I've just started with SA MY since early this month. Thanks to reading all the comments by the sifus of this forum since last month, I managed to get 36% risk without taking any test So I'm 36% all the way, but just minimal sum of RM1,000 starting deposit and RM100 per month lah for now. Still newbie at all of this

Don't say like that.... I just gave the appropriate answers to the questions asked lah

Yeah, definitely can straight away go for 36% risk if fit the risk profile and you choose general investment

Thanks a lot! I have read quite a lot of your comments around here, sifu

I thought you already redeemed for RM1? So have you used it?

Anyway, I've asked the StashAway WhatsApp about this. Will update when I get a reply from them

Don't leave us on a cliffhanger Did it stack the date or just the amount?

That would suck

Got the reply from SA. It will stack the amount until the end of your referral code promo, then continue with the Boost promo.

So better to use the voucher as late as possible for maximum benefit

No, no. It will run concurrently with your referral promo and you will get up to RM80,000.00 managed for free. But if your referral promo ends earlier than this Boost promo (3 months) then you will continue getting RM30,000.00 managed for free, after your referral promo ends.

My case, my referral promo ends on 4.10.2019, so I would not really benefit from this Boost promo.

Depends how you look at it... Like for me, if I use the voucher on the very last day, before expiry, I can get extra a few days free between 4.10.2019 to 15.10.2019 But might as well wait for next promo lah hahaha. I'm probably going to forget to use it on 15.7.2019

This post has been edited by Shalidar: Apr 16 2019, 06:33 PM

I have a question... You saw -23% for a while before it recovered, or you mean your portfolio still at -23% now?

In layman terms, total returns would just be profits. It'll include whatever dividend you receive which is automatically reinvested, any appreciation of the shares you're holding and profit from MYR dropping like sh*t. However, what I learned from this forum is that you can check your total returns in USD to know how well your portfolio is doing minus the currency impact.

I stand ready to be corrected by any of the other sifus

I've got you covered Check your PM

Yes, there's no issue at all since the "Manage Deposits" page merely informs SA that you plan to deposit money, and you still have to transfer the money to SA separately through JomPay or IBG transfer. After you've transferred, you can just close everything and wait awhile for SA to receive the money and then process it i.e. convert to USD and purchase the shares according to your Risk Portfolio

No movement meh? I think it's just the movement is very slight, because if I'm not mistaken, mine went down by about RM0.30 No movement on USD though

Quite sure page 1 has all the information that you need... First robo-adviser to be SC regulated in Malaysia, what more do you need?

Bear in mind that only the amounts stack, i.e. you get RM300,000.00 managed for free for 6 months if you get 10 referrals on the same day, but the time all run concurrently, so you still only get free waiver for 6 months. The benefit is that each time you get a new referral, your free 6 months start running again, so you really want to try and space out your new referrals

There are loads of info that the TS had kindly compiled and put all in the first page of this thread. It's practically the summarised main points of everything discussed in the old thread.
Other than that you may also look at SA FAQS itself here https://www.stashaway.my/help-center

I would love to get feedbacks from other SA users. I am currently depositing on a monthly basis (on the 1st of every month) and am considering whether to switch to weekly basis. For those who practise DCA on a weekly basis, do you (1) deposit on a fixed day of every week, or (2) deposit 4 times a month max? Since some months would have 5 weeks, you would end up depositing more on such months for mode (1).

I'm considering to deposit on a fixed date every month, which is on the 7th, 14th, 21st and 28th. Would there be any negative impact because of the long delay in depositing between 28th to 7th of the next month? Looking forward to hearing from all of you

I've been quite consistent at +1-2% so far. Time to stick to my 36% risk and test SA throughout the bad and good period

I've been using Yahoo Finance. Seems to work quite well

36% all the way Time for SA to prove that they'll be capable going forward