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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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ClarenceT
post Jul 12 2019, 08:45 AM

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QUOTE(TongCN @ Jul 12 2019, 08:39 AM)
I just hope that the 5% of QM (RM30) continue exist then ok liao :\
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What if Online is replaced by something else?
ClarenceT
post Jul 12 2019, 10:27 AM

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QUOTE(cybpsych @ Jul 12 2019, 10:17 AM)
dont care la.

discuss further once we cross the bridge after revision is announced.
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Today is 12/7 already so not effective on 1/8.
Another month to enjoy.
ClarenceT
post Jul 14 2019, 12:10 PM

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QUOTE(CardNoob @ Jul 14 2019, 12:05 PM)
Something like last year campaign like Spend More 4 Cash Back.
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There is one already starting from 1/7/19. smile.gif
ClarenceT
post Jul 14 2019, 03:27 PM

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QUOTE(CardNoob @ Jul 14 2019, 02:52 PM)
For PBB, no OTP != online.
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The only exception is BOOST APP SSL-EC.
ClarenceT
post Jul 14 2019, 03:39 PM

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QUOTE(CardNoob @ Jul 14 2019, 03:33 PM)
Somebody mentioned that you can force an OTP out from Boost if you top up a very big amount in one shot.

Now, small amount top up w/o OTP also qualify for cash back? hmm.gif
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Both 3D-EC (with OTP) and SSL-EC (without OTP, small amount) are considered Online transaction (VS/QM).
ClarenceT
post Jul 15 2019, 05:43 PM

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QUOTE(TreassureHunter @ Jul 15 2019, 05:35 PM)
any good replacement for uobpayonline? try pos online, but seem not allow credit card payment
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Use Jompay, Boost or TnG e-wallets, much better than Posonline.

This post has been edited by ClarenceT: Jul 15 2019, 05:45 PM
ClarenceT
post Jul 17 2019, 11:06 AM

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QUOTE(TongCN @ Jul 17 2019, 11:01 AM)
Do we need to open saving account?
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Minimum RM300k deposit (FD/CASA) for RCB Gold and RM1Mil for RCB Elite.
ClarenceT
post Jul 17 2019, 11:06 AM

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QUOTE(jefftan4888 @ Jul 17 2019, 11:05 AM)
For existing savings acc, can I apply this card?
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Must get the RCB membership first!
ClarenceT
post Jul 18 2019, 09:12 AM

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Collateral Deposit.
ClarenceT
post Jul 19 2019, 11:15 AM

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QUOTE(coolguy_0925 @ Jul 19 2019, 10:58 AM)

You mean taobao?
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A lot of online sites do not require OTP verification, especially Taobao and US sites.

You may use Quantum Visa for Taobao, you may get 5% Departmental CB for some Taobao transactions (Payment to Taobao London GB)
ClarenceT
post Jul 20 2019, 03:36 PM

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QUOTE(dreamfasten @ Jul 20 2019, 03:26 PM)
I tried last month. Boost actually got cashback even without OTP.
Not sure why people are saying reloading boost won't get cashback.
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Before 13/3/19, before Boost upgraded their system, no OTP was required to top up Boost. The transactions were not considered as online transactions.

After the upgrade, you may get Boost App 3D-EC (with OTP) or Boost App SSL-EC (without OTP). Both are online transactions!

But Boost's MCC was changed to 6540 in mid June, so it may give different answers to some credit cards now.
ClarenceT
post Jul 20 2019, 04:21 PM

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QUOTE(seancl85 @ Jul 20 2019, 04:08 PM)
Haha I think insurance not included after a thorough search. Thanks mate.
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Etiqa - Motortakaful in the list.

But insurance is always excluded from campaign CB.

This post has been edited by ClarenceT: Jul 20 2019, 04:23 PM
ClarenceT
post Jul 20 2019, 04:32 PM

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QUOTE(ghoulhunter @ Jul 20 2019, 04:27 PM)
Silly question: If my card is expiring soon, will Public Bank contact me to offer replacement cards, do I have to apply for new cards myself?
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They should automatically send you the replacement credit cards (not sure on new debit card) just before expiry month, unless you fail in annual review.
ClarenceT
post Jul 23 2019, 07:34 AM

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QUOTE(kuai_chai @ Jul 23 2019, 01:32 AM)
hi, i would like to apply supplementary card for my father.. he is a retiree, may i know what document is required?
can i submit it via email?
thanks..
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Apply before he reaches 65 years old.
ClarenceT
post Jul 23 2019, 08:41 AM

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QUOTE(kuai_chai @ Jul 23 2019, 08:22 AM)
why? is there an age limit? he is now 70..
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Age limit to apply for some credit cards (either principal or supplementary) in Malaysia.
PB don't mention it.
ClarenceT
post Jul 24 2019, 07:36 AM

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QUOTE(Vio @ Jul 24 2019, 07:33 AM)
i think my master quantum dun have VIP right? coz i terminated the visa some time ago
in the past ive been getting full CB, weird.
indeed, i dont have BP, been paying on PRU portal only
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You made 3 payments to Prudential, RM200 each? ie DR, DR and DR. (Not 2x DR and 1x CR).
You didn't disclose this column.
ClarenceT
post Jul 28 2019, 04:40 PM

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QUOTE(blibala @ Jul 28 2019, 04:35 PM)
Hi Cashback for quantum card is RM30 per card or combined RM30 for both visa and master card. GST is RM25 or RM50?
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CB RM30x2.
SST RM25X2
ClarenceT
post Jul 31 2019, 02:11 PM

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QUOTE(tsfatt00 @ Jul 31 2019, 02:01 PM)
Hi, new to here, just wanted to know can 1 person entitle for 2 different cashback cards (quantum and vs)? tq
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I have 3, VS, QV and QM, total RM98 monthly.
ClarenceT
post Jul 31 2019, 02:20 PM

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QUOTE(vince-90 @ Jul 31 2019, 02:19 PM)
If anniversary month is July and the SST will posted on Aug is it?
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Your next statement date.
ClarenceT
post Jul 31 2019, 05:14 PM

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QUOTE(Lingohal @ Jul 31 2019, 04:38 PM)
How do you maximise the cashback for QV? Where do you spend on?
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I don't get RM98 every month.
I used QV at Parkson, Isetan, Aeon (Departmental), Watson's (particular outlet only - P88 Kuching), Taobao.
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