hi all - newbie here

how was your experience with SAMY during March when the market collapse?

the reason i am asking this question is because i always thought is ROBOT that does the investment so ROBOT will know how to react when they see a certain indicator in their system base on the algorithm / AI
so it should be able to mitigate heavy losses

My perception is wrong - now i have a clearer understanding
so basically there is no AI involved here just some set of rules/algorithm which does not improve overtime
AI will learn, adapt, recognize, improvise the execute the best possible outcome like the AI in Person of Interest -> https://www.imdb.com/title/tt1839578/
i think i watch too much movies jor

i dont understand where to see and when to top up
all i do is every month put RM250 inside saja

any thread on wahed?

You know what we can't time with SAMY
As it took too long to deposit
And I have raiz wahed and samy
To my surprise wahed make more money than samy
And wahed is more consistent now
Samy I have 14% risk and 26% risk

i guess this is true cause my recent RM1000 is very slow
maybe i should keep it below 1k to make it faster

i have tested for almost 1 month now on a mix portfolio 10%, 14% and 24% invested 7k profit RM60

uncle really no luck so gonna just stick with my bond
will see if this week rally a bit then i going to sell all and tutup account la

This post has been edited by majorarmstrong: Jul 20 2020, 08:43 PM

Again uncle is very new to all this
Moving away from FD to all this is a huge learning curve for me
Soon I will just consolidate to a few platform
I might eventually give up samy wahed and raiz soon

my 26% lousy performance but still ada duit
14% banyak bagus
10% dah tutup and move all to 26%

so now i have 26% and 14%
since i orang tua i do 80% in 14% and 20% in 26%
just rebalance it myself

then i do DCA on a weekly basis by alternate between:
RM400 to 14% 1 week
RM100 to 26% 2nd week
RM400 to 14% again 3rd week
continue till all money get invested

like some said i should not be rush to tutup my account
will do this for 1 year see how

invest that time no issue
withdraw that time headache lo
who else has this issue?

This post has been edited by majorarmstrong: Jul 22 2020, 02:58 PM

Same here la
I semua kat fd
Sekarang mature I throw everywhere
But I don't do equity except for my PB allocation Islamic tactical fund. which is just 5% of my portfolio

Sorry I think PB tactical fund is mix asset and not equity
Later I go check

This post has been edited by majorarmstrong: Jul 23 2020, 09:29 AM

Ya betul
Now I realize my wahed and raiz and samy got elements of equity
My samy portfolio is 80% low risk and 20% high risk
Thanks for calling that out
Again I put little money inside saja
Most of my money is inside P Bond

Everyone kena la but is those who continue dca then become winner lo

Interesting discussion
For me I scare la
But the amount I put in is less than 10k so I not worry
Really testing all platform
Then slowly consolidate to a platform that I can get use to
For some reason I like Raiz even thought SA has higher return
Maybe Raiz is more straightforward no need conversions and when invest today tomorrow reflect
This SA you do deposit wait wait
Do withdrawal wait wait
Do what shit also need to wait

I tak ada 22%

Jatuh also cepat juga
Mine is 80% inside 14%

Will dca until 8k in 14% and 2k in 20% then stop lo
Nanti bola Jatuh if put too much



This post has been edited by majorarmstrong: Jul 24 2020, 02:40 PM

i tak ada 36%
14% saja
tak tahu macam mana jadi after tonight

hantam 10k