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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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beLIEve
post Aug 11 2022, 03:06 PM

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QUOTE(ZeneticX @ Aug 11 2022, 03:04 PM)
btw my Quantum Visa and MC both share a combined credit limit, if I were to cancel one of them, will it reduce the credit limit?
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No. Credit limit stays the same
beLIEve
post Aug 12 2022, 12:10 AM

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QUOTE(Chiggah @ Aug 11 2022, 09:58 PM)
Was Quantum Visa yea.

Yes i am aware of this. I waved first, then it said Declined or something.

So I just used the card and PIN it
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If I don't have memory leak, some terminals do not support Wave-and-PIN. For those that works, after waving, it will prompt for PIN (I don't remember if it prompts you to insert card after waving). If straight decline and you insert card to PIN, then it's not Contactless.

Look at your credit card receipt if you still have it. It should indicate Wave or not.
beLIEve
post Aug 17 2022, 05:30 PM

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QUOTE(lovelyuser @ Aug 17 2022, 05:11 PM)
Clarify a bit, my PBIM was not saved in ZCity but I used on ZCity before, the card info confirm saved in Shopee.

The card also been used for normal groceries with on wave function, but I guess the leak not likely due to retail usage, if yes then will be very serious.
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From one of the posts, non-saved cards also compromised. They're not disclosing what was stolen. It seemed that they save all transaction details including card number, expiry, and CVV in a "database". Once you get hold of the database, you have all the card details.

So now, it depends on how much of the "database" was stolen.
beLIEve
post Aug 19 2022, 12:04 AM

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QUOTE(Human Nature @ Aug 18 2022, 09:26 PM)
When I used my CC in Korea, most of the time it was inserted into a reader thing and then transaction is completed. No pin is required. Is this considered as wave or pin?
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PIN.

Banks don't differentiate PIN or not. It's either Wave/Contactless or not. Contactless means you don't insert your card into readers.
beLIEve
post Aug 19 2022, 07:40 AM

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QUOTE(Altrius @ Aug 19 2022, 12:17 AM)
So, means if more than RM250 spending, using wave/contactless, but need to key in pin because more than RM250, still can get cashback?
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Must wave first and wait for terminal to prompt for PIN.
beLIEve
post Aug 22 2022, 09:09 PM

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QUOTE(joice11 @ Aug 22 2022, 08:38 PM)
any idea for public bank supplementary card, the sst can ask for waive or request for cash reward?
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That 50 bucks should cover your GST and then some
beLIEve
post Aug 24 2022, 01:31 PM

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24 AUG SPEND & ENJOY RM 50 CASH BACK-MTH3 50.00 CR
beLIEve
post Aug 30 2022, 07:13 PM

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QUOTE(xiaoxiaoshen @ Aug 30 2022, 06:37 PM)
encounter some funny thing............... Islamic card are not able to buy non-halal store item. the CS told me it is actually in T&C, where i got read the T&C, i apply this card for online CB only.
but i do remember i use it at 18 gourmet (NSK non-halal store) before and it no problem. maybe cannot use on PUB selling alcohol drink.
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Probably depends on MCC and Description and they did not catch 18 Gourmet. I'm aware of the non-halal part. It's also possible to unintentionally buy non-halal stuffs at places like Speedmart and KK. To be on the safe side, I just use the Islamic cards Online only.

This post has been edited by beLIEve: Aug 30 2022, 07:18 PM
beLIEve
post Sep 8 2022, 09:53 PM

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QUOTE(Human Nature @ Sep 8 2022, 09:46 PM)
So far they haven’t touch PBBi, finger crossed. Didn’t even impose min spending.
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Don't worry lah. After people post and repost on FB, then every conventional cardholder will flock to Islamic. Then only reduce 4% to 1%.
beLIEve
post Sep 8 2022, 10:02 PM

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QUOTE(PoisonSoul @ Sep 8 2022, 10:01 PM)
Damn it man, I just found a "loophole" for QM and now kena this. Arghhhhhh
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wahhh they closed your loophole without you broadcasting on Facebook ah?
beLIEve
post Sep 8 2022, 10:13 PM

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QUOTE(ClarenceT @ Sep 8 2022, 10:07 PM)
Just a matter of time, 3 months+ to go for card business.

https://www.lexology.com/library/detail.asp...6b-765b0d4da092
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Ohhh the one you've been saying since late last year. Supposed to kick in early this year. So we had an extra 9 months to earn the old cashback.
beLIEve
post Sep 9 2022, 03:27 PM

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QUOTE(LemonJane @ Sep 9 2022, 03:20 PM)
This is bad news on 9.9!
Stable revenue stable profit but can't stand letting us earn RM30 a month!
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If they continue to donate MYR 30/38 every month, profit will be unstable.

