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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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jefftan4888
post Sep 23 2019, 03:10 PM

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This post has been edited by jefftan4888: Sep 23 2019, 03:12 PM
jefftan4888
post Sep 25 2019, 08:47 AM

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QUOTE(Lingohal @ Sep 25 2019, 08:36 AM)
I have tried resetting at Shell and BHP before. Cancelling is just a button. Only that Shell machine will print out receipt after cancellation, wasting paper 😅. I have tried once at Petronas and it couldn't be cancelled so I never want to go back. Petronas has no buttons to cancel and lifting up the pump and putting it back did not cancel it. In the end, got to pump, and RM200 was held. RM200 will not be held at Shell or BHP after cancellation.
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I can confirm that we can’t cancel the transaction at Petronas.
jefftan4888
post Sep 28 2019, 07:53 PM

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QUOTE(saitong09 @ Sep 28 2019, 07:13 PM)
Use QV paywave + pin for single receipt rm500 will get 5% + 5%?
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Should be but I’ve yet to get my 3%/5% CB for my spending on 1/9/19.
jefftan4888
post Sep 30 2019, 02:45 PM

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QUOTE(cucikaki @ Sep 30 2019, 12:39 PM)
Hi guy, I’ve been reading that Public Bank will charge like 1% or 1.2% on overseas transaction. Is this included in the amount shown in the statement? As I don’t see it seperately in my statement before?

I’m planning to pay around £300 online, which based on people in lowyat, Bigpay exchange rate is much better.

But I know public bank has that 8% cashback offer for limited to RM100.

But is Bigpay exchange rate is much better than the RM100 cashback that PBE Visa could offer?

Not really sure to post this question in Bigpay or PBB forums
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Can check out my post about PB Visa rate, https://forum.lowyat.net/index.php?showtopi...post&p=94097061
jefftan4888
post Oct 1 2019, 07:11 AM

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This post has been edited by jefftan4888: Oct 1 2019, 07:13 AM
jefftan4888
post Oct 1 2019, 07:13 AM

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QUOTE(Whit @ Sep 30 2019, 11:42 PM)
Anyone did appeal & success before?
I’m having basic Income SGD2300 (excluding OT) but kena rejected , for my first cc application (no Ccris record cos no loan) 😢
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QUOTE(tee_ys @ Oct 1 2019, 12:08 AM)
I checked with public bank before, the exchange rate they used is 1 to 1 so your basic Income is RM2300.
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Can try a basic card such as Younique (24k per annum).
jefftan4888
post Oct 11 2019, 04:03 PM

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user posted image

Received RM100 Shopee voucher
jefftan4888
post Oct 11 2019, 05:10 PM

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QUOTE(talexeh @ Oct 11 2019, 04:06 PM)
You'll only see it once you redeem it at Shopee.
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Can we redeem the voucher at Shopee and use it later?

Or we have to redeem it when checkout?
jefftan4888
post Oct 11 2019, 05:22 PM

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QUOTE(ClarenceT @ Oct 11 2019, 05:17 PM)
You can store here.
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Will the validity follow SMS date, i.e. 29/2/20?
jefftan4888
post Oct 13 2019, 10:47 AM

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QUOTE(maxwongsauwei @ Oct 12 2019, 01:27 PM)
user posted image

I'll try to pay some bill with Quantum Visa and report back next statement date.
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Will Senheng accept CC? hmm.gif
jefftan4888
post Oct 15 2019, 01:13 PM

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QUOTE(x88yunkw @ Oct 15 2019, 01:03 PM)
Already did it. So now wanna know how bank charge.
Withdraw 1000, admin fee 5%, daily 18 per annum is about how much per day? Thanks.
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Why he needs cash urgently? For emergency? hmm.gif
jefftan4888
post Oct 29 2019, 08:06 AM

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QUOTE(tan_aniki @ Oct 29 2019, 12:00 AM)
use HLB AA, 0% 12 month as well
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Is this AA card feature?
jefftan4888
post Oct 29 2019, 10:23 AM

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QUOTE(tan_aniki @ Oct 29 2019, 08:59 AM)
Yes
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Do you have the link? I can’t fint it.
jefftan4888
post Nov 9 2019, 02:16 PM

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So far, I have been using QV for the following transactions.

