Now SA is sending out investment gift  to help ?
Wondering what investment gift is that,
any  one got it already?

is stashaway down?
Phone and web also cannot access

Been reconsidering about being in Stashaway recently, and it's not about KWEB, I'm actually okay with that.

I originally entered Stashaway because:

1. It was the easiest way for me to access international market

2. I wasn't able to trust IBKR with my portfolio

3. Great automatic way to pay myself first and manage money, cheap way to turn my MYR into USD.

4. My monthly investment amount generate too much fees anywhere else.

Fast forward ~6 months later:

1. I am comfortably using IBKR now.

2. I am happy to have my entire portfolio in IBKR.

3. Sunway Money + IBKR offers me easy and cheap exchange to SGD and any other currency.

4. My income is increasing that I might be able to invest monthly with 4USD fee / <1% of my monthly investment amount.

So I am slowly losing a reason to pay SA ~1% p.a. to be stuck in arbitrary sector ETFs. Admittedly this isn't much at all if SA is indeed bringing me ~15% p.a. returns.

Opinions welcomed!

The higher the risk index, the  longer it takes to recover, depends on the market, but also depends how may years you can wait.

I started Sept 2019 too with 36%, so this can be sample for those who curious on lumpsum vs DCA.

I like to stalk this thread. But i never check my SA profit/loss. Whenever i see many complaints here i just Top up a bit.
But i also have a weird thing. I will top up whenever USD/MYR down by 1% over a few days. so it's time to top up now

I'm complaining in advance that I'm losing money tomorrow.

Fellas, its time to DCAnoscope deposit!

I initially planned to use Stashaway as a invest-and-forget investment vehicle for the next 3-5 years

Hi all, does anyone know of a promo code for stashaway? The previous dr jason one is only applicable for one deposit; i.e. it is only applicable when triggered for the respective deposit. Hence subsequent deposits is still subjected to fees.

Looking for a platform to diversify my investment and can get 8-20% annual return in long term.

Sorry ya, but what happened yesterday, what meltdown?

Both take a very active role in helping you to get the best returns based on your risk preferences.

I would say UT is far more active.
Stashaway will reopt when their AI detects economic changes.
So far like two time reopt/rebalance twice in pass 2 years? During Covid and after Covid

ok... let's divert the topic...
anyone can give me a screenshot of classic 36% performance? preferably no topups, and no switching of risk index during the last 3 months

Almost same lol[attachmentid=11072653]

Newbie here, been reading all the past comment on SA were introduced by friend to this app.. have not read other RA yet but I do know there is a few…
So any one just buy in to SA recently? How is everyone who is in SA since 2017 doing? +ve profit or still down? What’s ur thought on SA? Still a good platform for investing for ppl who is not into DIY? Or will recommend to checkout other RA?

Here are some questions I have on SA:

1. I read that some got USD  and some get GBP account. Is USD account better than GBP in general?

2. When do u guys consider a good time to sell? Like then it’s -ve recommended to stay calm and hold n continue to dca..so say you set to invest in 5-10 yrs and target at 5% profit, will u withdraw the moment it reach the % profit or wait it to go further up?

3. understand in SA you can’t choose which ETF to buy in, but looks like there is different type of portfolio? Like ESG? And those US ETF? Is keeping a few portfolios better compared to one in SA? like different risk level or type portfolio…

4. I read that some suggested to put min RM500 at least to get a bit of dividends from fixed income ETFs, how does it works? Which are fixed income ETF? So each portfolio to be 500? Or total?

5. On withholding tax, I read that it will be refunded? Is that no longer the case? as I read in previous comment some buy Irish ETF bcos the tax is lower?

6. keep reading like US ETF going low so does it meant when it going low, not recommended to top up more if you already own units of the ETF already? jus continue to dca? Or should it be the other way round?

TIA