Maybe they come out with more campaign leh
beLIEve
post Sep 9 2022, 07:17 PM

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QUOTE(dark_elvin @ Sep 9 2022, 07:11 PM)
May I know if PBB quantum master card cashback is based on a statement cycle or monthly cycle?
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Statement
beLIEve
post Sep 10 2022, 02:46 AM

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QUOTE(anndroid @ Sep 10 2022, 02:03 AM)
this is sad..no more option to use PBB for shopee, lzd etc. means less bank voucher to use. also once cancel troublesome to apply for another creditcard and get approved.
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What talking you?
beLIEve
post Sep 10 2022, 02:12 PM

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QUOTE(Human Nature @ Sep 10 2022, 02:05 PM)
Why not call for rebate?
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Becaues he has little to no Overseas spend?
beLIEve
post Sep 10 2022, 02:14 PM

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QUOTE(Darren @ Sep 10 2022, 02:12 PM)
btw, i only notice PBB VS and quantum affected....
the the PIB Visa platinum affected? 4% is double of 2%....
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Patience. Give them a few more days to a month or two.
beLIEve
post Sep 10 2022, 03:37 PM

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QUOTE(Darren @ Sep 10 2022, 02:27 PM)
for quantum master, online spent are much easier even at lower %....
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Overseas only. No more online from Oct 1.
beLIEve
post Sep 11 2022, 03:20 PM

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QUOTE(jiaen0509 @ Sep 11 2022, 02:30 PM)
Anyone have experience transfer the conventional credit limit to islamic credit limit and cancel all conventional card?

Maybank allow this practice. Not sure PBB allow or now. Plan to cancel conventional n use only islamic card
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Entire limit unsure. When I applied last time, they offered to transfer a portion of my conventional limit to Islamic.

This post has been edited by beLIEve: Sep 11 2022, 03:38 PM
beLIEve
post Sep 11 2022, 08:36 PM

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QUOTE(kart @ Sep 11 2022, 07:20 PM)
Really, is that the case now?

If I am not mistaken, when Public Islamic Bank Visa Platinum Credit Card-i and Public Islamic Bank MasterCard Platinum Credit Card-i were relaunched by Public Bank months ago, the existing Public Bank cardholders were considered as new-to-bank, by Public Islamic Bank, and was able to enjoy new credit card acquisition rewards.

It was because Public Bank and Public Islamic Bank are considered as two separate entities.

During the first year of using PIBB credit cards, new PIBB credit card holders are not eligible for SST rebate, since PIBB deems that new credit card acquisition rewards have already given.

If what you said is correct, as a PBQM cardholder (who never has a PIBB credit card before), I am not eligible for first-year SST rebate, and also new credit card acquisition rewards. It is thus double disappointment for me.
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It's always been this case. I didn't get any New To Bank (NTB) offers when i applied early last year. Paid for GST.

Although separate entities, banks can choose whether you are NTB or not.

Before you get a triple disappointment, you should wait before applying PB Islamic. Scroll back a couple of pages for Clarence's link for reason to the cashback cut.
beLIEve
post Sep 12 2022, 02:42 PM

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QUOTE(annoymous1234 @ Sep 12 2022, 02:17 PM)
I just gotten my Pib card early last month, in the letter, it stated that statement will be end of the month, however last month until now i still didn't get the statement, check on pbb site also shows that statement is not out, its showing "unbilled transation" instead of "latest statment". just wondering is it for 1st time pib card will charge 2 months? anyone face this issue before?
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If near statement date then next month only bill. 1 round of Cashback only

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