It's just a bad market period. Stay strong and we'll all get through this together

I would say it really depends. You would probably end up getting more returns per annum in FS than in SA, assuming none of your notes default. If there's default and fail to recover, then your principal sum is just gone, which would immediately reduce your returns per annum significantly.

SA on the other hand, like they advertise, 99.9% you would lose at most the percentage of your risk portfolio, so you can rest easier knowing your investment would grow, even if at certain period, it goes into the negative, it'll bounce back in the future, as long as you keep your DCA constant and don't try to time the market

Any other sifus have further to add, please feel free to do so

Lump sum is dangerous because you do not know whether you bought at market high or market low

Is it a good time to buy in? What if tomorrow's talks fall and US economy becomes even worse?

Definitely a few working days. They have to sell your high risk securities and purchase the lower risk ones

In fact I asked the SA team before, during my first time getting dividend You always receive dividends in USD Cash, then only they distribute accordingly to the units when you next deposit

I'm in the 36% risk portfolio and I'm currently at -3.5% USD Let's ride it out then

Any sifus here who have created a template for the Flexible Portfolios, and would be interested to share here for discussion purposes?

Feels like a good time to start throwing money into it while it's free management + stocks are still slowly recovering