement also during application so it tally with your payslip as well.

The first CC is always the hardest.
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cute_boboi
post Mar 8 2021, 08:51 PM

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Yeah, I also received RM30
SMART CASH REWARDS TIER 1 - MTH 1
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cute_boboi
post Mar 11 2021, 12:29 AM

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4x BigPay and blocked. Have to call PBB CS for the remaining. Probably I did too fast within 1-2 minutes.

Last month 6x no problem but done within 10+ minutes and each transaction about 1-3 minutes.

cute_boboi
post Mar 11 2021, 11:27 PM

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QUOTE(MGM @ Mar 11 2021, 12:54 AM)
U guys not worried bp trx posted 1 day earlier?
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So far no issue from PBB VS -> BigPay for me, even I've tried 12:01am before many times.
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cute_boboi
post May 20 2021, 01:35 PM

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QUOTE(janson_kaniaz @ May 20 2021, 10:32 AM)
RM0 PB Card:Congrats!You won RM228 Shopee e-voucher for Experience Online Lifestyle Campaign.

Not sure which campaign already. Won two vouchers.
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I won one RM228 shipee e-voucher. Quickly claim and spend it already. I think the shopee code has a first come first serve basis.
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cute_boboi
post May 20 2021, 06:57 PM

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QUOTE(sweetpea123 @ May 20 2021, 05:36 PM)
got mine too. No lah, not FCFS lah. But if have something to buy, just go ahead. I will wait shopee sale in a few days, see have any good bargains  tongue.gif
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I have 100+ items in cart, mostly not urgent + not important and just now was a good time to get a few items nearly free, still need to top-up few ringgit and for shipping (free shipping doesn't cover all)

Forgot to thank PBB just now. Terima kasih Public Bank
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cute_boboi
post Jun 2 2021, 06:50 PM

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QUOTE(KHOdin @ Jun 2 2021, 04:26 PM)
my card got blocked after 4th trx on bigpay call to CS for unblock but only able to reload once and got blocked again...is this normal ?
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Normal, you should just stay on the line and reload. Smartphone can mult-task
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cute_boboi
post Jun 2 2021, 08:00 PM

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QUOTE(KHOdin @ Jun 2 2021, 07:25 PM)
did you seriously tried that ?  laugh.gif
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Yes, for the past several months as PBB will block after the 3rd/4th reload.
I'm not going to wait reset in 24 hours or what. Or waste time to call-in again and go through the IVR system and wait for available CS. Might as well just hang on to the line continuously for 5-10 minutes and get all the reload I want to do.
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cute_boboi
post Jun 2 2021, 09:04 PM

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QUOTE(Human Nature @ Jun 2 2021, 08:03 PM)
Now we know why hard to get through when calling CS  sweat.gif
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It's same whether I make 3x calls of 2 minutes each vs. 1x call of 6 minutes.
Actually multiple calls take longer due to IVR queue and also verification each time.
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cute_boboi
post Jun 10 2021, 09:44 PM

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If use PBB Quantum Mastercard to pay TNB bill via MyTNB app, QM got cashback or not ? Thanks
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cute_boboi
post Jun 10 2021, 10:48 PM

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QUOTE(rojakwhacker @ Jun 10 2021, 09:48 PM)
Yes.
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Thanks icon_rolleyes.gif

QUOTE(kb2005 @ Jun 10 2021, 10:25 PM)
Never tell me earlier.  biggrin.gif
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You big shark don't eat small fishes here ok ? laugh.gif

cute_boboi
post Jun 16 2021, 02:29 PM

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QUOTE(deanitro @ Jun 16 2021, 02:03 PM)
Does anyone knows if AIA insurance currently i pay by standing instruction of my CIMB Credit card, if i manually pay using Quantum Mastercard at AIA.net earlier than the SI date, will the SI proceed as usual or not?
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Not exactly same bank and insurer, but I tried before by manually paying earlier than the normal SI date by 1 week earlier. The SI will not proceed. But it must be done much earlier, in my case about 5 working days earlier so the system can sort it out if it needs more time. Not sure if it works with just few days before SI if the system not yet sync up. Also not sure if it works for your AIA and PBB QM. Just sharing my similiar experience.
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cute_boboi
post Jun 16 2021, 10:13 PM

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QUOTE(deanitro @ Jun 16 2021, 02:56 PM)
Thank you. In that case, i might need to try pay at least 10 days earlier. If eligible , easily can earn RM11.5 cash rebate already for me.
If SI proceed as usual, worst case scenario, this month pay extra and next month no need to pay already.
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Now you remind me, I have SI (auto debit) for some other bills like TNB, telco, local authorities. What I do is manually overpay in advance by one month using own estimates. e.g. if my usage is RM200 monthly, I overpay to RM300 just to ensure the SI doesn't activate and I utilise my CC cashback first.

I know I cancelled my insurance auto-debit since I want to go back to manually paying it to have more control.

Conclusion: advance payment over SI works for me.
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cute_boboi
post Jun 20 2021, 12:49 PM

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QUOTE(Mr.Weezy @ Jun 20 2021, 12:40 PM)
nope, 19-05-2021, because 19th every month

I've settled the 19/5/21 payment during 3rd of June 21

And now already 20th of June, but it still doesn't reflect the monthly limit as available balance

my available balance only left RM1XX, no idea why
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Also depends if you have outstanding balances, Balance Transfer, Installment Plans, etc. i.e. anything credit that you have used, but not yet pay.
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cute_boboi
post Jun 23 2021, 07:25 PM

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REWARDS YOU WITH MORE CASH BACK-MTH1

Thank you PBB rclxms.gif

cute_boboi
post Jun 24 2021, 12:47 PM

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QUOTE(Human Nature @ Jun 24 2021, 12:36 PM)
Anyone with statement date 23rd having problem downloading from PBe?
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Wait later this evening or tonight. Else tomorrow. I notice the same issue with my PBB statement also. Download previous month statement is all good. But download latest statement <0.5 day is error. Wait >0.75+++ day then can download as normal.
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cute_boboi
post Jul 12 2021, 07:25 PM

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QUOTE(cybpsych @ Jul 12 2021, 02:04 PM)
yes
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Using PBB QM, but it doesn't prompt for SMS TAC when reload into Grab eWallet hmm.gif

cute_boboi
post Aug 9 2021, 06:15 PM

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09 AUG REWARDS YOU WITH MORE CASH BACK-MTH2

Thank you PBB icon_rolleyes.gif

cute_boboi
post Feb 7 2022, 10:18 PM

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Been following on this 16-Feb cut-off. So if top-up to e-wallet on 12-Feb but statement date is 28-Feb, from the T&C, still receive cashback or not ? hmm.gif


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