1/9 - 3xx.xx (contactless & pin; > 250)

1/9 - 1.xx (contactless)

5/9 - 2xx.xx (eWallet)

28/9 - 7x.xx (contactless)

*12/10 - 1xx.xx (contactless)
*12/10 - 1xx.xx (contactless)

3/11 - 1xx.xx (contactless)

8/11 - 2xx.xx (contactless; < 250)

**9/11 - 1xx.xx (contactless)
**9/11 - 1xx.xx (contactless & pin)

* Same merchant, same amount - I was not onsite, ask my wife to wave on behalf. No issue for both contactless and does not require my pin.

** Same merchant, same amount - I was not onsite, ask my wife to wave on behalf. In the second wave, the system asked for the pin. I have to tell my wife my secret pin. hmm.gif
jefftan4888
post Nov 9 2019, 07:44 PM

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QUOTE(tan_aniki @ Nov 9 2019, 06:41 PM)
so far the best is RM45/RM200 from citi and RM35/RM180 from scb, claimed all vouchers from 2 acc hehe
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Where do you claim the Citi voucher?
jefftan4888
post Nov 9 2019, 08:43 PM

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QUOTE(ClarenceT @ Nov 9 2019, 08:07 PM)
"Sneak Peek" - I am more interested to grab RM9 vouchers!
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Got it, thanks!
jefftan4888
post Nov 14 2019, 01:58 PM

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I think there is no fixed rule from PB. Keep using until the system asks for PIN.

For example, look at my case.

QUOTE(jefftan4888 @ Nov 9 2019, 02:16 PM)
So far, I have been using QV for the following transactions.

1/9 - 3xx.xx (contactless & pin; > 250)

1/9 - 1.xx (contactless)

5/9 - 2xx.xx (eWallet)

28/9 - 7x.xx (contactless)

*12/10 - 1xx.xx (contactless)
*12/10 - 1xx.xx (contactless)

3/11 - 1xx.xx (contactless)

8/11 - 2xx.xx (contactless; < 250)

**9/11 - 1xx.xx (contactless)
**9/11 - 1xx.xx (contactless & pin)

* Same merchant, same amount - I was not onsite, ask my wife to wave on behalf. No issue for both contactless and does not require my pin.

** Same merchant, same amount - I was not onsite, ask my wife to wave on behalf. In the second wave, the system asked for the pin. I have to tell my wife my secret pin.  hmm.gif
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This post has been edited by jefftan4888: Nov 14 2019, 01:59 PM
jefftan4888
post Nov 23 2019, 10:30 AM

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PB CC Transaction Description: UNIVERSITY MALAYA MED CTRKUALA LUMPUR MY

Bought medicine @ PharmUMMC (Receipt Name)

PayWave RM2xx.xx using QV got 5% cashback. biggrin.gif

So PharmUMMC is not considered as Government for PB.

But I also paid RM2x.xx using BigPay on the same day. It is under Government Services.

Note: PB excludes government-related payments for 5% cashback.

This post has been edited by jefftan4888: Nov 23 2019, 10:38 AM
jefftan4888
post Apr 22 2020, 08:01 PM

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QUOTE(wct @ Apr 22 2020, 07:47 PM)
Oh I see, just curious seeing someone saying mostly on quantum or infinite but I have chosen to take only Sig. I have cards from citi and mbb so it doesn't make sense to apply for Infinite on top of Signature with not much benefits besides of the "infinite" status having the hassle to waive the annual fees from 2nd year onward on top of SST.
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PB VI AF is Free for Life. SST can be easily getting rebate. No harm to keep this card for PB campaign.
jefftan4888
post Jun 19 2020, 06:35 PM

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QUOTE(cucikaki @ Jun 19 2020, 06:27 PM)
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Got my rm30 for 26 march online campaign too
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When was your complaint? biggrin.gif
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