tomorow us market is open but SA MY is not open that why I asking whether the so called robo advisor will still process the deposit and etf buying

Capital gains + dividends all make up the compounded returns.

Dividends not paid from money earned are reinvested to expand the business, dividends paid are reinvested back into the portfolio.

You better hope it's 0 dividends. We get taxed a hefty 30% on US dividends, S&P 500 ETF typically pays 1.8%, that means its extra 0.6% cost on top of platform fee + ETF expense ratio we are paying.

I don't think you read or understood my reply.

Which article? I'm interested to have a read too, still not very sure how exactly this compound interests thing works.
As what I can understand compound interest does not really work in a stock market because the market don't pay you Interests but dividend.

So the only "compounding" that takes place in the stock market is you reinvest the dividends back to the stocks that you hold. Over time as the company grows, and so does your gain/return, exponentially. It is a very very slow process hence they keep emphasize on the LONG TERM.

i wonder how many of us here have > 100k in SA, i wonder if we SA can be trusted enough to handle large sums of money, (i know that it is registered under SC) but we can never be sure..

Make money or not with this ?

Hi guys, anyone invested in the goal-based investing? What is the risk % for this?

I am also an investor in SÁ. Please pardon my ignorance and correct me if I am wrong.

The annual management fee is 0.8% for the first RM50K. The annual fees charged by the ETF Manager is 0.2%. Therefore, the  total fees payable per annum is 1%.

Therefore, if we invest RM50K in SÁ for 10 years, the total fees payable is RM500 p.a. x 10 years = RM5000.

This is immaterial whether our portfolio is making a profit or loss. Is my understanding correct?

yaka..for me dump money to SA 100k too big to deposit

stock market 100k too small to dump and whack

to be honest la..both of it i got plan to play around wan..SA put small amount..stock market big amount..thn.......

I dont understand how you could lose money in bonds... Might as well put it in fixed deposit. Maybe its the liquidity that attracts investor...

i feel like stashaway is preparing for global recession/depression setting

If US going down, doesnt that mean everyone will also feel the heat? Since US economy is the biggest.

hi, anyone of you invest more than rm 100k in SA? i wonder what is the AUM SA in Malaysia now.

Maybe SAMY organizes private party for investing more than 100k. 

That's what their support told me when I asked why I could only see US ETFs on CFD and not Invest. The weird thing is I can still view and buy US ETFs like XLE on CFD so I have no idea what's happening. Maybe he just meant Invest can't buy US ETFs? Honestly their support is kinda dogshit. Ask a couple of things and they only answer one thing and it's not even the complete answer. Weirdest thing is when I lookup XLE on their main page it does show up in Invest, but not when I try to trade it. 

not really. want to take out the emotional factors, stay invested in US equities mostly.

Whoa. topped up yesterday night via JomPay and just received notification that they got the funds already. Guess all their staffs are back to work.